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How to Reduce Merchant Interchange Fees and Turn Every Sale Into Social Impact in 5 Minutes


The Hidden Tax on Every Transaction

Merchants lose 2-3.5% of every credit card sale to interchange fees.

That's thousands of dollars vanishing into payment processor pockets every month. A $50,000 monthly revenue merchant pays $1,000-$1,750 in pure interchange costs. Scale that over a year and you're looking at $12,000-$21,000 gone.

Zero product delivered. Zero service provided. Just fees.

Traditional payment processors want you to believe these fees are unavoidable. They're not.

Crypto Payments Eliminate Interchange Completely

Larecoin runs on blockchain infrastructure. No Visa. No Mastercard. No interchange fees.

When customers pay with LARE tokens or LUSD stablecoins, you receive 100% of the transaction value minus network gas fees. Gas fees on Solana average $0.00025 per transaction. Not 2.5%. Not even 0.25%.

$0.00025.

Larecoin Crypto Payments Ecosystem

Compare that to NOWPayments charging 0.5% per transaction or CoinPayments taking 0.5% plus withdrawal fees. Even crypto payment processors impose percentage-based fees because they're still thinking like legacy systems.

Larecoin doesn't think like legacy systems.

Self-custody wallets mean customers pay directly to your wallet address. No intermediary. No processor holding your funds. No withdrawal delays. Your money arrives in real-time and stays under your complete control.

The Social Impact Layer Nobody Else Offers

Here's where it gets revolutionary.

Every Larecoin transaction automatically generates an NFT receipt stored permanently on-chain. These aren't just digital receipts. They're proof-of-impact certificates that document the social good created through your business.

When you accept Larecoin payments, a portion of network activity supports community projects, environmental initiatives, and social impact programs built into the ecosystem. The NFT receipt proves both the transaction and its contribution to something bigger.

NFT receipt showing social impact connections to environmental and community programs

Your customers don't just buy products. They participate in measurable social change. The NFT receipt shows exactly what their purchase supported: whether it's carbon offsetting, community development, or decentralized social programs.

NOWPayments gives you a transaction confirmation email.

CoinPayments sends a payment notification.

Larecoin mints permanent proof of social impact tied to every single sale.

Which one helps you build a brand customers actually care about?

LUSD: Stablecoin Stability Without Volatility Risk

Merchants hesitate on crypto because of price volatility. Valid concern.

LUSD solves it completely.

LUSD is Larecoin's stablecoin version pegged 1:1 to USD. Customers pay in LUSD and you receive stable value identical to traditional currency. No exchange rate gambling. No overnight price crashes. Just stable, predictable revenue.

But here's the edge over fiat: LUSD transactions still eliminate interchange fees while maintaining dollar parity. You get USD-equivalent value without paying Visa's 2.5% tax.

CoinPayments offers stablecoin processing but charges withdrawal fees when you convert to fiat. NOWPayments supports stablecoins but still takes their 0.5% cut on every transaction.

Larecoin's LUSD flows directly to your self-custody wallet. You decide when to convert, how to convert, and which platform to use. Total autonomy. Zero forced fees.

The 5-Minute Setup That Changes Everything

Traditional payment processors make you wait days for approval. Background checks. Business verification. Bank account linking. Compliance documentation.

Larecoin takes 5 minutes.

Minute 1: Download a Solana-compatible wallet (Phantom, Solflare, or any SPL token wallet).

Minute 2: Generate your receiving address.

Minute 3: Add Larecoin payment options to your checkout (simple wallet address or QR code).

Minute 4: Share your wallet address with customers.

Minute 5: Receive your first payment.

Crypto Payments Made Easy

No approval process. No merchant account setup. No waiting for payment processor permission. Your wallet address is your merchant account.

Post the QR code on your website, at your physical location, or in your social media bio. Customers scan and pay. You receive funds instantly. NFT receipt mints automatically.

Done.

Why NOWPayments and CoinPayments Can't Compete

NOWPayments markets themselves as the "easy crypto payment processor." Their 0.5% fee seems reasonable compared to credit cards. But you're still paying a percentage-based fee on every transaction while they hold custody of your funds until withdrawal.

CoinPayments offers more cryptocurrency options but charges 0.5% transaction fees plus withdrawal fees ranging from 0.5% to higher depending on the coin. They also require KYC verification and can freeze accounts without notice.

Both platforms operate as centralized intermediaries. They control your money. They set the rules. They can change fees whenever they want.

Crypto wallet QR code setup for merchant payments in five simple steps

Larecoin operates peer-to-peer. Customer wallet to merchant wallet. No intermediary. No custody risk. No account freezes. No hidden fees beyond transparent network gas.

And neither NOWPayments nor CoinPayments offer NFT receipt proof-of-impact. They process transactions. That's it. Larecoin transforms every transaction into documented social contribution while saving you more money than any competitor.

Merchant Independence is Financial Freedom

Legacy payment systems built their empires on merchant dependency.

You need them to process cards. They know it. So they charge whatever they want, change terms whenever they want, and hold your funds for as long as they want.

Crypto payments built on self-custody wallets flip that dynamic completely.

You don't need permission to accept Larecoin. You don't need approval to receive payments. You don't need to ask anyone for access to your own money.

Your wallet. Your keys. Your funds. Your business.

That's not just cheaper payment processing. That's sovereignty.

The Math Makes It Obvious

Traditional payment processing for $100,000 monthly revenue:

  • 2.5% interchange fee = $2,500/month = $30,000/year lost

Larecoin payment processing for $100,000 monthly revenue:

  • Gas fees at $0.00025 per transaction (assume 1,000 transactions) = $0.25/month = $3/year

You save $29,997 annually.

Larecoin logo

Plus you generate NFT proof-of-impact for every sale. Plus you maintain complete self-custody. Plus you give customers a payment option that supports social good.

Traditional processors offer none of these benefits while charging 10,000x more in fees.

Start Now, Thank Yourself Later

Every day you wait is another day paying interchange fees.

Every transaction on legacy rails is money you'll never see again.

Every sale through NOWPayments or CoinPayments is 0.5% you didn't need to lose.

Set up your Larecoin wallet today. Add the payment option to your checkout. Start receiving fee-free payments while creating documented social impact.

Five minutes to set up. Thousands saved immediately. Permanent proof of impact with every sale.

The question isn't whether crypto payments make sense.

The question is why you're still paying interchange fees when you don't have to.

Visit Larecoin and join the merchant revolution. Your customers are ready. Your wallet is waiting. Your savings start now.

 
 
 

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