7 Mistakes You're Making with Crypto Payment Gateways (And How Larecoin's Receivables Token Fixes Them)

Let's be real.

You jumped into crypto payments thinking you'd escape the traditional finance grind. Lower fees. Faster settlements. More control.

But here you are. Still bleeding money. Still confused by hidden charges. Still handing your keys to someone else.

Sound familiar?

Most merchants make the same critical mistakes when choosing a crypto payment gateway. Platforms like NOWPayments and CoinPayments promise the Web3 dream, but deliver something closer to Web2 with extra steps.

Time to fix that.

Here are the 7 mistakes killing your crypto payment strategy, and exactly how Larecoin's Receivables Token eliminates each one.

Mistake #1: Surrendering Your Keys (And Your Freedom)

The Problem:

Most crypto gateways use custodial wallets. Translation? They hold your funds. They control your private keys. They decide when (and if) you access your money.

CoinPayments and NOWPayments both operate this way. Sure, it's convenient. But convenience comes at a cost: you're not actually holding crypto. You're trusting a third party with your assets.

Not your keys, not your coins. Period.

The Larecoin Fix:

Self-custody is non-negotiable at Larecoin.

Our Receivables Token (LARE) goes directly into your wallet. You control your private keys. You decide when to convert, hold, or spend. No middleman. No permission required.

True financial sovereignty, exactly what crypto was supposed to deliver.

Learn more about going bank-free with Larecoin

Mistake #2: Getting Destroyed by Hidden Fees

The Problem:

You thought you escaped interchange fees. Surprise, you didn't.

Most crypto payment processors bury fees in the fine print. Transaction fees. Conversion fees. Withdrawal fees. Network fees they "forget" to mention until checkout.

NOWPayments charges 0.5% per transaction. CoinPayments takes 0.5% too, plus withdrawal fees that stack up fast. Add volatile gas costs during network congestion, and your "low-cost" solution suddenly isn't.

The Larecoin Fix:

Larecoin slashes merchant fees by up to 50%.

How? Our gas-only transfer model. You pay network costs, nothing more. No hidden percentage skimmed off every transaction. No surprise charges at withdrawal.

The Receivables Token streamlines the entire process. Fewer intermediaries. Lower overhead. More profit in your pocket.

See the fee comparison: Larecoin vs. CoinPayments

Mistake #3: Ignoring Stablecoin Integration

The Problem:

Crypto volatility terrifies merchants. And rightfully so.

You accept $500 in ETH today. Tomorrow it's worth $420. That's not a payment, that's a gamble.

Many gateways force instant conversion to fiat to avoid this. But instant conversion means fees. Delays. And losing the actual benefits of holding crypto.

The Larecoin Fix:

Enter LUSD, Larecoin's stablecoin solution.

LUSD is pegged to the US dollar. Accept payments. Hold value. No volatility panic. No forced conversions eating into margins.

Better yet, LUSD integrates seamlessly with the Receivables Token ecosystem. Accept LARE, convert to LUSD when you want stability, or hold LARE when you want upside. Your call.

Flexibility without the stress.

Mistake #4: No Proper Transaction Records

The Problem:

Blockchain transactions are transparent. But they're also messy.

Try reconciling hundreds of crypto payments with your accounting software. Transaction hashes aren't exactly human-readable. Disputes become nightmares. Audits become expensive.

CoinPayments offers basic reporting. NOWPayments has invoicing tools. But neither provides immutable, verifiable proof of every transaction in a format that actually matters.

The Larecoin Fix:

NFT receipts.

Every Larecoin transaction generates a unique NFT receipt. Immutable. Timestamped. Permanently recorded on-chain.

No more "he said, she said" disputes. No more digging through block explorers. Each NFT receipt serves as undeniable proof of payment: perfect for accounting, audits, and customer service.

This isn't a gimmick. It's the future of business documentation.

Mistake #5: Choosing Non-Compliant Platforms

The Problem:

Crypto regulation is tightening. Fast.

Operating with a non-compliant payment gateway puts your entire business at risk. Frozen funds. Legal headaches. Potential shutdowns.

Many offshore gateways operate in regulatory gray zones. Great until they're not.

The Larecoin Fix:

Larecoin prioritizes US compliance.

We're pursuing MSB (Money Services Business) registration and a comprehensive state-by-state MTL (Money Transmitter License) strategy. This isn't optional: it's foundational.

When you process payments through Larecoin, you're working with a platform built for long-term legitimacy. Not a fly-by-night operation hoping regulators look the other way.

Compliance isn't sexy. But it keeps your business alive.

Mistake #6: Limited Blockchain Support

The Problem:

Your customers don't all use the same chain.

Some hold ETH. Some prefer Solana. Others are deep in the Binance ecosystem. A gateway that only supports one or two networks alienates a massive chunk of your potential customer base.

NOWPayments supports multiple chains: but with fragmented experiences. CoinPayments has broad support: but clunky integration.

The Larecoin Fix:

Larecoin's ecosystem is built for cross-chain flexibility.

Swap. Bridge. Accept. Our infrastructure connects Ethereum, Solana, Binance Smart Chain, and more. The Receivables Token acts as your universal settlement layer: regardless of which chain your customer prefers.

One integration. Every major blockchain. Maximum reach.

Explore the full Larecoin vs. NOWPayments vs. CoinPayments breakdown

Mistake #7: Treating Crypto Payments as "Just Another Option"

The Problem:

Most merchants bolt crypto payments onto their existing stack as an afterthought. A plugin here. A widget there.

Result? Fragmented user experience. Poor conversion rates. Customers abandon checkout because the process feels janky and disconnected.

Crypto payments deserve native integration: not a band-aid solution.

The Larecoin Fix:

Larecoin isn't a plugin. It's a complete Web3 payment ecosystem.

Contactless POS. Merchant portal. Smart wallet. Liquidity pools. Metaverse shopping integration. Everything connects.

The Receivables Token sits at the center: enabling seamless transactions across every touchpoint. In-store. Online. Virtual storefronts.

This is what native Web3 commerce looks like.

Discover why Metaverse shopping changes everything

The Bottom Line

Crypto payment gateways promised revolution. Most delivered frustration.

Hidden fees. Custodial traps. Compliance nightmares. Poor documentation. Limited flexibility.

Larecoin's Receivables Token was engineered to fix every single one of these problems:

• Self-custody so you actually own your funds

• Fee savings up to 50% with gas-only transfers

• LUSD stablecoin for volatility protection

• NFT receipts for bulletproof record-keeping

• US compliance with MSB and MTL strategy

• Cross-chain support for maximum reach

• Native Web3 integration across all commerce channels

Stop settling for Web2 solutions dressed in Web3 clothing.

The Larecoin ecosystem is live. The Receivables Token is ready.

Your move.

Get started at Larecoin.com