How to Slash Your Merchant Interchange Fees by 50%+: Larecoin's Instant Advantage Over Payment Giants

Interchange fees are killing your margins.

Every swipe. Every transaction. 2.5-3% vanishes into thin air.

Add in network fees. Processing charges. Monthly minimums.

Traditional payment processors are designed to extract maximum value from merchants. Not deliver it.

Time to flip the script.

The Hidden Tax on Every Transaction

Let's break down what you're actually paying:

Traditional Processor Costs:

• Base rate: 2.9% + $0.30 per transaction

• Interchange fees: Variable (1.5-3%)

• Network assessment fees

• Monthly gateway fees

• PCI compliance costs

• Chargeback fees

Process $50,000 monthly? You're paying $1,500+ in fees alone.

That's $18,000 annually. Gone.

High-volume merchants processing $500,000 monthly? Try $15,000+ monthly fees. $180,000 yearly.

Money that should be yours.

How Larecoin Eliminates the Middlemen

Larecoin operates on a fundamentally different architecture.

No Visa. No Mastercard. No payment processor taking their cut.

The Traditional Path: Customer → Card Network → Acquiring Bank → Payment Processor → Your Account (3-5 days later)

The Larecoin Path: Customer → Your Wallet (3-5 seconds)

We built LareBlocks: our proprietary Layer 1 blockchain: specifically to remove intermediaries.

Payments settle instantly. Directly to your wallet.

No waiting. No holds. No intermediary fees.

Just gas costs. Typically $0.10-$2.00 per transaction.

Real Savings: The Numbers Don't Lie

Let's run actual calculations based on merchant data:

Small Online Store ($5,000/month revenue):

• Traditional fees: $145/month

• Larecoin fees: $35/month

• Annual savings: $1,320

Medium E-Commerce ($50,000/month revenue):

• Traditional fees: $1,450/month

• Larecoin fees: $350/month

• Annual savings: $13,200

High-Volume Merchant ($500,000/month revenue):

• Traditional fees: $14,500/month

• Larecoin fees: $4,500/month

• Annual savings: $120,000

That's a 50-80% reduction in processing costs.

Process a $1,000 sale?

• Traditional processor: $30 in fees

• Larecoin: $0.15 in gas fees

99.5% cost reduction per transaction.

Larecoin vs. Other Crypto Processors

Not all crypto payment solutions are created equal.

NOWPayments:

• Fees: 0.5% per transaction

• Settlement: Minutes to hours

• Custody: Third-party custodial

CoinPayments:

• Fees: 0.5% + variable withdrawal fees

• Settlement: Network-dependent

• Custody: Hosted wallets

Triple-A:

• Fees: 1% per transaction

• Settlement: Next-day batch processing

• Custody: Mixed custody model

Larecoin:

• Fees: Gas-only (typically <$0.50)

• Settlement: 3-5 seconds

• Custody: Full self-custody

• Blockchain: Proprietary Layer 1 (LareBlocks)

The difference? We own the entire stack.

Other crypto processors still rely on external networks. They add convenience layers: and convenience fees.

Larecoin eliminates those layers entirely.

LUSD: The Stable Foundation

Volatility is the elephant in every crypto payment conversation.

We solved it with LUSD: our stablecoin pegged to the USD.

Why LUSD Matters:

• Dollar peg stability eliminates conversion risk

• Regulatory clarity under emerging crypto frameworks

• Instant settlement without volatility exposure

• Seamless accounting and reconciliation

Merchants receive exactly what customers pay. No surprise fluctuations. No conversion gymnastics.

Just stable, predictable payments.

Technical Advantages That Actually Matter

NFT Receipts for Accounting:

Every transaction generates an NFT receipt on LareBlocks.

Permanent. Immutable. Auditable.

No more lost receipts. No more reconciliation nightmares.

Each NFT contains:

• Transaction amount

• Timestamp

• Customer wallet address

• Product/service details

• Tax calculations

Perfect for compliance. Perfect for accounting. Perfect for audits.

Self-Custody Merchant Accounts:

Your keys. Your crypto. Your control.

Traditional processors hold your funds. They can freeze accounts. Delay payouts. Impose restrictions.

Larecoin gives you complete custody from day one.

No intermediary can touch your funds. No holds. No restrictions.

True financial sovereignty.

Receivables Token System:

Convert outstanding invoices into tradeable tokens.

Need immediate liquidity? Tokenize your receivables.

Sell them on Larecoin's exchange. Access working capital instantly.

Traditional factoring charges 3-5%. Our receivables tokens? Gas fees only.

Implementation: Faster Than Setting Up Stripe

Step 1: Generate Wallet (60 seconds)

• No application

• No approval process

• No credit checks

• Instant activation

Step 2: Integrate Payment Endpoint

• WooCommerce plugin available

• Shopify integration ready

• Magento compatibility

• Custom API documentation

Step 3: Accept Payments

• Generate QR code

• Customer scans

• Payment settles in 3-5 seconds

• Done

Total setup time? Under 10 minutes.

Traditional merchant account approval? 3-7 days minimum.

The Hybrid Approach: Best of Both Worlds

You don't need to go all-in immediately.

Most merchants start hybrid:

• Keep traditional processor for card payments

• Add Larecoin for crypto-native customers

• Offer 3% discount for LUSD payments

What Happens:

Within weeks, 10-30% of transactions shift to crypto.

Especially for:

• International orders

• High-value purchases

• Repeat customers

• Tech-savvy demographics

Each crypto transaction = 97% fee savings.

The math compounds quickly.

Global Reach Without Global Headaches

Traditional processors charge premium fees for international transactions.

Cross-border fees. Currency conversion. Bank intermediaries.

A $100 international payment can cost $5-7 in total fees.

Larecoin? Same gas fee whether customer is next door or next continent.

$0.15 to process $100. $0.15 to process $10,000.

Flat. Predictable. Global.

No Monthly Minimums. No Hidden Fees.

Traditional processors love hidden costs:

• Monthly gateway fees

• Minimum processing requirements

• PCI compliance charges

• Statement fees

• Batch processing fees

• Account maintenance fees

Larecoin eliminates all of it.

Pay only for transactions you process. Nothing more.

Small business processing $500 monthly? Pay gas fees only.

Enterprise processing $5 million monthly? Same gas fee structure.

Volume discounts available on platform fees for high-volume merchants.

But base gas costs remain constant regardless of size.

The Bottom Line

Traditional payment processors built their business model on taking your money.

Percentage-based fees scale infinitely in their favor.

Your success = their revenue.

Larecoin flips the model.

Flat gas fees. Direct settlement. Full custody.

Your success = your profit.

Start slashing fees today. Generate a wallet in 60 seconds at Larecoin.com.

No approval needed. No application process.

Just instant access to the future of merchant payments.

Ready to keep more of what you earn?

The revolution isn't coming.

It's here.