Larecoin Vs CoinPayments Vs NOWPayments: Which Crypto POS Actually Saves You More?

Crypto payments are here. Your customers want them. The question isn't if you should accept crypto: it's which platform won't eat your margins alive.

Three names keep popping up: Larecoin, CoinPayments, and NOWPayments.

All promise lower fees than traditional processors. All support multiple cryptocurrencies. But the devil's in the details.

Let's break down where your money actually goes.

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The Fee Breakdown: Numbers Don't Lie

Traditional payment processors charge 2.5-3.5%. That's $15,000+ annually on $500k in volume.

Crypto POS solutions promise better. But how much better?

Platform	Processing Fee	Annual Cost ($500k volume)
Traditional Processors	2.5-3.5%	~$15,000
NOWPayments	0.5-1%	~$5,000
CoinPayments	0.5-1%	~$5,000
Larecoin	Gas-only	Under $2,000

The math is clear. NOWPayments and CoinPayments save you money. Larecoin saves you more money.

For a business processing $10,000 monthly:

• Traditional: ~$320/year in fees

• NOWPayments/CoinPayments: $75-100/year

• Larecoin: Even lower with gas-only transfers

That 50%+ fee savings versus traditional processors? It compounds fast.

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Self-Custody: Who Actually Holds Your Money?

Here's where things get interesting.

NOWPayments and CoinPayments operate as intermediaries. They receive customer payments, hold your funds, then release them to you. Processing takes anywhere from 5 minutes to several hours.

That's a middleman. With your money.

Larecoin does it differently. Direct merchant-to-customer transactions. Funds settle immediately to your wallet. No intermediary touching your revenue.

Self-custody isn't just a buzzword. It's:

• Faster settlement : No waiting for release

• Lower counterparty risk : Your funds, your control

• True decentralization : The whole point of crypto

For merchants burned by payment processor holds and delays, self-custody changes everything.

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LUSD: The Volatility Problem Solved

Bitcoin dropped 10% last Tuesday. Your $1,000 sale is now worth $900.

That's the volatility problem. And it terrifies merchants.

NOWPayments solution: Third-party stablecoin integrations. Works, but adds complexity and conversion fees.

CoinPayments solution: Similar approach. External stablecoin tools with additional steps.

Larecoin solution: Native LUSD stablecoin integration.

LUSD is built into the ecosystem. Zero-volatility transactions. Instant settlement. No third-party conversions eating your margins.

Accept crypto. Get paid in stable value. Simple.

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NFT Receipts: Your Transactions, Immutable

Paper receipts fade. Email confirmations get lost. Digital records can be altered.

Larecoin's NFT receipts create immutable transaction records on-chain.

Every sale. Every refund. Every exchange. Permanently recorded and verifiable.

Why does this matter?

• Audit trails : Clean, indisputable records

• Dispute resolution : Proof that can't be fabricated

• Customer trust : Transparent transactions

• Tax compliance : Every transaction documented

NOWPayments and CoinPayments offer standard transaction histories. Functional, but not immutable. Not on-chain.

NFT receipts aren't a gimmick. They're the future of business record-keeping.

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Merchant Tools: Beyond Basic Processing

Processing payments is table stakes. What else do you get?

NOWPayments offers:

• 300+ cryptocurrency support

• Customizable network fee options

• API integrations

• Invoice tools

CoinPayments offers:

• 40+ cryptocurrencies

• Shopping cart plugins

• Multi-coin wallet

• Basic analytics

Larecoin offers:

• Master/sub-wallet architecture

• QR-generated POS system

• Comprehensive merchant portal

• Push-to-card fiat conversion

• Advanced analytics dashboard

• Gas-only transfer model

The master/sub-wallet system deserves attention. Run multiple locations or departments? Each gets its own sub-wallet. All roll up to your master wallet. Clean accounting. Easy management.

QR-generated POS means no expensive hardware. Smartphone. QR code. Done.

Push-to-card converts crypto to fiat directly to your bank card. No external exchanges. No additional platforms. No extra fees.

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MTL Compliance: The Trust Factor

Crypto's wild west days are over. Regulators are watching.

Many crypto payment processors operate in legal gray areas. Some offshore. Some with minimal licensing.

Larecoin's compliance approach:

• Federal MSB (Money Services Business) registration

• State-level MTL (Money Transmitter License) coverage across the U.S.

MTL compliance isn't sexy. But it's essential.

It means:

• Regulatory protection for your business

• Banking relationships that don't suddenly vanish

• Long-term operational stability

• Customer confidence in platform legitimacy

When choosing a crypto POS, ask about licensing. If answers are vague, that's your red flag.

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The Metaverse Shopping Future

Here's where Larecoin goes beyond the competition entirely.

Social shopping in the Larecoin B2B2C metaverse.

Not a concept. Not a roadmap item. An active development priority.

Imagine:

• VR storefronts where customers browse in 3D

• AR product visualization before purchase

• Social shopping experiences with friends

• Seamless crypto payments within virtual environments

NOWPayments processes payments. CoinPayments processes payments.

Larecoin is building the next shopping paradigm.

Metaverse shopping sounds futuristic. But VR headset sales hit record numbers last year. AR shopping features are standard on major retail apps. The infrastructure is building now.

Merchants on Larecoin aren't just getting a payment processor. They're getting early access to tomorrow's retail landscape.

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Feature Comparison: The Full Picture

Feature	Larecoin	NOWPayments	CoinPayments
Fee Model	Gas-only	0.5-1%	0.5-1%
Self-Custody	✓	✗	✗
Native Stablecoin	LUSD	Third-party	Third-party
NFT Receipts	✓	✗	✗
Push-to-Card	✓	✗	✗
Master/Sub-Wallets	✓	✗	✗
QR POS	✓	Limited	Limited
MTL Compliance	✓	Varies	Varies
Metaverse Ready	✓	✗	✗

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The Verdict: Which Saves You More?

If you want basic crypto payment processing: NOWPayments and CoinPayments work. Lower fees than Visa. Standard integrations. Gets the job done.

If you want maximum fee savings with future-proof infrastructure:Larecoin delivers.

Gas-only transfers. Self-custody. LUSD stability. NFT receipts. MTL compliance. Metaverse readiness.

The fee savings alone justify the switch. Everything else is competitive advantage.

Your customers are ready for crypto. Your payment processor should be ready for what comes next.

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Ready to Calculate Your Savings?

Every business is different. Volume matters. Transaction sizes matter.

Run your numbers. Compare actual costs. The data speaks for itself.

Check out the Larecoin merchant portal for detailed fee calculators and integration guides.

Your margins will thank you.