How to Integrate Larecoin.ai With Your Online Store to Slash Fees by 50%

The 50% fee cut. Real. Repeatable. Fast.

Card stacks. Gateways stack. Cross-border stacks. Chargebacks stack.

Larecoin.ai removes stacks.

You get:

• 50%+ lower processing costs (typical, especially vs legacy card rails)

• Faster settlement (minutes, not days)

• Better checkout UX (wallet pay + stablecoin pay)

• Self-custody (your funds, your keys)

• AI automation across fraud, routing, offers, support, and analytics

CTA:

• Book a demo:larecoin.ai

• Merchant setup:larecoin.com

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What you’re actually integrating

Not “another crypto button.”

A full merchant stack:

• Checkout widget + plugins (Shopify / WooCommerce)

• API (custom stores, marketplaces, SaaS billing)

• LUSD stablecoin rail (pricing stability, predictable margin)

• Cross-chain acceptance (Solana / Ethereum / Polygon / BSC)

• AI command center:

This is why fees drop. And why ops get simpler.

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Before you start: your 10-minute preflight

Minimal requirements. No long onboarding. No invasive paperwork.

You need:

• A Larecoin merchant account

• A self-custody wallet (recommended: hardware + hot wallet combo)

• An API key (from merchant dashboard)

• A decision: settle in LUSD or keep mixed tokens

Recommended wallets:

• MetaMask (Ethereum / Polygon / BSC)

• Phantom (Solana)

• Ledger (treasury-grade custody)

Practical setup rule:

• Use LUSD for day-to-day settlement

• Keep volatile tokens only if you want exposure

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Step 1 : Create your merchant account (2 minutes)

Do this first:

1. Go to larecoin.com

2. Create a merchant profile

3. Add basic business details

4. Attach your receiving wallet address

Result:

• Dashboard access

• API keys

• Plugin download links

• AI feature toggles

Want the bigger picture on fee reduction mechanics?

• Internal read: Reduce Merchant Interchange Fees: The Ultimate Guide

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Step 2 : Set up the Master/Sub-wallet system (the cleanest accounting move)

This is the highest-leverage “pro” setup.

Structure:

• Master wallet = treasury. Profit aggregation. Long-term storage.

• Sub-wallets = tracking + automation. Per store. Per region. Per campaign.

Use sub-wallets for:

• Product lines (Subscriptions vs one-time)

• Locations (US vs EU vs LATAM)

• Ad channels (TikTok vs Google vs Affiliates)

• Marketplaces (seller A vs seller B)

Outcome:

• Cleaner books

• Faster reconciliation

• Better attribution inside Larecoin.ai analytics

Optional visual (clean, minimal):

Image suggestion: minimalist diagram showing Master Wallet branching into Sub-wallets labeled “Storefront,” “Subscriptions,” “EU,” “Affiliates.”

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Step 3 : Turn on the AI settings that actually move metrics

Don’t over-configure. Just enable the high ROI switches.

3.1 AI Smart Routing (lowest network cost, fastest confirmation)

You accept payments across chains. Larecoin.ai routes the transaction path.

Support:

• Solana (speed + tiny fees)

• Polygon (cheap EVM)

• BSC (liquidity + low cost)

• Ethereum (premium settlement layer)

Routing goal:

• Minimize total cost (gas + swap + bridge)

• Maximize confirmation speed

• Maintain stable settlement (LUSD when configured)

Merchant outcome:

• Lower effective fees

• Fewer “stuck” payments

• Less support overhead

3.2 AI Fraud / Risk Scoring (block bad intent before it becomes a refund)

Turn on risk scoring for:

• transaction anomalies

• wallet behavior patterns

• velocity limits

• device/session signals (where applicable)

Controls to set:

• Auto-flag threshold

• Manual review queue

• Auto-hold for high-risk orders (optional)

Merchant outcome:

• Fewer disputes

• Fewer “item not received” scams

• Lower support cost per order

3.3 Auto-Swap to LUSD (margin protection)

Enable:

• “Auto-convert incoming tokens to LUSD”

Why LUSD:

• Stable unit. Clean pricing.

• Predictable gross margin.

• Easy treasury ops.

Merchant outcome:

• Less exposure to volatility

• Cleaner financial reporting

• Easier refunds and credits

3.4 Personalized Offers (AI-driven conversion lift)

Enable:

• post-checkout offers

• wallet-based loyalty targeting

• win-back incentives

You control:

• offer rules (AOV thresholds, SKU triggers)

• eligible payment methods (LUSD-only deals, etc.)

• frequency caps

Merchant outcome:

• Higher conversion

• Higher AOV

• Higher repeat purchase rate

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Step 4 : Add Larecoin checkout to your store (plugin or API)

Choose your path.

Option A: Shopify / WooCommerce (fastest)

Install the plugin.

• Click “Enable Larecoin.ai Checkout”

• Paste API key

• Select settlement currency (recommended: LUSD)

• Choose accepted chains (Solana + Polygon is a common baseline)

• Publish

Expected time:

• 5–15 minutes

Operational win:

• No dev sprint

• No downtime

• No replatforming

Option B: Custom store (API-first)

For React / Vue / Node stacks. Or headless commerce.

