CoinPayments Vs Larecoin: Self-Custody, Master Wallets, and 50% Fee Savings Compared

Payment processors eat your margins. Period.

Traditional crypto payment gateways promise decentralization. But most recreate the same intermediary problems we escaped from. CoinPayments? It's one of them.

Larecoin flips the script. Self-custody. Gas-only transfers. Master wallet architecture. 50%+ fee savings.

Let's break it down.

The Fee Problem Nobody Talks About

CoinPayments charges 0.5-1% on every transaction. Sounds small. Until it isn't.

Processing $500,000 annually? That's $5,000 gone. Just in fees. To a middleman holding your money.

Larecoin's gas-only model? Around $2,000 annually for the same volume. Direct merchant-to-customer transactions. No percentage cuts. No surprises.

Here's the math for smaller merchants:

Monthly Volume	Traditional Processors	CoinPayments	Larecoin
$10,000	~$320	~$75-100	Lower + No Custodial Risk
$50,000	~$1,600	~$375-500	Gas fees only
$100,000	~$3,200	~$750-1,000	Gas fees only

Fee savings of 50%+ compared to legacy processors. That's not marketing fluff. That's your profit margin.

Self-Custody: The Real Difference

Here's where things get interesting.

CoinPayments model:

• Holds your revenue as an intermediary

• You wait for withdrawals

• Third-party permission required

• Limited direct control

Sound familiar? That's traditional banking. With extra steps.

Larecoin model:

• Funds go directly to YOUR wallet

• Zero waiting periods

• No processing delays

• No permission needed. Ever.

Self-custody means you own your money the moment it arrives. Not when some platform decides to release it. This is crypto's original promise. Larecoin delivers it.

CoinPayments acts as a trusted intermediary. But here's the thing, you moved to crypto to eliminate trusted intermediaries.

Master Wallets & Sub-Wallet Architecture

Running multiple storefronts? Different revenue streams? Franchise operations?

Larecoin's master wallet system handles complexity without complexity.

How it works:

• One master wallet controls the ecosystem

• Unlimited sub-wallets for different purposes

• Real-time visibility across all wallets

• Granular permissions and access controls

CoinPayments? Basic account structure. No sophisticated wallet hierarchy. No enterprise-level organization.

For merchants scaling operations, this architecture matters. Track revenue by location. Separate funds by product line. Manage payroll in dedicated wallets. All under one umbrella.

The Smart Wallet Advantage

CoinPayments gives you a wallet. Larecoin gives you a smart wallet.

Big difference.

Larecoin Smart Wallet Features:

• Customizable network fees , Pay higher gas for instant settlement. Or optimize costs with slightly longer confirmation times.

• Integrated DEX access , Swap tokens without leaving the ecosystem

• Liquidity pool connections , Put idle funds to work

• Swap and bridge services , Cross-chain functionality built-in

• Merchant portal integration , Business tools where your money lives

CoinPayments offers a fixed fee structure. No flexibility. No Web3 ecosystem integration. No DeFi capabilities.

Your wallet shouldn't just hold funds. It should work for you.

Settlement Speed: Seconds vs Hours

Time is money. Literally.

CoinPayments settlement: Minutes to hours. Variable timing. Depends on network congestion and their processing queue.

Larecoin settlement: Sub-second. Near-instant. Built on Solana architecture.

Customers see transactions immediately. Merchants see funds immediately. No wondering. No waiting.

For crypto POS environments, this speed transforms the checkout experience. QR-generated transactions complete before the customer pockets their phone.

LUSD: The Native Stablecoin Advantage

Volatility kills adoption. Everyone knows this.

CoinPayments processes 2,000+ cryptocurrencies. Impressive number. But no native stablecoin solution for merchants wanting zero-volatility transactions.

LUSD changes the game.

Built natively into the Larecoin ecosystem:

• Zero volatility on transactions

• Lower gas fees than ETH-based alternatives

• Seamless integration with merchant tools

• Instant conversion capabilities

Accept payment in any crypto. Settle in LUSD. Sleep well.

No more watching Bitcoin swing 5% while you're processing a coffee order.

NFT Receipts: Immutable Transaction Records

Paper receipts fade. Digital receipts get lost in email.

NFT receipts are forever.

Every Larecoin transaction can generate an immutable, on-chain receipt:

• Permanent transaction proof

• Tamper-proof records

• Automated accounting integration

• Customer loyalty tracking potential

• Warranty and return verification

CoinPayments offers basic transaction histories. Larecoin offers verifiable, collectible, functional proof of purchase.

For B2B transactions, audits become trivial. For B2C, you're building customer relationships through unique digital artifacts.

MTL Compliance: Trust Built on Regulation

Crypto payment processors love operating in gray areas. Until regulators come knocking.

Larecoin operates differently.

Federal MSB registration. State-level MTL coverage across the U.S. Compliance isn't an afterthought, it's foundational.

What this means for merchants:

• Reduced regulatory risk

• Banking relationship stability

• Customer confidence

• Institutional partnership potential

CoinPayments and similar platforms often leave compliance questions to merchants. Larecoin handles them at the infrastructure level.

MTL compliance isn't sexy. But neither is getting shut down.

The Metaverse Shopping Future

Here's where Larecoin diverges entirely from legacy crypto payment processors.

CoinPayments solves 2017 problems. Larecoin builds for 2030.

Social shopping in the Larecoin B2B2C metaverse:

• VR storefronts for immersive browsing

• AR product visualization

• Social shopping experiences

• Avatar-based commerce

• Integrated payment rails

Imagine browsing a virtual store with friends. Trying on digital fashion. Purchasing physical goods for home delivery. All within one ecosystem.

Traditional crypto payment gateways can't even conceptualize this. They're processing transactions. Larecoin is building infrastructure for the next generation of commerce.

Quick Comparison Table

Feature	CoinPayments	Larecoin
Fee Structure	0.5-1% per transaction	Gas-only
Custody Model	Intermediary holds funds	Full self-custody
Settlement Speed	Minutes to hours	Sub-second
Smart Wallet	No	Yes
Master/Sub-Wallets	Basic	Advanced hierarchy
Native Stablecoin	No	LUSD
NFT Receipts	No	Yes
MTL Compliance	Varies	Full U.S. coverage
Metaverse Integration	No	Native

The Bottom Line

CoinPayments works. For 2018.

Larecoin works for now. And for what's coming.

50% fee savings. That's real money back in your business.

Self-custody. That's your funds under your control.

Master wallets. That's enterprise-grade organization.

NFT receipts, LUSD, metaverse commerce, MTL compliance. That's future-proof infrastructure.

The crypto payment landscape is evolving. Fast. Choose platforms building for tomorrow, not maintaining yesterday.

Ready to cut fees and take control? Explore Larecoin and see the difference self-custody makes.