How to Reduce Merchant Interchange Fees by 50%+ with LUSD Stablecoin

Merchant fees are bleeding your business dry.

Every swipe, tap, or online checkout takes 2-4% of your revenue. That's before assessment fees, processor markups, and hidden monthly charges hit your account.

LUSD stablecoin changes everything.

The $150,000 Problem Every Year

Traditional payment processors charge layered fees that most merchants don't fully understand.

Interchange fees: 1.5-3.5% per transaction Assessment fees: 0.13-0.15% on every sale Processor markup: 0.3-1% depending on your "negotiated" rate Monthly fees: $25-50 just to keep the account open Chargeback fees: $15-100 per dispute

A business processing $6 million annually pays approximately $150,000 in fees. That's a full-time employee's salary. Or new equipment. Or actual business growth.

LUSD eliminates 98% of those costs.

How LUSD Destroys Traditional Fee Structures

LUSD operates on Solana blockchain infrastructure.

Payments settle peer-to-peer through smart contracts. No intermediaries. No banks. No card networks taking their cut.

Instead of percentage-based fees, you pay flat network gas costs: $0.02-$0.05 per transaction.

A $100 sale costs $0.03 to process. A $100,000 sale costs $0.03 to process.

The transaction size doesn't matter. The blockchain doesn't care if you're selling coffee or luxury vehicles.

LUSD maintains 1:1 dollar parity through its USD peg. You get stablecoin efficiency without cryptocurrency volatility risk. Customers pay in crypto. You receive stable value. Settlement happens in seconds.

Your Actual Savings (Real Numbers)

Let's break down what this means for your bottom line:

Small Online Store ($300K Annual Volume) Traditional fees: $7,500/year LUSD fees: ~$150/year Annual savings: $7,350

Growing E-commerce Business ($1.2M Annual Volume) Traditional fees: $30,000/year LUSD fees: ~$400/year Annual savings: $29,600

Established Merchant ($6M Annual Volume) Traditional fees: $150,000/year LUSD fees: ~$1,200/year Annual savings: $148,800

Cross-border transactions show even steeper reductions. A $10,000 international sale costs $330 in traditional processor fees. With LUSD? $66. That's 80% savings on every cross-border transaction.

NOWPayments vs CoinPayments vs LUSD: The Fee Breakdown

Other crypto payment processors still charge percentage-based fees.

NOWPayments: 0.5% fee per transaction Minimum $10 payout threshold Automatic conversion to fiat (they control your funds) Still 10x more expensive than LUSD

CoinPayments: 0.5% transaction fee Additional conversion fees when settling to fiat Custody model: you don't control private keys Monthly payout delays

LUSD with Larecoin: ~0.01-0.05% effective fee rate No minimum thresholds Self-custody: you own your funds completely Instant settlement to your wallet NFT receipts for every transaction

NOWPayments and CoinPayments improved on traditional processors. LUSD eliminates the middleman entirely.

You're not paying someone else to hold your money. You're not waiting for batch settlements. You're not trusting a third party with custody.

5 Steps to Start Accepting LUSD

Implementation takes less than an hour.

Step 1: Download a Self-Custody Wallet Install Phantom or Solflare. These are non-custodial wallets: you control private keys, not some company. Create your wallet. Save your seed phrase. You now have full financial control.

Step 2: Connect to Larecoin Ecosystem Visit larecoin.com and access the merchant portal. Connect your wallet. Configure LUSD as your settlement currency. The interface is straightforward: no technical expertise required.

Step 3: Generate Payment Codes Create unique QR codes for:

• Point-of-sale terminals

• Website checkout pages

• Invoice payments

• Subscription billing

Each code links directly to your wallet. No payment gateway. No intermediary accounts.

Step 4: Accept Your First Payment Customer scans QR code. Pays in crypto. Smart contract validates. Settlement occurs to your wallet in seconds.

You receive an NFT receipt providing immutable proof of payment. No chargebacks. No disputes. No "processing pending" status.

Step 5: Track and Manage Monitor transactions through your wallet interface. Export data for accounting. Reconcile payments using NFT receipt metadata.

Everything is on-chain. Everything is transparent. Everything is verifiable.

Beyond Fee Savings: The Complete Advantage

LUSD delivers benefits traditional processors can't match.

Zero Chargebacks Cryptocurrency transactions are final. Once settled, they cannot be reversed. No more fraudulent chargeback claims eating into profits. No more $100 chargeback fees for disputed transactions.

Instant Settlement Funds arrive in seconds. Not 2-3 business days. Not "next batch processing." Seconds. Your cash flow improves immediately.

Global Borderless Payments Accept payments from anywhere on Earth. No currency conversion fees. No international transaction surcharges. No geographic restrictions.

Complete Financial Control Self-custody means you own your money. No frozen accounts. No "suspicious activity" holds. No bank deciding whether you can access your funds.

NFT Receipt Innovation Every transaction generates an NFT receipt on Solana. Permanent proof of payment. Immutable transaction records. Built-in audit trail for accounting and tax purposes.

No Bank Account Required Operate entirely on-chain. No traditional banking relationship necessary. Perfect for merchants in underbanked regions or those who've been de-platformed by legacy financial systems.

Risk Management: The Smart Migration Path

Don't flip the switch overnight.

Start with a phased adoption approach:

Month 1: Test Phase (10% of transactions) Offer LUSD as an alternative payment option. Train staff on the process. Iron out operational details. Monitor customer adoption and feedback.

Months 2-3: Scale Phase (25% of transactions) Promote LUSD payments with small discounts. Customers save on fees, you save more. Build confidence in the system.

Months 4-6: Majority Migration Make LUSD your primary payment method. Keep traditional processing for customers who insist. Track your fee savings monthly.

Month 7+: Full Optimization Gradually phase out legacy processors entirely. Maximize savings. Embrace true financial independence.

Maintain parallel processing during the transition. Keep traditional systems as backup until you're 100% confident.

The Merchant Independence Movement

Traditional payment processors built their empires on taking percentages of your revenue.

They convinced merchants this was "normal." That 2-3% was "reasonable." That you needed them to conduct business.

Blockchain technology proves otherwise.

LUSD with Larecoin represents merchant freedom. Financial independence. Direct peer-to-peer commerce without intermediaries extracting value.

You built your business. You acquired customers. You fulfilled orders. Why should a payment processor take thousands of dollars monthly for basic transaction routing?

They shouldn't.

The technology exists today to eliminate 98% of merchant processing fees. LUSD makes it accessible to any business owner willing to embrace decentralized payments.

Take Action Now

Calculate your current annual processing fees. Multiply your transaction volume by your effective rate. Add monthly fees, chargeback costs, and hidden charges.

That's your savings opportunity.

LUSD offers a path to reclaim that revenue. The implementation is simple. The technology is proven. The savings are real.

Visit larecoin.com to explore the merchant ecosystem. Download a self-custody wallet today. Generate your first payment code.

Start accepting LUSD this week. Track your savings next month. Scale your adoption over the next quarter.

Your business deserves to keep what it earns.

Cut your merchant fees by 50%+ with LUSD stablecoin. Join the merchant independence movement.