Core flow:

1. Create invoice / payment intent

2. Display checkout widget or QR

3. Listen for confirmation webhook

4. Fulfill order automatically

5. Mint receipt metadata (optional)

You’ll implement:

• REST endpoints

• Webhooks

• Order status mapping (paid, confirmed, failed, refunded)

Merchant outcome:

• Full control over UX

• Best performance at scale

• Deep analytics hooks

Suggested visual (clean UI shot):

Image suggestion: minimalist checkout modal showing “Pay with Wallet” + “Pay with LUSD” + chain selector and confirmation status.

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Step 5 : Add NFT receipt intelligence (optional, but wildly useful)

This is not “NFT hype.”

This is:

• tamper-evident proof of purchase

• portable receipts

• smarter returns

• warranty automation

Enable:

• on-chain metadata receipts

• optional NFT receipt issuance per order

Include in metadata:

• order ID hash

• SKU list hash

• timestamp

• fulfillment method

• warranty/return policy pointer

Merchant outcome:

• fewer return disputes

• faster warranty validation

• better customer trust

Bonus:

• receipts become loyalty objects

• unlock member pricing automatically

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Step 6 : Configure merchant analytics (the part finance teams love)

Larecoin.ai analytics focuses on outcomes. Not vanity charts.

You’ll track:

• effective processing rate (blended cost)

• settlement speed by chain

• refund rate

• fraud flags vs approvals

• conversion rate by payment method

• LUSD share of checkout

Recommended dashboards:

• Daily treasury dashboard (LUSD inflows, outflows, net)

• Growth dashboard (AOV, CR, repeat)

• Risk dashboard (flags, holds, losses prevented)

Add sub-wallet tagging and you get:

• campaign ROI by wallet stream

• store/location P&L clarity

• cleaner audit trails

Internal link placeholder:

• Learn more: Merchant analytics on Larecoin.ai

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Step 7 : Deploy support bots (reduce tickets, speed up resolution)

Crypto checkout creates new questions. Solve them automatically.

Enable Larecoin.ai support bot for:

• “Did my payment go through?”

• “Which chain should I use?”

• “How long does confirmation take?”

• “Where is my receipt?”

• “Refund status?”

Bot connects to:

• payment status

• on-chain confirmation

• order fulfillment events

Merchant outcome:

• fewer tickets

• faster CSAT recovery

• lower cost to serve

Suggested visual:

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Step 8 : Turn on smart moderation + discovery (for social commerce / classifieds)

If you run:

• a marketplace

• a community shop

• classifieds

• creator commerce

• reseller networks

You need:

• spam filtering

• scam detection

• listing quality scoring

• discovery ranking

Larecoin.ai moderation and discovery does:

• automated fraud listing flags

• duplicate content detection

• reputation-weighted ranking

• wallet-level risk signals

Merchant outcome:

• fewer scam attempts

• higher buyer trust

• better conversion from browse to purchase

This becomes critical when payments settle fast.

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Step 9 : Metaverse shopping assistants (when you want the futuristic UX)

Not mandatory. But it’s a differentiator.

Use cases:

• 3D showroom with a guided assistant

• avatar-based product discovery

• wallet-aware personalization

• instant LUSD checkout

Assistant capabilities:

• find items via AI search

• suggest bundles

• apply eligibility offers

• generate on-chain receipt

Merchant outcome:

• higher engagement

• bigger baskets

• brand differentiation

Suggested visual (clean Web3/AI aesthetic):

Image suggestion: minimal metaverse storefront with a subtle AI assistant panel and “Pay with LUSD” button.

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Exactly how fees drop by ~50% (the merchant math)

Traditional rails:

• interchange + assessment + processor margin

• cross-border markup

• chargeback ops cost

• delayed settlement risk

Larecoin.ai rails:

• blockchain settlement

• smart routing to cheaper rails

• stablecoin settlement (LUSD)

• fewer middlemen

• automated risk controls

The compounding effect:

• Lower processing costs

• Lower fraud losses

• Lower support burden

• Faster cash conversion cycle

If you want a comparison angle:

• NOWPayments and CoinPayments can work for basic acceptance

• Larecoin.ai focuses on self-custody + AI optimization + multi-feature merchant ops Less “gateway.” More “payments OS.”

Internal link placeholder:

• More context: NOWPayments alternative (self-custody merchant accounts)

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Recommended rollout plan (SMB → enterprise)

No drama. Just staged deployment.

Phase 1: Add checkout + settle in LUSD (Day 1)

• enable plugin/API

• accept Solana + Polygon (common baseline)

• auto-swap to LUSD

• show “Pay with crypto” at checkout

Phase 2: AI risk + routing + support bot (Week 1)

• reduce fraud attempts

• reduce failed payments

• reduce tickets

Phase 3: NFT receipts + personalized offers (Week 2–3)

• returns automation

• loyalty mechanics

• conversion lift

Phase 4: Marketplace moderation + metaverse assistant (Month 2+)

• if you run community commerce

• if you need discovery at scale

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Merchant checklist (copy/paste)

• Merchant account created on larecoin.com

• Master wallet + sub-wallets mapped to business units

• LUSD settlement enabled (auto-swap on)

• Chains enabled: Solana / Ethereum / Polygon / BSC (pick your mix)

• Smart routing enabled

• Fraud/risk scoring thresholds set

• Checkout widget installed (plugin or API)

• Webhooks connected to fulfillment

• NFT receipt metadata enabled (optional)

• Merchant analytics dashboards pinned

• Support bot enabled

• Personalized offers enabled

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Quick CTAs (pick one)

• Book a demo:https://larecoin.ai

• Join the waitlist:https://larecoin.com

• Download the wallet:https://larecoin.com