Larecoin Vs CoinPayments: Which Is Better For Your Crypto POS System?

Choosing a crypto POS system isn't just about accepting digital payments. It's about keeping more of what you earn. Building real independence. And owning your financial future.

CoinPayments has been around forever. They've got the name recognition. But does legacy equal better?

Let's break it down. Fee by fee. Feature by feature. No fluff. Just facts.

The Fee Structure: Where The Real Money Is

Here's the bottom line. CoinPayments charges 0.5% to 1% per transaction. Sounds small, right?

Run the numbers.

Processing $500,000 annually? That's roughly $5,000 in fees going straight to CoinPayments. Every year. Gone.

Now consider Larecoin. Gas-only model. Zero percentage cuts.

Same $500,000 volume? You're looking at approximately $2,000 in network fees. That's it.

Annual savings: $3,000.

Scale it up. At $5 million annual volume, you're saving over $50,000 by choosing Larecoin over CoinPayments.

Fifty thousand dollars. That's not pocket change. That's hiring power. Marketing budget. Growth fuel.

Self-Custody vs. Custodial: Who Really Owns Your Money?

This is where things get philosophical. And practical.

CoinPayments operates on a custodial model. They hold your funds. You request access. They control the flow.

Sound familiar? It should. That's exactly how traditional payment processors work. Banks. Credit card companies. Same old system, dressed in crypto clothing.

Larecoin flips that model entirely.

Full self-custody. Funds hit your wallet immediately. No intermediary. No permission required. No third party deciding when you can access your own money.

Your keys. Your coins. Your business.

For merchants who got into crypto for financial sovereignty, this matters. CoinPayments recreates the centralized gatekeeping you were trying to escape. Larecoin delivers the decentralized promise crypto was built on.

Settlement Speed: Time Is Money

Customer pays. When do you actually receive those funds?

CoinPayments: Minutes to hours. Sometimes longer during network congestion.

Larecoin: Near-instant settlement. Sub-second finality.

Think about that at scale. A busy retail day. Hundreds of transactions. With CoinPayments, you're waiting. Checking. Refreshing. Wondering if payments cleared.

With Larecoin, funds arrive before your customer finishes packing their bag.

Speed isn't just convenience. It's cash flow. It's peace of mind. It's running your business without watching a loading screen.

Feature-by-Feature Breakdown

Let's get specific. Here's what each platform actually offers:

Feature	CoinPayments	Larecoin
Fee Model	0.5-1% per transaction	Gas-only, no percentage
Custody	Custodial	Full self-custody
Settlement	Minutes to hours	Sub-second finality
Native Stablecoin	Limited/None	LUSD fully integrated
Smart Wallet	Not included	Included with customizable network fees
NFT Receipts	No	Yes
Ecosystem Access	Minimal	DEX, liquidity pools, swap services
DAO Governance	No	Yes
Merchant Analytics	Basic	Advanced with customer rewards integration

CoinPayments supports 2,000+ cryptocurrencies. That's their strength. Functional. Mature. Established.

But established can also mean dated.

NFT Receipts: Proof That Can't Be Disputed

Every Larecoin transaction can generate an NFT receipt. Immutable. On-chain. Permanent.

Why does this matter?

Dispute resolution. Customer claims they never received service? Pull up the NFT. Transaction verified. Timestamp confirmed. Case closed.

Tax documentation. Your accountant wants records? Hand them verifiable blockchain proof. No spreadsheets that could be questioned. No paper trails that could be lost.

Audit protection. When regulators come knocking: and in crypto, they eventually do: you've got bulletproof documentation.

CoinPayments offers transaction history. Standard stuff. But history in a database isn't the same as proof on-chain.

NFT receipts aren't a gimmick. They're infrastructure for the regulatory environment that's coming.

LUSD: Stability Built In

Volatility kills crypto commerce. Customer pays $100 in Bitcoin. Price swings. You receive $92 worth.

Larecoin's answer: LUSD.

Native stablecoin integration. Accept payment. Convert instantly. Hold value.

CoinPayments offers limited stablecoin support. Nothing native. Nothing seamless.

With LUSD, you're not playing the volatility game unless you choose to. Accept crypto. Lock in dollar value. Sleep at night.

For merchants prioritizing predictability, this is massive.

The Ecosystem Advantage

CoinPayments is a payment processor. That's the product. That's the limit.

Larecoin is an ecosystem.

What you get access to:

• Decentralized exchange

• Liquidity pools

• Swap and bridge services

• Contactless POS solutions

• Merchant portal with advanced analytics

• DAO governance participation

• Customer rewards integration

• AI/ML-powered search

One platform. Multiple revenue streams. Actual participation in the decentralized economy.

You're not just processing payments. You're joining a network. Building alongside other merchants. Having a voice in platform development through DAO governance.

CoinPayments treats you like a customer. Larecoin treats you like a stakeholder.

Who Should Choose CoinPayments?

Let's be fair. CoinPayments works for certain use cases.

• You need support for obscure altcoins

• You prefer established, legacy infrastructure

• Custodial control doesn't concern you

• Fee percentages fit your margin structure

• You don't need instant settlement

If those boxes check, CoinPayments will function fine.

Who Should Choose Larecoin?

Larecoin makes sense if you:

• Want to maximize profit by minimizing fees

• Believe in actual self-custody

• Need instant settlement for cash flow

• Want NFT receipts for bulletproof documentation

• Plan to integrate stablecoin payments

• See value in ecosystem participation

• Care about decentralization principles

For forward-thinking merchants building for the next decade of crypto commerce, the choice becomes clear.

The Independence Factor

Here's what this really comes down to.

CoinPayments built a crypto payment processor using traditional payment processor logic. Middle-man architecture. Custodial control. Fee extraction.

Larecoin built a crypto payment system using crypto-native principles. Direct peer-to-peer. Self-custody. Minimal extraction.

One maintains the old paradigm. One builds the new one.

If you got into crypto payments because you believe in merchant independence, financial sovereignty, and cutting out unnecessary intermediaries: only one of these platforms actually delivers on that promise.

Make The Switch

Running on CoinPayments? Calculate your annual fees. Then calculate what you'd save.

Those savings compound. Year after year. Transaction after transaction.

Check out the Larecoin payment solutions and see the difference yourself. Set up your merchant portal. Start keeping more of what you earn.

The crypto POS landscape is evolving. Legacy solutions served their purpose. Now there's a better way.

Gas-only fees. Self-custody. Instant settlement. NFT receipts. LUSD stability.

That's not just different. That's better.

Your business. Your coins. Your choice.