How to Reduce Merchant Interchange Fees by 50%+ With Self-Custody Crypto Payments

The Fee Problem Killing Your Bottom Line

Traditional payment processors are bleeding your business dry.

Every swipe. Every tap. Every transaction.

Visa and Mastercard take 2.75–3.5% off the top. Add processing fees, gateway charges, and "miscellaneous" costs.

A $100,000 monthly revenue stream becomes $34,800 in annual fees.

That's money you earned. Money you'll never see.

Self-Custody Changes Everything

Self-custody crypto payments eliminate the middleman entirely.

No banks. No processors. No permission required.

Your customer's wallet connects directly to yours. Peer-to-peer. Pure blockchain.

The transaction settles in seconds. You pay only gas fees: flat network costs ranging from $0.001 to $2.00 per transaction.

Not a percentage. A fixed cost.

The Math That Changes Your Business

Let's run real numbers:

$50,000 Monthly Revenue

• Traditional fees: $17,400 annually

• Self-custody fees: $60–$600 annually

• Savings: 96–97%

$250,000 Monthly Revenue

• Traditional fees: $75,000 annually

• Self-custody fees: ~$2,400 annually

• Savings: $72,600 (96.8%)

Even a single $10,000 transaction costs $50+ through traditional rails versus $0.50 on Solana.

Scale matters. Self-custody scales better.

How Larecoin Delivers Maximum Savings

Larecoin isn't just another crypto payment processor.

We're a complete Web3 global payments ecosystem built for merchants who refuse to pay tribute to legacy finance.

LUSD Stablecoin Integration

Price volatility? Eliminated.

Larecoin supports LUSD: a decentralized stablecoin that maintains $1.00 parity without centralized bank reserves.

You accept payment in crypto. You settle in stable value. No conversion headaches.

NFT Receipts for Accounting

Every transaction generates an NFT receipt.

Immutable proof. Blockchain-verified. Tax-ready documentation.

Your accountant will actually thank you.

True Self-Custody Architecture

Your keys. Your coins. Your control.

Larecoin doesn't hold your funds. Ever.

We provide the rails. You maintain sovereignty.

Zero counterparty risk. Zero platform freezes. Zero permission gates.

Beyond NOWPayments and CoinPayments

Traditional crypto processors still charge percentage fees.

NOWPayments: 0.4–0.5% per transaction CoinPayments: 0.5% per transaction Triple-A: Up to 1% per transaction

Better than legacy processors. Still extracting value.

Larecoin's self-custody model charges zero percentage fees.

Gas fees only. Blockchain-native costs you'd pay anyway.

That's 93–94% savings over "crypto-friendly" processors.

Implementation in Four Weeks

Most merchants go live in under a month.

No IT department required. No technical background needed.

Week 1: Wallet Setup

Create your self-custody wallet. Secure your private keys with hardware wallet backup.

Larecoin provides step-by-step guidance.

Week 2: Dashboard Configuration

Connect your wallet to the merchant dashboard. Configure payment preferences. Select stablecoins.

Week 3: Integration Testing

Run test transactions. Verify settlement flows. Train staff on QR code checkout.

Week 4: Go Live

Start accepting payments. Watch fees drop. Scale without penalty.

The Complete Advantage Stack

Instant Settlement

Traditional processors hold funds for 2–7 business days.

Blockchain settlement happens in 1–60 seconds.

Your money. Your timeline. Immediate reinvestment capability.

Zero Chargebacks

Crypto transactions are final.

No fraudulent disputes. No $15–$100 chargeback fees. No merchandise loss.

Fraud reduction alone saves many merchants 0.5–1% annually.

No Hidden Costs

Gas fees are transparent and predictable.

No setup fees. No monthly minimums. No account approval delays. No surprise "processing adjustments."

What you see is what you pay.

Global Reach, Zero Friction

Accept payments from 180+ countries.

No currency conversion fees. No international transaction charges. No geographical restrictions.

If they have internet and crypto, they can pay you.

Real-World Application

Coffee shop processing $50,000 monthly:

• Old way: $1,450/month in fees

• Larecoin: $5–$50/month in gas fees

• Annual savings: $16,800+

E-commerce store processing $250,000 monthly:

• Old way: $6,250/month in fees

• Larecoin: $200/month in gas fees

• Annual savings: $72,600+

B2B service provider with $10,000 average invoice:

• Old way: $300 per transaction

• Larecoin: $0.50–$2.00 per transaction

• Per-transaction savings: $298+

The Technical Reality

Gas fees fluctuate with network congestion.

Ethereum can spike to $50+ during peak times.

That's why Larecoin supports multiple chains:

• Solana: $0.001–$0.01 per transaction

• Binance Smart Chain: $0.10–$0.50 per transaction

• Polygon: $0.01–$0.10 per transaction

You choose the network. You optimize for cost.

The Adoption Curve

Not every customer uses crypto yet.

That's fine.

Most merchants run parallel systems during transition:

• Traditional processors for fiat customers

• Larecoin for crypto-native customers

• Gradual shift as adoption increases

You don't need 100% crypto adoption to realize savings.

Even 20% crypto payment volume delivers massive fee reduction at scale.

Getting Started

Ready to slash fees by 50%+?

Visit Larecoin to set up your merchant account.

Connect your self-custody wallet. Configure your dashboard. Start accepting Web3 payments.

No contracts. No commitments. No permission required.

Your business. Your sovereignty. Your savings.

The future of merchant payments isn't asking permission from banks.

It's taking control with self-custody crypto.