Larecoin Vs CoinPayments: Which Is Better For Your Crypto POS System?

Choosing a crypto payment processor isn't just a business decision. It's a statement about how you want to run your operation.

Do you want a third party holding your funds? Or do you want full control?

Are you okay losing 1% on every transaction? Or do you want to keep what's yours?

Let's break down Larecoin vs CoinPayments. No fluff. Just facts.

The Fee Structure: Where Your Money Actually Goes

Here's the deal.

CoinPayments charges 0.5% to 1% on every transaction. Sounds small. It's not.

Process $500,000 annually? That's $2,500 to $5,000 gone. Just like that. Handed over to an intermediary for... what exactly?

Larecoin operates on a gas-only model. No percentage cuts. No hidden fees eating into your margins.

Same $500,000? You're looking at roughly $2,000 in gas fees. On Solana. Where transactions cost fractions of a cent.

Let's put it another way:

Monthly Revenue	CoinPayments Fees	Larecoin Gas Fees
$10,000	$75-100	~$20
$50,000	$375-500	~$50
$100,000	$750-1,000	~$100

The math doesn't lie. Gas-only transfers save real money. Every single month.

Self-Custody vs Intermediary Custody: Who Owns Your Crypto?

This is where things get philosophical. And practical.

CoinPayments uses an intermediary custody model. Your customer pays. The funds go to CoinPayments. CoinPayments holds them. Then CoinPayments releases them to you.

Eventually.

You're dependent on a third party. Your money sits in someone else's wallet. You hope they release it. You trust they won't freeze your account.

Larecoin implements full self-custody. Funds go directly to your wallet. Immediately. No middleman. No permission needed.

Your keys. Your crypto. Your business.

This isn't just about ideology. It's about risk management.

• No counterparty risk

• No withdrawal delays

• No account freezes

• No "we're reviewing your transaction" emails

Merchant freedom means something. With Larecoin, you actually have it.

Settlement Speed: Time Is Money (Literally)

Every minute your funds are "processing" is a minute you can't use them.

CoinPayments settlement: Minutes to hours. Variable. Depends on network congestion, internal processing, and however their system feels that day.

Larecoin settlement: Near-instant. Sub-second on Solana.

Customer pays. You have the money. Done.

No waiting. No "pending" status. No checking back later.

For merchants running tight cash flow? This matters. For customers expecting fast confirmations? This matters more.

The speed difference transforms your checkout experience. Customers tap, pay, and see confirmation before they pocket their phone.

NFT Receipts: The Feature You Didn't Know You Needed

Traditional receipts are paper. Or PDFs. Or emails you'll never find again.

CoinPayments: Standard transaction records. Nothing special.

Larecoin: NFT receipts built into every transaction.

Wait: NFT receipts? For a POS system?

Here's why this is genius:

For accounting: Every transaction is immutably recorded on-chain. Auditable. Timestamped. Verifiable.

For tax purposes: Your accountant will thank you. Every receipt is a blockchain record that can't be altered or "lost."

For customers: Proof of purchase that lives in their wallet. Returns? Easy. Warranty claims? Instant verification.

For loyalty programs: NFT receipts can evolve. Attach rewards. Unlock perks. Create engagement beyond the transaction.

CoinPayments doesn't offer this. Most processors don't. Because they're stuck in Web2 thinking.

LUSD Stablecoin Integration: Stability Meets Speed

Crypto volatility scares merchants. We get it.

Nobody wants to accept $100 in ETH and have $85 by closing time.

Larecoin's answer: Native LUSD stablecoin integration.

Accept payments. Instantly convert to LUSD. Lock in your dollar value. No volatility stress.

CoinPayments offers stablecoin options. But they're not native. Not seamless. Not built into the core protocol.

LUSD works differently:

• Native to the Larecoin ecosystem

• Instant conversion at point of sale

• No additional conversion fees

• Full self-custody maintained

Stability without sacrificing speed or control. That's the whole point.

Smart Wallet Features: Beyond Basic Payments

A crypto POS system should do more than process payments.

CoinPayments gives you: Payment processing. That's pretty much it.

Larecoin gives you:

• Smart wallet with customizable network fees

• Integrated access to decentralized exchanges

• Liquidity pool participation

• Cross-chain swap and bridge capabilities

• FX calibration tools

Your POS becomes a gateway to the entire DeFi ecosystem.

Want to swap received crypto for another token? Built in.

Need to bridge assets to another chain? Handled.

Looking to put idle funds into a liquidity pool? Accessible directly from your merchant wallet.

This isn't a payment processor. It's a complete financial infrastructure.

The Ecosystem Difference

CoinPayments is a tool. You use it. It processes payments. End of story.

Larecoin is an ecosystem. You join it. You participate. You benefit from network effects.

What's in the Larecoin ecosystem?

• DAO governance (have a voice in protocol decisions)

• NFT trading marketplace

• Social spaces for merchants and users

• Classified ads platform

• AI/ML search tools

• Layer 1 blockchain infrastructure

When you choose Larecoin, you're not just picking a payment processor. You're joining a decentralized economy designed for merchant independence.

Real-World POS Implementation

Let's talk practical setup.

CoinPayments integration:

• API integration required

• Plugins for major e-commerce platforms

• Standard checkout flow

• Transaction monitoring through their dashboard

Larecoin contactless POS:

• Direct wallet-to-wallet transfers

• No API dependencies

• Works with any Solana-compatible wallet

• Merchant portal for business management

• Real-time transaction visibility in your own wallet

The Larecoin approach is simpler. Because the architecture is simpler. No middleman means fewer moving parts.

Visit the Larecoin merchant portal to see how setup works. Spoiler: it's faster than you think.

Which One Is Right For Your Business?

Choose CoinPayments if:

• You're comfortable with intermediary custody

• Processing fees don't impact your margins

• You need support for hundreds of altcoins

• Standard receipt systems work fine for you

Choose Larecoin if:

• Self-custody is non-negotiable

• You want to minimize fees (gas-only model)

• Near-instant settlement matters to your operations

• NFT receipts and LUSD integration sound valuable

• You want access to a broader DeFi ecosystem

For merchants prioritizing independence, lower costs, and Web3-native features? The choice is clear.

The Bottom Line

CoinPayments works. It's been around. Merchants use it.

But "it works" isn't the bar anymore.

Larecoin represents what crypto payments should be:

• Gas-only fees that don't eat your margins

• Full self-custody that keeps you in control

• Sub-second settlement that respects everyone's time

• NFT receipts that modernize record-keeping

• LUSD stability that removes volatility fear

• Ecosystem access that goes beyond basic payments

The crypto POS landscape is evolving. Legacy models that charge percentage fees and hold your funds? They're the old way.

Decentralized, self-custody, gas-only models? That's the future.

Ready to see the difference? Explore Larecoin's crypto payment solutions and make your own comparison.

Your business. Your crypto. Your choice.