Larecoin Vs CoinPayments: Which Web3 Global Payments Solution Actually Saves You Money?

Let's cut straight to it.

You're bleeding money on payment processing fees. Every single transaction. And if you're using CoinPayments, you're probably leaving thousands on the table annually.

Bold claim? Sure. But the numbers don't lie.

Web3 payments should mean freedom from legacy financial middlemen. Lower costs. Faster settlements. True ownership of your funds. Yet most crypto payment processors still operate like traditional gateways, holding your money hostage while charging you for the privilege.

Time to break down what actually matters: your bottom line.

The Fee Problem Nobody Talks About

CoinPayments charges between 0.5% and 1% per transaction. Sounds small, right?

Wrong.

Let's do the math. Say you're processing $500,000 annually. At CoinPayments' rates, you're looking at roughly $5,000 per year just in processing fees. That's before gas. Before conversions. Before any hidden costs creep in.

Now here's where Larecoin flips the script.

Larecoin operates on a gas-only transfer model. No percentage cuts. No middleman fees. Just the network gas required to move your funds.

Same $500,000 in transactions? Estimated annual cost: under $2,000.

That's a 60%+ reduction in payment processing overhead. Real money back in your pocket.

Self-Custody: The Non-Negotiable Standard

Here's where it gets interesting.

CoinPayments uses a custodial model. Translation: they hold your funds before releasing them to you. Your money sits in their wallets. Their keys. Their rules.

Not exactly the Web3 promise of financial sovereignty, is it?

Larecoin takes the opposite approach. Full self-custody. Your wallet. Your keys. Your funds, instantly.

Why does this matter?

• No counterparty risk. Platform goes down? Your funds are safe in your own wallet.

• Instant access. No waiting for releases. No withdrawal windows.

• True ownership. The entire point of crypto. Finally delivered.

For merchants who understand why Bitcoin was invented in the first place, self-custody isn't a feature. It's the foundation.

LUSD: The Stablecoin Built for Merchants

Volatility kills merchant adoption. Everyone knows this.

You accept $100 in crypto. By the time you convert to fiat, it's worth $92. Or $107. Unpredictable. Unacceptable for serious business operations.

CoinPayments? No native stablecoin solution. You're stuck juggling third-party options or eating the volatility risk.

Larecoin built LUSD specifically for this problem.

LUSD is Larecoin's native stablecoin, designed to provide:

• Price stability pegged to real-world value

• Seamless integration across the Larecoin ecosystem

• Instant settlement without conversion friction

Accept payment. Receive LUSD. Done. No volatility stress. No complex conversion workflows.

This is what merchant-first infrastructure looks like.

NFT Receipts: Utility Beyond the Hype

NFTs get a bad rap. Fair. The JPEG speculation era wasn't exactly a highlight.

But NFT receipts? That's practical utility with real business applications.

Every Larecoin transaction can generate an immutable NFT receipt. Think about what that means:

• Permanent proof of purchase stored on-chain

• Automated accounting with verifiable transaction records

• Customer engagement through collectible transaction history

• Dispute resolution with tamper-proof documentation

CoinPayments offers... traditional receipts. PDFs. Emails. The same system we've had since the 90s.

Larecoin brings receipts into Web3. Verifiable. Permanent. Actually useful.

Speed That Actually Matters

Time is money. Literally.

CoinPayments processes transactions in minutes to hours. Variable. Unpredictable. Depends on network congestion, confirmation requirements, and internal processing delays.

Larecoin leverages Solana's infrastructure for near-instant processing. Sub-second finality. Real-time settlement.

For merchants, this translates to:

• Immediate inventory updates

• Faster customer checkout experiences

• Reduced transaction abandonment

• Real-time cash flow visibility

No more wondering if a payment went through. No more delayed order confirmations. Just instant, verifiable transactions.

Head-to-Head: The Full Breakdown

Let's lay it all out:

Feature	CoinPayments	Larecoin
Fee Model	0.5-1% per transaction	Gas-only
Annual Cost ($500K volume)	~$5,000	Under $2,000
Custody	Custodial (they hold funds)	Self-custody (you control)
Settlement Speed	Minutes to hours	Near-instant
Native Stablecoin	No	LUSD
NFT Receipts	No	Yes
Crypto Support	2,000+ coins	Comprehensive

CoinPayments wins on raw cryptocurrency variety. That's the honest take.

But if you're running a real business: focused on costs, security, and operational efficiency: Larecoin delivers where it counts.

The 50% Savings Promise

Traditional payment processors charge 2-3% interchange fees. Credit cards. Payment gateways. The entire legacy system is designed to extract value from merchants.

Larecoin's architecture slashes these costs by 50% or more compared to traditional processors. Combined with the gas-only model, you're looking at the most cost-efficient payment infrastructure available in Web3.

This isn't theoretical. It's math.

Every percentage point saved goes directly to your profit margin. Scale that across hundreds or thousands of transactions monthly, and the numbers become impossible to ignore.

Who Should Actually Care?

This comparison matters most for:

E-commerce merchants processing significant transaction volume. The fee savings compound fast.

Digital service providers who need instant settlement for subscription and service-based revenue.

Global businesses accepting payments across borders without the traditional wire transfer headaches.

Web3-native companies building products for crypto audiences who expect self-custody as standard.

If you're processing less than $10,000 annually, the difference might seem marginal. But grow past that threshold, and the Larecoin advantage becomes undeniable.

The Financial Sovereignty Angle

Let's zoom out for a moment.

The entire point of cryptocurrency was to remove intermediaries. To give individuals and businesses control over their own financial destiny. To eliminate the gatekeepers.

CoinPayments, NOWPayments, and similar custodial solutions are just traditional payment processors wearing Web3 clothing. Same model. Different technology.

Larecoin represents the actual promise of decentralized payments:

• Your keys, your crypto

• Minimal fees, maximum value

• Transparent, on-chain operations

• Merchant-first design philosophy

This is what financial sovereignty looks like in practice. Not just buzzwords. Actual infrastructure built to serve merchants, not extract from them.

Making the Switch

Already using CoinPayments? The migration path is straightforward.

Larecoin offers comprehensive merchant tools through its ecosystem:

• Contactless POS integration

• Merchant portal with real-time analytics

• Smart wallet infrastructure

• Cross-chain swap and bridge functionality

Get started at larecoin.com and explore the full ecosystem. Check out the official announcements forum for the latest updates on merchant features.

The Bottom Line

CoinPayments served its purpose. It brought crypto payments to thousands of merchants. Credit where it's due.

But the game has evolved. Self-custody isn't optional anymore. Fee efficiency determines competitiveness. Speed defines customer experience.

Larecoin delivers on all fronts. Lower costs. True ownership. Instant settlement. NFT receipts. LUSD stability.

The question isn't which platform is cheaper.

It's which platform actually respects what Web3 was built for.

The answer is clear.