7 Mistakes You're Making with Web3 Global Payments (And How to Fix Them)

Let's be real.

Traditional payment processing is bleeding your business dry. Hidden fees. Slow settlements. Zero transparency.

You think you've got it figured out. You don't.

Web3 payments are here to slash your costs by 50% or more. But most merchants? They're still making the same costly mistakes over and over.

Time to fix that.

Here are the seven mistakes killing your margins: and exactly how Larecoin solves each one.

Mistake #1: Assuming You Understand Interchange Pricing

"Interchange Plus" sounds simple. Transparent, even.

It's not.

What looks like 2.4% + $0.10 per transaction? Actually closer to 3.2% when you add:

• Assessment fee markups

• Network access fees

• PCI compliance charges

• Monthly statement fees

• Batch processing fees

The traditional payment stack is designed to confuse you. Multiple intermediaries. Each taking a cut.

The Larecoin Fix:

Blockchain transactions show exactly what you pay. Gas fees. That's it.

No hidden markups. No mysterious line items. No processors embedding secret margins into "assessment categories."

With Larecoin's Web3 payment infrastructure, what you see is what you pay. Period.

Mistake #2: Letting Processors Hide Margins in "Assessments"

Here's a dirty secret.

Even with "cost-plus" pricing, processors still profit. They embed extra margins in assessment categories. They label them as interchange fees.

Card networks publish 300+ rate categories. Who's auditing that? Not you.

Platforms like NOWPayments and CoinPayments improved things. But they still charge conversion fees. Platform fees. Withdrawal fees.

The Larecoin Fix:

Decentralized transactions. No intermediary processor markups.

Larecoin's LUSD stablecoin eliminates volatility concerns while keeping transactions on-chain. No middlemen skimming percentages off your revenue.

You accept payment. It hits your wallet. Done.

Compare that to CoinPayments' 0.5% processing fee plus network fees plus conversion spreads. The savings compound fast.

Mistake #3: Misclassifying Transactions

Your POS system is misconfigured. Your EMV reader malfunctions. Someone manually enters a card number.

Congratulations. You just got bumped into a higher interchange tier.

Card-present vs. card-not-present. Rewards cards vs. standard cards. Debit vs. credit.

Small errors. Thousands in unnecessary annual fees.

The Larecoin Fix:

Crypto transactions have no classification tiers. No card-present vs. card-not-present distinctions.

A transaction is a transaction. Same rate whether your customer pays in-store, online, or in the metaverse.

No surprise rate hikes. No terminal malfunctions costing you money.

Mistake #4: Not Settling Transactions Same-Day

Did you know card networks penalize delayed settlement?

Most merchants don't.

Batch your transactions at end-of-week instead of end-of-day? Higher interchange rates. Just like that.

Traditional settlement takes 2-3 business days minimum. Sometimes longer. Your cash flow suffers while processors hold your money.

The Larecoin Fix:

Blockchain settlement is near-instant.

Transactions finalize in seconds. Not days. Not business days. Seconds.

No batching requirements. No settlement window penalties. No processors sitting on your revenue.

Larecoin's infrastructure means your funds are available immediately. Push to card. Move to your bank. Your choice.

Mistake #5: Failing to Submit Level II/III Data

B2B merchants leave serious money on the table here.

Level II data (sales tax, customer code, merchant postal code) unlocks lower interchange rates. Level III data (line-item details, product codes) unlocks even more savings.

Most merchants skip it. Too complex. Too time-consuming.

Thousands in savings. Gone.

The Larecoin Fix:

NFT receipts.

This is where Larecoin truly outpaces competitors like NOWPayments.

Every transaction generates an NFT receipt automatically. All data captured on-chain. Tamper-proof. Permanent.

No manual entry. No paperwork. No chasing down transaction details months later.

Better yet? These NFT receipts prevent chargeback disputes. The record is immutable. Fraudulent claims die on arrival.

Mistake #6: Trusting Custodial Solutions with Your Funds

This is the big one.

Most crypto payment processors? Custodial.

Your funds sit in their wallets. Their systems. Their control.

Exchange hacks. Platform insolvencies. Regulatory seizures.

Your money. Their problem. Your loss.

CoinPayments and NOWPayments both involve custodial elements. You're trusting a third party with your revenue.

In Web3, that's backwards.

The Larecoin Fix:

Self-custody. Non-negotiable.

Larecoin's smart wallet infrastructure keeps you in control. Your keys. Your funds. Your business.

Payments flow directly to your wallet. No intermediary holding periods. No third-party risk.

Financial sovereignty isn't a buzzword. It's protection.

The LUSD stablecoin adds stability without sacrificing control. Pegged value. Self-custodied. The best of both worlds.

Mistake #7: Ignoring Web3 Payments Entirely

The biggest mistake of all?

Pretending this doesn't apply to you.

500+ million global crypto users. $2+ trillion market cap. Growing daily.

Your competitors are already onboarding these customers. They're accepting payments you're turning away.

"Crypto is too complicated." "It's just for tech bros." "My customers don't use it."

Wrong. Wrong. Wrong.

The Larecoin Fix:

Accept crypto directly. Today.

Larecoin makes it seamless:

• Gas-only transfers

• LUSD stablecoin for price stability

• Push to card for instant fiat conversion

• NFT receipts for bulletproof records

• Self-custody for true ownership

No chargebacks. No three-day settlement delays. No interchange fees eating 3%+ of every sale.

Merchants switching to Larecoin report 50%+ reduction in payment processing costs. That's not marketing fluff. That's math.

The Bottom Line

Traditional payment processing is a legacy system. Built by middlemen. For middlemen.

Every fee structure, every settlement delay, every classification tier: designed to extract maximum value from your business.

Web3 payments flip the script.

But only if you do it right.

Stop assuming you understand interchange pricing. Stop letting processors hide margins. Stop ignoring the future of commerce.

The seven fixes, summarized:

1. Transparent fees : blockchain shows exactly what you pay

2. No hidden assessments : decentralized means no processor markups

3. No transaction classification : same rate, every time

4. Instant settlement : seconds, not days

5. NFT receipts : automatic data capture, chargeback prevention

6. Self-custody : your keys, your funds, your control

7. Accept crypto now : 500M+ users waiting to pay you

Larecoin delivers all seven. In one ecosystem.

Ready to slash your payment processing costs by 50%+? Ready for true financial sovereignty?

Explore Larecoin and join the merchants who've already made the switch.

The future of global payments is decentralized. Make sure you're on the right side of it.