Larecoin Vs CoinPayments: Which Crypto POS System Actually Cuts Your Interchange Fees in Half?

You're bleeding money on every swipe. Every tap. Every transaction.

Traditional interchange fees? They're eating your margins alive. And if you've been exploring crypto payment solutions, you've probably stumbled across CoinPayments. Solid platform. Decent reputation.

But here's the real question: Is it actually cutting your fees in half?

Let's break this down. Merchant to merchant. No fluff. Just facts.

The Fee Problem Nobody Wants to Talk About

Traditional payment processors charge anywhere from 1.5% to 3.5% per transaction. For a business processing $100,000 monthly? That's $1,500 to $3,500 walking out the door.

Every. Single. Month.

CoinPayments entered the scene promising relief. They charge 0.5% to 1% on processing fees. Better than Visa? Absolutely. Revolutionary? Not quite.

Here's where things get interesting.

Larecoin's Fee Structure: The 50%+ Promise

Larecoin doesn't just nibble at traditional processing fees. It takes a sledgehammer to them.

50%+ reduction compared to traditional processors.

That's not marketing speak. That's the math.

But the real differentiator isn't just about percentages. It's about how you pay those fees.

Gas-Only Transfers

This is where Larecoin flips the script entirely.

With Larecoin's ecosystem, you're looking at gas-only transfers. You pay network costs. That's it. No middleman markup. No platform premium. Just the raw cost of moving value on-chain.

For merchants processing high volumes? The savings compound fast.

CoinPayments Fee Reality

CoinPayments operates on a more traditional model:

• 0.5% processing fee on most transactions

• Additional withdrawal fees

• Conversion fees if you're moving between cryptocurrencies

• Network fees on top

Those small percentages add up. A merchant processing $50,000 monthly through CoinPayments? You're looking at $250+ in processing fees alone, before withdrawal costs hit.

The Custody Question: Where Does Your Money Actually Go?

This is where the platforms diverge completely.

CoinPayments = Custodial

When a customer pays you through CoinPayments, the funds land in CoinPayments-generated wallets. Not your wallet. Theirs. Then you withdraw, sometimes in minutes, sometimes hours later.

Your money. Their control. Their timeline.

Larecoin = Complete Self-Custody

Payments go directly to your wallet. Your keys. Your funds. Instant.

No intermediary holding your revenue hostage. No waiting for withdrawal windows. No counterparty risk.

For merchants who've watched centralized platforms collapse (we've all seen the headlines), self-custody isn't a feature. It's a requirement.

LUSD: The Stablecoin Advantage

Volatility kills merchant adoption. We know this.

Accept Bitcoin today. Watch it drop 8% overnight. Your carefully calculated margins? Gone.

Larecoin's answer: LUSD, a proprietary stablecoin designed for merchant transactions.

Why LUSD Changes Everything

• Price stability eliminates volatility risk

• Near-instant settlement keeps cash flow predictable

• Direct integration with Larecoin's POS infrastructure

• No conversion anxiety for merchants new to crypto

CoinPayments offers stablecoin support too, USDT, USDC, the usual suspects. But they're third-party assets running through a custodial system.

LUSD is native to Larecoin's ecosystem. Purpose-built. Optimized for merchant use cases.

NFT Receipts: Beyond Basic Transaction Records

Here's something CoinPayments doesn't offer: NFT receipts for every transaction.

Wait, why would a merchant care about NFTs?

The Practical Benefits

Immutable Proof of Purchase Every transaction generates a verifiable, on-chain receipt. No disputes about whether payment was received. No "lost" records. The blockchain doesn't forget.

Customer Engagement Tool NFT receipts can become loyalty tokens. Proof of patronage. Access passes for exclusive offers. The receipt becomes an asset, not just documentation.

Accounting Simplified Blockchain-native records integrate seamlessly with modern accounting tools. Every transaction timestamped, verified, and exportable.

CoinPayments gives you transaction records. Larecoin gives you verifiable, collectible, utility-enabled proof.

Settlement Speed: Time Is Money

CoinPayments settlement times vary wildly.

• Some transactions clear in minutes

• Others take several hours

• Withdrawals add additional processing time

For merchants managing cash flow? Uncertainty is expensive.

Larecoin delivers near-instant settlement.

Payment received. Funds in your wallet. Done.

No waiting. No withdrawal queues. No wondering when you'll actually have access to your revenue.

The Independence Factor

Let's talk philosophy for a second.

CoinPayments is a service provider. They process your payments. They hold your funds temporarily. They set the rules.

Larecoin is an ecosystem. You're not using a service, you're participating in decentralized infrastructure.

What Merchant Independence Actually Means

• No account freezes based on platform discretion

• No withdrawal limits imposed by third parties

• No dependency on a single company's survival

• Full control over your payment flow

The crypto promise was always about removing intermediaries. CoinPayments reduced them. Larecoin eliminates them.

Feature-by-Feature Comparison

Feature	Larecoin	CoinPayments
Fee Model	Gas-only transfers	0.5-1% + fees
Custody	Complete self-custody	Custodial wallets
Settlement	Near-instant	Minutes to hours
Stablecoin	Native LUSD	Third-party (USDT, USDC)
NFT Receipts	Yes	No
Withdrawal Process	Direct to wallet	Platform withdrawal required
Fee Savings vs Traditional	50%+ reduction	~60-80% reduction

Which Merchants Should Choose What?

CoinPayments makes sense if:

• You prefer familiar, custodial infrastructure

• You're already integrated and switching costs are high

• You process lower volumes where fee differences are minimal

Larecoin makes sense if:

• Self-custody is non-negotiable

• You want maximum fee reduction

• You value instant settlement

• NFT receipts align with your brand strategy

• You're building for Web3-native customers

The Bottom Line on Fee Savings

Does CoinPayments cut your interchange fees? Yes. Significantly.

Does Larecoin cut them in half? Against traditional processors, absolutely: 50%+ reduction is the documented claim.

But the real story isn't just about percentages.

It's about ownership. Where your money goes. Who controls it. How fast you access it.

CoinPayments offers improvement. Larecoin offers transformation.

Ready to Make the Switch?

Merchants across the globe are already exploring Larecoin's ecosystem. Self-custody. LUSD stability. NFT receipts. Gas-only transfers.

The future of merchant payments isn't about choosing a slightly better processor.

It's about choosing independence.

Check out Larecoin's merchant solutions and see how decentralized payments actually work. Join the conversation in the Larecoin Community where merchants are sharing real experiences.

Your margins deserve better. Your business deserves control.

Time to stop bleeding fees.