Larecoin Vs CoinPayments: Which Is Better For Your Crypto POS System for Small Business?

Small business owners looking for a crypto POS system have options. But not all options are created equal.

CoinPayments has been around since 2013. Solid track record. Over 2,000 cryptocurrencies supported. It's a functional choice that's served merchants well.

Then there's Larecoin. Purpose-built for merchants. Gas-only transfers. Full self-custody. NFT receipts. A native stablecoin called LUSD.

Two very different approaches to the same problem.

Let's break it down.

The Fee Structure: Where Your Money Actually Goes

This is where things get interesting.

Traditional payment processors hit you with 2.5-3.5% on every transaction. Ouch.

CoinPayments brought that down to 0.5-1%. A massive improvement. Merchants celebrated.

Larecoin went further. Way further.

The gas-only transfer model means you're paying network fees. That's it. No percentage cut. No middleman taking a slice of your revenue.

Here's the math for a business processing $500,000 annually:

Platform	Annual Fees
Traditional Processors	$12,500 - $17,500
CoinPayments (0.5-1%)	~$5,000
Larecoin (Gas-Only)	Under $2,000

That's a potential savings of $3,000+ compared to CoinPayments. For a small business, that's real money. That's inventory. That's marketing. That's growth.

The percentage model works great for payment processors. Not so great for you.

Gas-only changes the game.

Self-Custody: Your Money, Your Control

Here's where philosophy meets practicality.

CoinPayments operates on a custodial model. They hold your funds during processing. You trust them. You wait for withdrawals. You hope nothing goes wrong.

Larecoin? Full self-custody from day one.

Funds go directly to your wallet. Immediately. No third party touching your revenue. No waiting periods. No withdrawal requests.

Why this matters:

• No counterparty risk

• Instant access to your funds

• No account freezes or holds

• Complete financial sovereignty

When you accept a payment, it's yours. Period. Not held by someone else. Not subject to their policies. Not dependent on their solvency.

This is what merchant freedom actually looks like.

LUSD: Stability in a Volatile Market

Crypto volatility scares merchants. Understandable.

You sell a product for $100 in Bitcoin. An hour later, that Bitcoin is worth $95. Or $105. Unpredictable.

CoinPayments doesn't offer a native stablecoin solution. You're working with whatever the market gives you.

Larecoin built LUSD directly into the ecosystem.

What LUSD provides:

• Dollar-pegged stability

• Instant settlement without volatility risk

• Seamless conversion within the ecosystem

• Predictable accounting and bookkeeping

Small businesses need predictability. LUSD delivers it.

Accept crypto payments. Settle in stable value. Sleep at night knowing your revenue isn't fluctuating with market sentiment.

NFT Receipts: Innovation That Actually Matters

CoinPayments gives you standard receipts. Functional. Basic.

Larecoin gives you NFT receipts.

Wait, what?

Every transaction can generate a unique NFT receipt. Immutable. Verifiable. Permanent.

Why NFT receipts change everything:

• Tamper-proof transaction records

• Customer loyalty and engagement opportunities

• Collectible proof of purchase

• Enhanced brand experience

• Blockchain-verified authenticity

Imagine your customers collecting receipt NFTs from your store. Building a relationship. Returning because they want to complete their collection.

This isn't gimmick marketing. It's Web3 native customer engagement built into your payment system.

CoinPayments can't offer this. They're built on older infrastructure.

Processing Speed: Minutes vs. Near-Instant

Time is money. Literally.

CoinPayments processing takes minutes to hours depending on network conditions and the cryptocurrency used. Standard for the industry. Acceptable.

Larecoin's architecture enables near-instant processing.

For a busy retail environment, those minutes matter. Customer standing at the counter. Line forming behind them. Clock ticking.

Near-instant means smoother operations. Happier customers. Faster throughput.

Setup Complexity: Getting Started

Both platforms offer relatively easy setup processes.

CoinPayments has been doing this for over a decade. Their interface is intuitive. Documentation exists. Support is available.

Larecoin designed for minutes-to-launch deployment. The LarePAY system and merchant portal were built specifically for businesses wanting quick implementation.

Larecoin setup includes:

• Smart wallet integration

• Contactless POS capabilities

• Merchant portal access

• Direct ecosystem connectivity

No steep learning curve. No complex integration headaches.

The Feature Comparison

Let's put it all in one place.

Feature	Larecoin	CoinPayments
Processing Fees	Gas-only	0.5-1%
Custody Model	Full self-custody	Custodial
Native Stablecoin	LUSD	None
Processing Speed	Near-instant	Minutes to hours
NFT Receipts	Yes	No
Cryptocurrencies	Comprehensive	2,000+
Years Operating	Newer	Since 2013
Setup Time	Minutes	Low-to-moderate

The Real Question: What Do You Actually Need?

CoinPayments works. It's proven. It's established. If you want a safe, conventional choice with extensive cryptocurrency support, it delivers.

But "works" isn't the same as "optimal."

Choose CoinPayments if:

• You need support for obscure cryptocurrencies

• You prefer established track records over innovation

• You're comfortable with custodial arrangements

• Percentage-based fees fit your business model

Choose Larecoin if:

• Fee savings directly impact your bottom line

• Self-custody and financial independence matter

• You want near-instant settlement

• NFT receipts align with your brand strategy

• LUSD stability solves volatility concerns

• You're building for the Web3 future

Small businesses operate on margins. Every percentage point matters. Every dollar counts.

The gas-only model isn't just different. It's better for merchants.

Making The Switch

Already using CoinPayments? Switching doesn't have to be complicated.

The Larecoin ecosystem includes:

• LarePAY for payment processing

• LareBlocks for blockchain infrastructure

• Smart wallet integration

• DAO participation opportunities

• Liquidity pools and swap functionality

It's not just a payment processor. It's an entire ecosystem built around merchant success.

The Bottom Line

CoinPayments reduced fees compared to traditional processors. That was progress.

Larecoin eliminates percentage-based fees entirely. That's revolution.

Self-custody means your revenue is yours. Immediately. Always.

LUSD means stability without sacrificing crypto benefits.

NFT receipts mean innovation that creates customer value.

For small businesses looking for a crypto POS system, the choice comes down to this: Do you want incremental improvement or fundamental change?

The answer shapes your next move.

Ready to explore what gas-only transfers and full self-custody can do for your business? Check out Larecoin and join the community discussion.

Your margins will thank you.