Larecoin Vs CoinPayments: Which Is Better For Your Small Business Crypto POS?

Choosing the right crypto payment processor can make or break your bottom line.

Small business owners want one thing: keep more of what they earn. Every percentage point matters. Every fee adds up. And every delay costs you money.

CoinPayments has been around since 2013. Established. Trusted. But is "established" always better?

Let's break it down. Larecoin vs CoinPayments. Head to head. No fluff.

The Fee Structure: Where Your Money Actually Goes

Here's the brutal truth about payment processing fees.

CoinPayments charges 0.5-1% per transaction. Sounds small, right? Let's do the math.

Processing $500,000 annually? That's roughly $5,000 going straight to CoinPayments. Every. Single. Year.

Now look at Larecoin.

Gas-only model. Zero percentage cuts.

Same $500,000 in annual volume? You're looking at under $2,000 total. That's network fees only: no middleman taking a slice.

The difference? $3,000+ stays in your pocket annually.

For a small business, that's:

• New equipment

• Marketing budget

• Emergency fund

• Actual profit

Traditional payment processors built their empires on percentage fees. Larecoin built something different.

Self-Custody vs. Intermediary Control

This is where philosophy meets practicality.

CoinPayments operates as an intermediary. They hold your funds. You request withdrawals. You wait for permission to access your own money.

Sound familiar? It should. That's traditional banking with crypto characteristics.

Larecoin flips the script entirely.

Full self-custody. Period.

Funds go directly to your wallet. Immediately. No middleman touching your revenue. No waiting. No permission required.

Feature	CoinPayments	Larecoin
Fund Control	Intermediary holds funds	Direct to your wallet
Withdrawal Process	Request and wait	Instant access
Permission Required	Yes	No
Counterparty Risk	Yes	Eliminated

Why does this matter for small businesses?

Cash flow is king.

When every dollar counts, waiting hours (or days) to access your own revenue isn't just inconvenient: it's a business risk. Suppliers don't wait. Rent doesn't wait. Your crypto shouldn't sit in someone else's custody.

Merchant freedom means controlling your own money. Always.

Settlement Speed: Seconds vs. Hours

Time is money. Literally.

CoinPayments offers variable processing times. Sometimes minutes. Sometimes hours. The unpredictability alone creates operational headaches.

Larecoin's Solana-based architecture delivers near-instant, sub-second settlement.

Think about that for a second.

Customer pays. You receive funds. Done. Before they even walk out the door.

For point-of-sale operations, this speed transforms the checkout experience:

• No awkward waiting

• No "pending" limbo

• No reconciliation nightmares at end of day

Real-time settlement isn't a luxury feature. It's how crypto payments should work.

Feature Comparison: Beyond Basic Processing

CoinPayments supports 2,000+ cryptocurrencies. Impressive number. But quantity isn't everything.

Here's what CoinPayments offers:

• Broad crypto support

• Basic e-commerce integrations

• Standard merchant tools

• Fixed network fee structure

Here's what Larecoin brings to the table:

Smart Wallet with Full Ecosystem Access

• Built-in decentralized exchange

• Liquidity pools

• Swap and bridge services

• All in one interface

LUSD Native Stablecoin Integration

Volatility concerns? LUSD lets you receive payments in a stable format. No more watching Bitcoin swing 5% during lunch rush.

NFT Receipts

Every transaction generates a verifiable, blockchain-based receipt. Transparent. Immutable. Professional.

Customizable Network Fees

Need a transaction confirmed fast? Pay more gas. Running a low-priority batch? Save on fees. You control the urgency: and the cost.

CoinPayments gives you a payment processor. Larecoin gives you an ecosystem.

The Decentralization Difference

Let's talk about what "decentralized crypto payments" actually means for merchants.

Traditional processors (including CoinPayments) operate centrally. They can:

• Freeze accounts

• Change fee structures

• Implement new policies

• Restrict certain transactions

You're at their mercy. Always.

Larecoin's architecture removes those dependencies. Your wallet. Your keys. Your rules.

No account freezes. Your funds aren't sitting on someone else's platform waiting to be flagged.

No policy changes. Network fees are network fees. Not arbitrary platform decisions.

No restrictions. Accept crypto from anyone, anywhere, for anything legal.

For small businesses tired of traditional payment processor drama, this independence isn't just nice to have: it's liberating.

Who Should Choose What?

Let's be real. Different businesses have different needs.

CoinPayments might work for you if:

• You need support for obscure altcoins (2,000+ options)

• You're comfortable with intermediary custody

• Processing fees don't significantly impact margins

• You prefer established, legacy platforms

Larecoin is built for you if:

• Fee savings directly impact your profitability

• You want immediate access to your funds

• Self-custody and control matter to your operations

• You're ready for next-generation payment infrastructure

• NFT receipts and ecosystem tools add value

Most small businesses processing real volume? The math speaks for itself.

Making the Switch: Easier Than You Think

Already using CoinPayments? Transitioning doesn't require a complete overhaul.

Larecoin's merchant portal integrates with existing operations. Set up your wallet. Configure your preferences. Start accepting payments.

The ecosystem includes:

• Contactless POS solutions

• E-commerce integrations

• Merchant dashboard

• Real-time analytics

No lengthy onboarding. No extensive documentation requirements. No waiting for approval from corporate.

Your business. Your timeline. Your choice.

The Bottom Line for Small Business Crypto POS

Here's what it comes down to:

CoinPayments offers a functional, established platform with broad cryptocurrency support. They've been doing this for over a decade. That counts for something.

But "functional" and "established" don't pay your bills.

Larecoin delivers:

• Lower fees (gas-only vs. percentage cuts)

• Full self-custody (your wallet, your money)

• Instant settlement (sub-second, not variable hours)

• Ecosystem tools (DEX, LUSD, NFT receipts, more)

• True decentralization (no intermediary control)

For small businesses serious about maximizing crypto payment efficiency, the comparison tells a clear story.

Traditional payment processing models extract value. Larecoin's model preserves it.

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Ready to see the difference for yourself?

Explore the full Larecoin ecosystem at larecoin.com and discover what merchant freedom actually looks like.

Your small business deserves better than percentage fees and intermediary control. It's time to upgrade.