Larecoin Vs NOWPayments: 7 Reasons Merchants Are Making the Switch

The crypto payments game is changing fast.

Merchants everywhere are waking up. They're tired of middlemen. Tired of fees eating into margins. Tired of waiting for their own money.

NOWPayments has been a go-to for years. Solid reputation. Decent features. But here's the thing, "decent" doesn't cut it anymore.

Enter Larecoin.

A wave of merchants is ditching traditional crypto processors for something built different. Something that actually puts merchants first.

Let's break down exactly why the switch is happening.

Reason #1: Fee Savings That Actually Matter

This is the big one. The dealbreaker.

NOWPayments charges 0.5-1% on every transaction. Sounds small, right? Run the numbers.

$500,000 in annual sales = ~$5,000 in fees.

Now look at Larecoin.

Gas-only transfers. That's it. No percentage cut. No hidden charges.

Same $500,000? Under $2,000 total.

That's $3,000+ back in your pocket. Every single year.

For small businesses operating on thin margins, this isn't a nice-to-have. It's survival money. Marketing budget. Inventory expansion. Employee bonuses.

Larecoin's model flips the script. You keep what you earn. Period.

Reason #2: True Self-Custody (Your Keys, Your Crypto)

Here's where things get real.

NOWPayments offers "non-custodial" options. But it's complicated. Mixed custody features. Some funds here, some there. Technical workarounds.

Larecoin? Pure self-custody from day one.

Funds hit your wallet immediately. No intermediary holding your revenue. No third-party access to your earnings.

Why does this matter?

• No account freezes

• No withdrawal limits

• No "pending review" nightmares

• No asking permission to access YOUR money

Payment processor horror stories are everywhere. Accounts locked. Funds held for "verification." Businesses crippled overnight.

With Larecoin, that risk disappears. You're in complete control.

This is what merchant freedom actually looks like.

Reason #3: Sub-Second Transaction Finality

Speed kills. In a good way.

NOWPayments processes transactions in roughly 5 minutes. That's industry standard. That's also painfully slow when you've got customers waiting.

Larecoin runs on Solana.

Sub-second finality.

Read that again. Less than one second.

Customer pays. Transaction confirms. Done.

For high-volume merchants, this changes everything:

• Better checkout experience

• Fewer abandoned carts

• Cleaner reconciliation

• Real-time inventory updates

Five minutes feels like an eternity when the technology exists for instant confirmation. Why settle?

Reason #4: Setup in Minutes, Not Days

Technical complexity kills adoption.

NOWPayments requires API integration. Developer resources. Technical expertise. Time.

Great if you've got an engineering team. Brutal if you're a solo entrepreneur or small shop owner.

Larecoin takes a different approach.

QR-based contactless POS. Up and running in minutes.

No specialized hardware. No coding required. No developer fees.

Scan. Pay. Receive.

That's the whole process.

This accessibility matters. Crypto payments shouldn't require a computer science degree. They should be as simple as accepting a credit card, maybe simpler.

Larecoin removes the technical barrier entirely.

Reason #5: LUSD, Native Stablecoin Integration

Volatility is crypto's biggest merchant objection.

"What if I accept $100 in crypto and it's worth $80 tomorrow?"

Valid concern. Real problem.

NOWPayments offers stablecoin options. But they're third-party integrations. Extra steps. Additional complexity.

Larecoin built the solution directly into the ecosystem.

LUSD. Native stablecoin. Zero volatility.

Accept payments in LUSD. Hold value in LUSD. Convert when you want, or don't.

No price swings. No stress. No watching charts while running a business.

This is how you onboard merchants who've been burned before. Give them stability without sacrificing the benefits of crypto.

LUSD delivers exactly that.

Reason #6: NFT Receipts for Immutable Records

This is the Web3 advantage NOWPayments simply doesn't offer.

Every Larecoin transaction can generate an NFT receipt. An immutable, on-chain record of the payment.

Why does this matter?

For merchants:

• Permanent proof of sale

• Tamper-proof records

• Automated accounting integration

• Dispute resolution made simple

For customers:

• Ownership verification

• Warranty tracking

• Loyalty program integration

• Collectible purchase history

Traditional payment processors give you a PDF. Maybe an email confirmation.

Larecoin gives you blockchain-verified proof that lives forever.

This isn't just a feature. It's the future of commerce documentation. Early adopters gain a competitive edge that compounds over time.

Reason #7: Consistent Global Performance

Crypto is supposed to be borderless. The reality? Not always.

NOWPayments relies on multiple cryptocurrency networks. Each with different speeds. Different fees. Different reliability depending on congestion.

Your customer in Tokyo gets a different experience than your customer in Toronto.

Larecoin standardizes everything on Solana's architecture.

Same speed. Same cost. Same experience. Everywhere.

Whether you're processing payments in Miami or Mumbai, the performance is identical. No network congestion surprises. No random fee spikes. No "sorry, the blockchain is slow today" excuses.

For merchants building global businesses, consistency isn't optional. It's essential.

The Bigger Picture: Merchant Independence

These seven reasons share a common thread.

Control.

NOWPayments, and most traditional crypto processors, operate as intermediaries. They sit between you and your customers. They set the rules. They take their cut.

Larecoin eliminates the middleman.

Direct payments. Self-custody. Transparent fees. Instant settlement.

This is decentralized commerce done right.

The merchants making the switch aren't just chasing lower fees (though that helps). They're choosing independence. Choosing to own their payment infrastructure instead of renting it.

In 2026, that choice matters more than ever.

Ready to Make the Switch?

The comparison speaks for itself.

Feature	NOWPayments	Larecoin
Processing Fees	0.5-1%	Gas only
Settlement Speed	~5 minutes	Sub-second
Custody Model	Mixed	Full self-custody
Setup Time	Days/weeks	Minutes
Native Stablecoin	No	LUSD
NFT Receipts	No	Yes
Global Consistency	Variable	Identical

Merchants are switching because the math works. The technology works. The philosophy works.

Lower fees. Faster transactions. Complete control. Web3-native features.

Larecoin isn't just an alternative to NOWPayments.

It's the upgrade.

---

Curious how Larecoin fits your business?

Check out the Larecoin ecosystem and see what merchant freedom actually looks like.

The switch takes minutes. The savings last forever.