Larecoin Vs CoinPayments Vs NOWPayments: Which Crypto POS System Is Best for Small Business?

Small business owners are tired of bleeding money to payment processors.

Traditional interchange fees? 2.5% to 3.5%. Sometimes higher. That's thousands of dollars vanishing into thin air every single month.

Crypto payment solutions promise a better way. Lower fees. Faster settlements. True financial sovereignty.

But which one actually delivers for small businesses?

Let's break down Larecoin, CoinPayments, and NOWPayments. No fluff. Just facts.

The Real Cost of Payment Processing

Here's the math that keeps merchants up at night.

Processing $100,000 monthly through traditional payment rails? You're losing $2,500 to $3,500 annually. Just in fees.

That's rent money. Employee bonuses. Marketing budget. Gone.

Crypto POS systems slash these costs dramatically. We're talking 50% reductions or more.

But not all crypto payment processors are created equal.

CoinPayments: The Legacy Player

CoinPayments has been around since the early days. Established. Familiar.

What it offers:

• 40+ supported cryptocurrencies

• Plug-and-play setup

• Low technical barrier

• 0.5% to 1% processing fees

Sounds decent on paper.

But here's the catch. CoinPayments operates on a custodial model.

Your funds? Sitting in their wallets. Their control. Their rules.

We've seen this movie before. Exchanges collapse. Wallets get frozen. Businesses lose access to their own money.

For small businesses seeking simplicity, CoinPayments works. For merchants who value actual ownership of their assets? It's a compromise.

NOWPayments: The Crypto Maximalist's Choice

NOWPayments goes big on variety.

The highlights:

• 300+ cryptocurrencies supported

• Non-custodial options available

• 0.5% to 1% transaction fees

• ~5 minute processing times

More coins. More flexibility. More complexity.

That last part matters.

NOWPayments requires significant API integration work. Technical setup isn't plug-and-play. You'll need development resources or serious technical chops.

For crypto-native businesses already swimming in Web3? Maybe that's fine.

For the coffee shop owner wanting to accept Bitcoin alongside cash? It's overkill.

NOWPayments excels at cryptocurrency diversity. It struggles with accessibility for everyday merchants.

Larecoin: Built Different

Now let's talk about what sets Larecoin apart.

The specs:

• Comprehensive cryptocurrency support

• Full self-custody model

• Near-instant processing

• NFT receipt technology

• Native LUSD stablecoin

• QR-based POS (no hardware required)

• 50%+ fee reduction vs traditional processors

That's not just a feature list. That's a philosophy.

Self-Custody: Your Money, Your Control

This is the big one.

With Larecoin, merchants maintain complete control over their funds. No intermediary holding your crypto hostage. No third-party permissions needed to access what's yours.

Why does this matter?

Remember 2022? Billions in customer funds locked up. Businesses caught in the crossfire of centralized platform failures.

Self-custody eliminates that risk entirely.

Your keys. Your coins. Your business.

For small businesses, this isn't just a philosophical preference. It's risk management. It's financial sovereignty. It's the entire point of crypto payments in the first place.

NFT Receipts: The Game-Changer Nobody Expected

Here's where Larecoin gets genuinely innovative.

Every transaction generates an immutable NFT receipt.

Think about what that means for your business:

• Permanent, tamper-proof transaction records

• Automated accounting trails

• Dispute resolution with blockchain-verified proof

• Customer loyalty tracking built into every purchase

Tax season? Your accountant will thank you.

Chargeback disputes? You've got cryptographic proof of every transaction.

Neither CoinPayments nor NOWPayments offers anything like this. It's a Larecoin exclusive.

LUSD Stablecoin: Stability Meets Speed

Crypto volatility scares merchants. Understandably.

Accept $100 in Bitcoin. Wake up tomorrow to $85. That's not sustainable for small business margins.

Larecoin's native LUSD stablecoin solves this problem elegantly.

Instant conversion. Price stability. Same low fees.

No more watching markets nervously after every sale. LUSD maintains purchasing power while delivering all the benefits of blockchain-based payments.

The Comparison That Matters

Let's put this side by side.

Feature	CoinPayments	NOWPayments	Larecoin
Custody Model	Custodial	Non-custodial option	Full self-custody
Processing Speed	Minutes to hours	~5 minutes	Near-instant
Crypto Support	40+	300+	Comprehensive
NFT Receipts	No	No	Yes
Native Stablecoin	No	No	LUSD
Setup Complexity	Low	High	Low
Hardware Required	Optional	No	No (QR-based)

The pattern is clear.

CoinPayments trades your sovereignty for simplicity. NOWPayments offers flexibility but demands technical expertise. Larecoin delivers both innovation and accessibility without compromise.

Fee Breakdown: Show Me The Money

Let's get specific about savings.

Traditional payment processors charge 2.9% + $0.30 per transaction. Sometimes more.

Crypto alternatives:

• CoinPayments: 0.5% to 1%

• NOWPayments: 0.5% to 1%

• Larecoin: Claims ~50% reduction vs traditional systems

For a small business doing $100K monthly, switching to Larecoin means keeping an extra $2,500 to $3,500 in your pocket every year.

That's not pocket change. That's growth capital.

Which One Should You Choose?

Choose CoinPayments if:

• You want the simplest possible setup

• Technical features don't matter to you

• You're comfortable with custodial arrangements

• You only need basic cryptocurrency support

Choose NOWPayments if:

• You need maximum cryptocurrency variety

• You have development resources available

• API integration doesn't intimidate you

• You're already deep in the crypto ecosystem

Choose Larecoin if:

• Self-custody is non-negotiable

• You want cutting-edge features like NFT receipts

• Fee reduction matters to your bottom line

• You need stablecoin options to manage volatility

• Simple setup AND advanced features both matter

The Bottom Line

Small businesses deserve payment infrastructure that works for them. Not against them.

Traditional processors extract wealth from merchants. Most crypto alternatives just replicate old models with new technology.

Larecoin reimagines what merchant payments can look like.

Lower fees. True ownership. Innovative features. Actual financial sovereignty.

Is it the right choice for every business? Maybe not.

But for merchants who understand that Web3 payments should mean more than just "accepts Bitcoin"? Larecoin delivers.

The 10-year marathon continues. The future of merchant payments is being written right now.

Ready to stop losing money to payment processors?

Check out Larecoin's merchant solutions and see the difference for yourself.

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Processing $100K monthly? That's $3,000+ in annual savings waiting for you. The math doesn't lie.