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7 Mistakes You're Making with Crypto Payments (And How LUSD Stablecoin Fixes Them)


Crypto payments should be simple. Fast. Cheap.

But most businesses are doing it wrong. Losing money. Losing customers. Losing sleep.

The good news? Every single one of these mistakes has a fix. And that fix has a name: LUSD Stablecoin from Larecoin.

Let's break down the 7 biggest blunders merchants make with crypto payments, and exactly how to avoid them.

Mistake #1: Accepting Volatile Crypto Without a Stability Strategy

Bitcoin pumps. Bitcoin dumps. ETH follows. Your invoice from this morning? Worth 8% less by lunch.

That's the volatility problem.

Most payment processors like NOWPayments and CoinPayments let you accept crypto. Great. But they don't solve the fundamental issue: price swings can destroy your margins.

Larecoin Crypto Payments Ecosystem

The LUSD Fix

LUSD is a USD-pegged stablecoin. One LUSD equals one dollar. Always.

No more watching charts. No more praying the market holds until you convert. Payments come in stable. Stay stable. Simple.

Larecoin's ecosystem lets merchants receive payments in LUSD directly, or auto-convert volatile crypto to LUSD at the point of sale. Volatility? Problem solved.

Mistake #2: Bleeding Money on Transaction Fees

Here's a dirty secret about crypto payment processors.

They stack fees. Network fees. Processing fees. Conversion fees. Withdrawal fees.

CoinPayments charges up to 1% per transaction. NOWPayments takes 0.5-1%. Add network gas fees on top? You're losing 2-4% on every sale.

That's insane.

The LUSD Fix

Larecoin operates on Solana, one of the fastest, cheapest blockchains in existence.

Transaction costs? Fractions of a penny. Not dollars. Pennies.

LUSD transfers use a gas-only model. You pay the network. That's it. No middlemen taking a cut. No hidden processing charges eating your revenue.

More money in your pocket. Every single transaction.

Mistake #3: Giving Up Custody of Your Funds

This one's huge.

When you use centralized payment processors, your crypto sits in their wallets. Their servers. Their control.

Exchange hacks. Frozen accounts. Withdrawal limits. We've all seen the horror stories.

Not your keys? Not your crypto.

The LUSD Fix

Larecoin is built on self-custody principles.

Your LUSD. Your wallet. Your control.

No third party holding your funds hostage. No waiting 5-7 business days for withdrawals. Access your money instantly. Move it freely. That's the Web3 way.

Secure digital vault with cryptocurrency coins illustrating self-custody and control in Larecoin’s Web3 payments ecosystem

Mistake #4: No Proof of Payment (Hello, Disputes)

Traditional crypto payments = a hash on a blockchain.

Good luck explaining that to your accountant. Or your customer disputing a charge. Or the IRS.

Most processors give you basic transaction records. Maybe a CSV export. Nothing robust. Nothing verifiable. Nothing professional.

The LUSD Fix

Larecoin introduces NFT receipts.

Every transaction can generate an on-chain, verifiable receipt as an NFT. Immutable proof of payment. Timestamped. Tamper-proof. Transferable.

This isn't just cool tech. It's bulletproof documentation.

Customer says they paid? Check the NFT. Auditor wants records? Export the NFTs. Dispute resolution? The blockchain doesn't lie.

Mistake #5: Ignoring Compliance (Until It's Too Late)

Crypto's regulatory landscape is a minefield.

Some processors operate in gray areas. Offshore entities. Vague licensing. "We'll figure it out later" energy.

That works until it doesn't. Then comes the cease-and-desist letters. The frozen accounts. The legal fees.

The LUSD Fix

Larecoin takes compliance seriously. Very seriously.

The company pursues MSB (Money Services Business) registration at the federal level and implements a state-by-state MTL (Money Transmitter License) strategy across the United States.

Larecoin logo

This isn't cutting corners. It's building a foundation for long-term, legitimate operation.

When regulators come knocking: and they will: Larecoin merchants have a compliant partner. Not a liability.

Compare that to offshore processors with questionable jurisdiction hopping. The choice is obvious.

Mistake #6: Using Yesterday's Payment Tech for Tomorrow's Economy

NOWPayments. CoinPayments. They work.

But they're fundamentally Web2 tools trying to handle Web3 money. Clunky integrations. Limited token support. No native NFT functionality. No metaverse compatibility.

The future of commerce is decentralized. Interactive. Immersive.

Your payment processor should be ready.

The LUSD Fix

Larecoin isn't just a payment processor. It's a complete Web3 ecosystem.

  • LARE Token: The ecosystem's utility and rewards token

  • LUSD Stablecoin: Stable payments without volatility

  • NFT Receipts: On-chain proof of every transaction

  • Metaverse Integration: Accept payments in virtual worlds

  • Push-to-Card: Convert crypto to spendable funds instantly

This is future-proof infrastructure. Built for where commerce is going: not where it's been.

Mistake #7: Treating Crypto Payments as an Afterthought

Here's the biggest mistake of all.

Merchants bolt on crypto payments like an afterthought. A "nice to have." A checkbox for the marketing team.

Meanwhile, competitors are building entire business models around Web3-native customers. Capturing loyalty. Driving engagement. Growing communities.

Crypto isn't a payment method. It's a customer acquisition strategy.

The LUSD Fix

Larecoin's ecosystem transforms payments into engagement opportunities.

NFT receipts become collectibles. LARE rewards drive repeat purchases. Community features build loyalty. The Larecoin ecosystem creates customers who want to pay with crypto: because the experience is better.

That's not an afterthought. That's a competitive advantage.

Astronaut with Larecoin Token

Why LUSD Over Other Stablecoins?

Fair question.

USDT has baggage. Centralized. Controversial reserve audits.

USDC is better but still custodial. Circle can freeze your tokens.

LUSD from Larecoin? Built for the Larecoin ecosystem. Optimized for merchant payments. Integrated with NFT receipts. Powered by Solana speed.

Plus, deep integration with Larecoin's compliance framework means LUSD is designed for legitimate commerce from day one.

The Bottom Line

Crypto payments in 2026 shouldn't feel like 2019.

No more volatility anxiety. No more fee bleed. No more custody nightmares. No more compliance gambles.

LUSD fixes all of it.

  • Stable value ✓

  • Minimal fees ✓

  • Self-custody ✓

  • NFT receipts ✓

  • US compliance strategy ✓

  • Web3-native infrastructure ✓

  • Metaverse-ready ✓

The mistakes are easy to make. The fix is even easier.

Ready to Upgrade Your Payment Stack?

Stop making these mistakes. Start accepting LUSD.

Explore the full Larecoin ecosystem at larecoin.com. Check out the blog for more Web3 payment insights. Join the community discussion.

Crypto payments made easy. Finally.

 
 
 

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