CoinPayments Vs Larecoin: Which Crypto POS System Is Better For Your Small Business?

Choosing your crypto payment processor matters. A lot.

The wrong pick? You're bleeding fees. Locked into hardware. Watching profits disappear.

The right pick? Freedom. Lower costs. Complete control over your funds.

Two major players dominate the conversation right now: CoinPayments and Larecoin. Both promise seamless crypto payments for merchants. Both support multiple cryptocurrencies. But dig deeper? They're fundamentally different beasts.

Let's break it down. No fluff. Just facts.

The Fee Showdown: Where Your Money Actually Goes

Here's the brutal truth about payment processing: fees eat your margins alive.

CoinPayments charges 0.5-1% per transaction. Sounds reasonable, right? Better than credit cards. But it adds up fast.

Larecoin delivers approximately 50% lower interchange fees than legacy payment systems. We're talking dramatic savings compared to the 2.5-3.5% traditional processors charge.

Run the numbers yourself:

• Processing $100,000 annually through CoinPayments = $500-$1,000 in fees

• Processing $100,000 through Larecoin = significantly lower costs

That's real money. Money that stays in your pocket. Money that funds your next expansion, your marketing, your inventory.

For small businesses operating on tight margins, this isn't just savings. It's survival.

Hardware Requirements: Freedom vs. Infrastructure

Traditional POS systems mean hardware. Terminals. Contracts. Headaches.

CoinPayments offers:

• E-commerce plugins for Shopify, WooCommerce, Magento

• Optional POS hardware

• Multiple integration pathways

Solid options. But still tied to specific platforms and potential hardware investments.

Larecoin takes a different approach:

QR-generated POS technology. That's it. No hardware required.

Any device becomes your payment terminal. Your phone. Your tablet. A borrowed laptop. Generate a QR code, accept payment, done.

This matters for:

• Food trucks constantly on the move

• Pop-up shops at markets and festivals

• Mobile service providers

• Any business that refuses to be tied down

Zero hardware costs. Maximum flexibility. Accept crypto literally anywhere.

Cryptocurrency Support: Quality vs. Quantity

CoinPayments supports 40+ cryptocurrencies and 21 stablecoins. Impressive numbers. An intuitive interface designed for diverse crypto portfolios.

If your customers pay in obscure altcoins, CoinPayments has you covered.

Larecoin focuses on smart support:

The standout feature? LUSD: a native stablecoin pegged 1:1 to USD.

Why does this matter?

Volatility kills crypto adoption for merchants. You accept $100 in Bitcoin today, wake up tomorrow with $85. Or $115. Unpredictable. Stressful. Accounting nightmare.

LUSD eliminates this entirely. Accept payment. Know exactly what you have. Sleep soundly.

Plus, Larecoin supports major cryptocurrencies while giving merchants the stability option they actually need.

Self-Custody: Who Really Controls Your Money?

This is where things get interesting.

Both platforms talk about self-custody. But implementation differs dramatically.

CoinPayments offers partial self-custody options with custodial elements baked in. Your funds, but not entirely your funds.

Larecoin's Smart Wallet provides enterprise-grade treasury management with one crucial difference: instant fund delivery directly to you.

No middleman holding your crypto. No waiting periods. No "pending" status while someone else controls your assets.

Your business. Your funds. Your control. Period.

For merchants who understand why they got into crypto in the first place: decentralization, independence, freedom from institutional gatekeepers: this distinction matters enormously.

NFT Receipts: Innovation That Actually Helps

Here's something CoinPayments doesn't offer: NFT receipts.

Sounds gimmicky? It's not.

Traditional receipts disappear. Get lost. Become accounting headaches at tax time.

NFT receipts create immutable, blockchain-verified transaction records. Every sale documented permanently. Every payment traceable. Every audit simplified.

Benefits include:

• Permanent transaction records on-chain

• Simplified accounting and reconciliation

• Proof of payment that can't be disputed or lost

• Modern documentation for a modern business

Your accountant will thank you. Your auditor will be impressed. Your business stays compliant effortlessly.

The Setup Experience: Get Selling Fast

Time is money. Complicated onboarding costs both.

CoinPayments requires:

• Platform selection

• Plugin installation

• Configuration setup

• Potential hardware integration

• Testing phases

Not terrible. But not instant either.

Larecoin streamlines everything:

Generate QR codes. Accept payments. That's the workflow.

No complex integrations. No waiting for hardware shipments. No technical expertise required.

A coffee shop owner should be accepting crypto by lunch. A market vendor should be live before their first customer arrives. Larecoin makes this reality.

Real-World Use Cases: Who Wins Where?

Let's be honest. Different tools for different jobs.

CoinPayments excels for:

• Established e-commerce operations needing deep platform integration

• Businesses requiring extensive altcoin support

• Companies with dedicated IT resources for setup and maintenance

• Operations already invested in traditional POS infrastructure

Larecoin dominates for:

• Small businesses prioritizing transaction cost savings

• Mobile merchants needing flexibility

• Operators wanting instant fund access

• Businesses seeking operational simplicity

• Merchants valuing true self-custody

• Anyone tired of third-party control

The pattern is clear. CoinPayments serves the established, infrastructure-heavy operation. Larecoin serves the independent merchant who values freedom and efficiency.

The Independence Factor

Here's what rarely gets discussed: merchant independence.

Traditional payment processors hold power over your business. They can freeze funds. Delay payments. Change terms. Add fees.

Crypto promised escape from this. But many crypto processors just recreated the same power dynamics with different branding.

Larecoin builds differently.

The Smart Wallet keeps you in control. LUSD protects against volatility without forcing conversion. QR-based POS means no hardware dependencies. NFT receipts mean no reliance on third-party documentation.

Every feature points toward one goal: merchant freedom.

This isn't just philosophy. It's practical business protection. When you control your payment infrastructure, no one else can disrupt your operations.

Making The Decision

Both CoinPayments and Larecoin process crypto payments. Both work. Both have merchants using them successfully.

But they serve different priorities.

Choose CoinPayments if:

• You need 40+ cryptocurrency options

• Deep e-commerce integration matters most

• You're comfortable with partial custodial solutions

• Infrastructure complexity isn't a concern

Choose Larecoin if:

• Fee savings directly impact your bottom line

• Flexibility and mobility matter to your operation

• True self-custody is non-negotiable

• You want LUSD stability without volatility headaches

• NFT receipts appeal to your accounting needs

• Independence from third-party control drives your decisions

For small businesses specifically? Larecoin's combination of lower fees, zero hardware requirements, instant fund access, and genuine merchant independence creates a compelling package.

Your Next Step

Ready to explore what Larecoin offers your business?

Visit larecoin.com to dig into the full ecosystem. Check out the Larecoin community to connect with other merchants making the switch.

The crypto payment landscape keeps evolving. The question isn't whether to accept crypto: it's which solution actually serves your business interests.

Choose wisely. Your margins depend on it.