How to Reduce Merchant Interchange Fees by 50%+ in 5 Minutes with Web3 Global Payments

Merchant fees are bleeding your business dry.

Every transaction costs 3-6% in fees. That's money straight out of your profit margin.

Traditional payment processing stacks multiple fees on top of each other. Interchange fees. Network fees. Processor markups. Cross-border conversion penalties.

Web3 global payments cut through all of it.

Direct crypto acceptance eliminates intermediaries entirely. No card networks. No payment processors. No monthly platform fees.

Just blockchain transactions with minimal gas costs.

The Traditional Fee Stack Is Killing Merchants

Here's what you're paying right now:

Domestic transactions:

• Interchange fees: 1.5-2.5%

• Visa/Mastercard network fees: 0.1-0.3%

• Payment processor markup: 0.2-0.5%

• Monthly gateway fees: $10-50

• Total: 3-3.5% per transaction

International transactions:

• Everything above PLUS

• Cross-border conversion: 1-3%

• Currency risk penalties

• Settlement delays (3-5 days)

• Total: 4-6%+ per transaction

A $500,000 annual revenue business loses $15,000-18,000 to fees every year.

That's pure profit disappearing into payment infrastructure.

Web3 Replaces Everything With Gas Fees

Blockchain transactions bypass the entire traditional stack.

No card networks to route through. No processors taking their cut. No interchange fees negotiated behind closed doors.

Just blockchain settlement.

Web3 transaction costs:

• Network gas fee: $0.50-$3 per transaction

• No percentage-based fees

• No monthly platform charges

• No minimums or maximums

That $100 transaction? $2 in gas.

That $10,000 transaction? Still $2 in gas.

The percentage saving scales exponentially with transaction size.

5-Minute Implementation Process

Step 1: Generate Self-Custody Wallet (2 minutes)

Create a merchant wallet with hardware backup. Enable multi-signature access for your team. No KYC paperwork. No account approval delays.

You control the keys. You control the funds.

Step 2: Add Crypto Checkout (2 minutes)

Integrate payment option into your existing checkout flow. Enable stablecoin acceptance: LUSD, USDC, USDT.

No coding required for most platforms. Plugin and API solutions exist for every major e-commerce system.

Step 3: Configure Settlement (1 minute)

Set up automated conversion if you prefer fiat exposure. Batch transactions during low-traffic hours to minimize gas costs.

Or keep crypto entirely. Your choice.

Done. You're accepting Web3 payments.

Real Savings By Business Size

Small Business: $500K Annual Revenue

• Traditional fees: $15,000-18,000/year

• Web3 fees: $4,500-5,000/year

• Net savings: $10,500-13,500

• Reduction: 70-75%

Mid-Size Business: $2M Annual Volume

• Traditional fees: $60,000-70,000/year

• Web3 fees: $18,000-20,000/year

• Net savings: $42,000-50,000

• Reduction: 70%

Enterprise: $10M+ Volume

• Traditional fees: $300,000-350,000/year

• Web3 fees: $90,000-100,000/year

• Net savings: $210,000-250,000+

• Reduction: 70%+

The savings compound over time. That's capital you can reinvest in growth, inventory, or team expansion.

Direct Integration Beats Crypto Payment Gateways

Some merchants use crypto payment processors like NOWPayments or CoinPayments.

These platforms still charge markup fees on top of blockchain costs.

NOWPayments:

• 0.5% fee per transaction

• Platform custody of funds

• Settlement delays

• KYC requirements

CoinPayments:

• 0.5% processing fee

• Withdrawal fees to your wallet

• Account holds and freezes possible

• Another intermediary in the chain

Direct Web3 integration eliminates these costs entirely.

You receive crypto directly to your self-custody wallet. No platform taking a cut. No withdrawal fees. No account restrictions.

True peer-to-peer commerce.

Larecoin's Advantage: LUSD Stablecoin + NFT Receipts

Traditional crypto payments lack merchant-friendly features.

Larecoin solves this with integrated stablecoin support and programmable receipts.

LUSD Integration:

• Accept payments in decentralized stablecoins

• No centralized issuer risk (unlike USDC/USDT)

• Maintain crypto efficiency with fiat stability

• Eliminate exchange rate volatility

NFT Receipt System:

• Every transaction generates an NFT receipt

• Permanent, immutable proof of purchase

• Enables loyalty programs and rewards

• Customers collect receipts as badges

• Integrate with your existing CRM

This creates a native Web3 commerce experience beyond simple payment processing.

Additional Benefits You're Missing

Chargeback Elimination

Blockchain transactions are final. No reversal mechanism exists.

Traditional merchants lose 0.5-1% of revenue to chargeback fraud. That's $2,500-5,000 on $500K in sales.

Web3 payments eliminate this loss entirely.

Instant Global Settlement

Customer in Tokyo? Brazil? Germany?

Same payment flow. Same settlement time. Same fees.

No currency conversion penalties. No international transaction surcharges. No 3-5 day holds.

Funds arrive in minutes regardless of customer location.

True Financial Independence

Your wallet. Your keys. Your funds.

No payment processor can freeze your account. No risk of sudden policy changes cutting off your revenue stream.

Merchant freedom at the protocol level.

Start Accepting Web3 Payments Today

Implementation takes hours, not months.

Offer Web3 payments alongside traditional options initially. Test with tech-savvy customers. Scale as adoption grows.

The infrastructure is ready. The savings are immediate. The control is yours.

Getting Started:

Visit Larecoin to explore the merchant ecosystem.

Join discussions in the Larecoin Community to connect with other merchants making the transition.

Check Larecoin Updates for the latest protocol developments.

Web3 global payments aren't the future: they're available right now.

Every day you wait is money left on the table.

Cut your fees by 50%+ starting today.