Larecoin vs CoinPayments: 7 LUSD Stablecoin Benefits That Give Merchants the Edge

Payment processors are eating your margins.

CoinPayments charges 0.5% per transaction. Traditional processors? Even worse. That's money leaving your business every single day.

LUSD changes the game. Larecoin's stablecoin solution delivers gas-only fees, instant settlements, and complete self-custody. No middlemen. No waiting. No surprises.

Here's exactly why merchants are making the switch.

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Benefit #1: Fee Structure That Actually Makes Sense

Let's talk numbers.

CoinPayments: 0.5% per transaction.

LUSD: Gas-only fees.

That's a 50%+ reduction in merchant interchange fees compared to traditional payment processing. For high-volume merchants? We're talking thousands saved annually.

The math is simple. Every percentage point matters. When you're processing $100,000 monthly, that 0.5% adds up to $500 gone. With LUSD, you're paying pennies in gas fees.

Your margins stay yours.

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Benefit #2: Near-Instant Settlements

CoinPayments settlement times? Variable. Network-dependent. Sometimes hours. Sometimes days.

LUSD settlements? Near-instant.

No traditional banking queues. No waiting for confirmations from slow networks. No wondering when your funds will actually arrive.

Here's what that means practically:

• Better cash flow management

• Immediate access to working capital

• No float time eating into your operations

• Real-time reconciliation

Your money moves when your business needs it to move. Period.

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Benefit #3: Zero Volatility Risk

This is huge.

Raw cryptocurrency acceptance is risky. Bitcoin drops 5% during transaction processing? You just lost money on a successful sale. That's backward.

LUSD maintains stable value through:

• Algorithmic stability mechanisms

• ETH collateral backing

• Real-time price maintenance

Zero volatility risk. The amount you see is the amount you get. Every time.

CoinPayments processes volatile assets. You're exposed to market swings constantly. LUSD eliminates that exposure entirely.

Accept crypto payments without the crypto rollercoaster.

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Benefit #4: True Self-Custody Control

Here's where Web3 philosophy meets practical business advantage.

CoinPayments model:

• Funds route through their systems

• Their custody

• Their timelines

• Their rules

LUSD model:

• Direct wallet access

• Immediate ownership

• Your keys, your coins

• Zero third-party control

Self-custody isn't just a buzzword. It's operational security. It's financial sovereignty. It's removing every unnecessary intermediary between your customers and your revenue.

When you accept LUSD, funds hit your wallet directly. No middleman holding your money. No counterparty risk. No platform freezes or arbitrary holds.

Your business. Your funds. Your control.

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Benefit #5: Receivables Tokenization

This benefit is where LUSD really pulls ahead.

Traditional payment processors? They give you money. Eventually. That's it.

LUSD enables immediate receivables tokenization. Your incoming payments become tradable, transferable digital assets the moment they arrive.

What can you do with tokenized receivables?

• Collateralize for financing : Use receivables as backing for additional capital

• Trade on secondary markets : Liquidity when you need it

• Transfer instantly : Move value between entities without friction

• Build financial products : Create custom treasury strategies

CoinPayments doesn't offer this. Traditional processors definitely don't. This is next-generation merchant finance.

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Benefit #6: Accounting Transparency That Auditors Love

Every LUSD transaction creates an immutable, time-stamped record on the blockchain.

What does that mean for your business?

• Independent verification : Auditors can confirm transactions without relying on your internal systems

• Streamlined compliance : Documentation is automatic and tamper-proof

• Eliminated reconciliation : No manual matching across multiple platforms

• Real-time audit trails : Every transaction visible, verifiable, permanent

CoinPayments gives you reports. LUSD gives you cryptographic proof.

Tax season? Simpler. Audits? Faster. Compliance documentation? Already done.

The blockchain doesn't forget. The blockchain doesn't misplace records. The blockchain doesn't require your accountant to spend hours reconciling discrepancies.

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Benefit #7: Cross-Border Efficiency

International payments are a nightmare. Everyone knows this.

Currency conversion fees. SWIFT delays. Correspondent bank markups. Settlement times measured in business days. Fees stacking on fees.

LUSD operates at the same speed and fees regardless of geography.

Selling to a customer in Tokyo? Same as selling to someone across the street.

• No currency conversion fees

• No SWIFT delays

• No correspondent bank markups

• No international processing premiums

Global commerce without global payment friction.

Your competitors using traditional processors are losing 3-5% on international transactions. You're paying gas fees. That's a competitive advantage that compounds with every cross-border sale.

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The Bottom Line

Seven benefits. One clear winner.

Feature	LUSD	CoinPayments
Fees	Gas-only	0.5% per transaction
Settlement	Near-instant	Network-dependent
Volatility	Zero	Exposed to market
Custody	Self-custody	Platform custody
Tokenization	Full receivables	Not available
Audit Trail	Immutable blockchain	Platform reports
Cross-border	Same fees globally	Variable by region

CoinPayments works. It's functional. It processes payments.

LUSD does more. It reduces costs. It accelerates settlements. It eliminates volatility. It grants true ownership. It tokenizes receivables. It simplifies compliance. It erases borders.

That's not incremental improvement. That's category disruption.

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Ready to Cut Your Payment Processing Costs?

Merchants are switching to LUSD for a reason. Actually, seven reasons.

Lower fees. Faster settlements. Stable value. Self-custody. Tokenized receivables. Transparent accounting. Global efficiency.

Stop giving away margin to intermediaries. Stop waiting for your own money. Stop exposing yourself to unnecessary risk.

Explore the Larecoin ecosystem and see what gas-only payment processing looks like.

Your margins will thank you.

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Part of the Larecoin 10-year blog marathon. Financial sovereignty for merchants. One transaction at a time.