Larecoin vs NOWPayments vs CoinPayments: Which Crypto POS System Actually Cuts Your Fees in Half?

Payment processing fees are eating your profits alive.

Every swipe. Every tap. Every transaction. Traditional processors take 2.5-3.5% off the top. That's $15,000 gone on $500K in annual sales. Just... gone.

Crypto POS systems promise relief. But which one actually delivers?

Let's break it down. Larecoin. NOWPayments. CoinPayments. Head to head. No fluff.

The Fee Problem Nobody Talks About

Here's the uncomfortable truth. Most crypto payment processors still charge percentage-based fees. They've just made the percentage smaller.

0.5-1% sounds great compared to Visa's cut. But it's still a cut.

You're still paying for someone else to touch your money.

The real question isn't "which processor charges less?" It's "why are you paying a percentage at all?"

The Numbers Don't Lie

Let's get specific. Here's what $500,000 in annual processing volume actually costs you:

Platform	Fee Structure	Annual Cost
Traditional Card Processors	2.5-3.5%	$12,500-$15,000
NOWPayments	0.5-1%	$3,750-$5,000
CoinPayments	0.5-1%	$3,750-$5,000
Larecoin	Gas-only	Under $2,000

Read that again.

Larecoin's gas-only model costs less than $2,000. That's over 50% savings compared to other crypto processors. And roughly 85% savings versus traditional payment rails.

The difference? Larecoin doesn't take a percentage. Period.

Larecoin: The Gas-Only Revolution

Traditional payment processors charge you for the privilege of moving your own money. Larecoin flips that model completely.

Gas-only transfers. You pay network fees. That's it. No percentage skimmed off every transaction. No hidden processing costs. No middleman markup.

Built on Solana's infrastructure, Larecoin processes transactions near-instantly. We're talking seconds, not minutes or hours.

But speed and low fees are just the beginning.

LUSD Stablecoin: Volatility Solved

Crypto payments have an obvious problem. Bitcoin's value swings 10% in a day. Ethereum follows suit. Merchants can't build a business on unpredictable revenue.

LUSD changes everything.

Larecoin's native stablecoin maintains parity with fiat. Receive payment in LUSD. Know exactly what you're getting. No conversion anxiety. No watching charts while customers checkout.

NOWPayments and CoinPayments? They integrate third-party stablecoins. Extra steps. Extra conversions. Extra complexity.

LUSD is built into Larecoin's core. Seamless. Native. Done.

Self-Custody: Your Money, Your Control

Here's where things get serious.

NOWPayments holds your funds before release. CoinPayments does the same. Your money sits in someone else's wallet until they decide to send it to you.

Sound familiar? That's exactly how traditional banking works. It's exactly what crypto was supposed to fix.

Larecoin operates differently. Full self-custody. Direct wallet transfers. Funds go straight to your wallet. Not a custodial account. Not a holding period. Your wallet.

This isn't a feature. It's the entire point of Web3 payments.

When FTX collapsed, merchants using custodial processors learned a brutal lesson. "Not your keys, not your crypto" isn't just a saying. It's survival advice.

Larecoin's self-custody model means you never have to trust a third party with your revenue. Financial sovereignty for merchants. Finally.

NFT Receipts: Beyond the Transaction

Every Larecoin transaction generates an NFT receipt.

Sounds like a gimmick? It's not.

NFT receipts create immutable, verifiable proof of every transaction. Accounting becomes trivial. Disputes become straightforward. Tax documentation becomes bulletproof.

But there's more.

These receipts can carry data. Loyalty points. Warranty information. Exclusive access to future drops or discounts. The receipt becomes a relationship builder, not just a record.

NOWPayments gives you standard confirmations. CoinPayments does the same. Functional? Sure. Innovative? Not even close.

NOWPayments: The Middle Ground

Let's be fair. NOWPayments isn't terrible.

They support 100+ cryptocurrencies. Integration is relatively straightforward. Processing times average around 5 minutes. Customizable network fee options exist for larger merchants.

The fee structure sits at 0.5-1%. Better than traditional processors. Worse than gas-only.

The real problem? Custodial model. Your funds hit their system before reaching you. You're trusting a third party with your money: however briefly.

For merchants dipping their toes into crypto payments, NOWPayments works. For merchants serious about Web3, it's a compromise.

CoinPayments: The Established Player

CoinPayments has been around since 2013. Longevity counts for something.

They support over 2,000 cryptocurrencies. Integration options abound. The brand is recognizable.

Fees? Same ballpark. 0.5-1%.

Processing speeds? Variable. Sometimes minutes. Sometimes hours. Depends on network congestion and their internal processes.

Custody? Also custodial. Your funds, their control, temporary or not.

CoinPayments built their reputation in a different era. Before DeFi. Before self-custody became non-negotiable. Before merchants understood what financial sovereignty actually meant.

They're legacy. Larecoin is what comes next.

Why Self-Custody Changes Everything

Let me be direct.

Every major crypto disaster: FTX, Celsius, BlockFi: happened because users trusted third parties with their funds. Custodial models concentrate risk. One bad actor, one security breach, one regulatory seizure, and your money vanishes.

Self-custody eliminates counterparty risk entirely.

With Larecoin, transactions settle directly to your wallet. There is no intermediate holding. No trust required. No exposure to platform insolvency.

This matters more than fee percentages. More than transaction speeds. More than supported cryptocurrencies.

Your money should belong to you the moment it's earned. Full stop.

The Verdict: Which Actually Cuts Fees in Half?

The math is clear.

NOWPayments and CoinPayments reduce fees compared to traditional processors. They charge 0.5-1% instead of 2.5-3.5%. That's real savings.

But Larecoin charges no percentage at all. Gas-only transfers mean you keep what you earn, minus minimal network costs.

On $500K annual volume:

• Traditional processors take $15,000

• NOWPayments/CoinPayments take $3,750-$5,000

• Larecoin costs under $2,000

That's not "cutting fees in half." That's obliterating them.

Add self-custody. Add LUSD stability. Add NFT receipts. Add near-instant Solana-powered settlement.

The comparison isn't close.

Make the Switch

Merchants drowning in interchange fees have options now. Real options.

Larecoin isn't just cheaper. It's fundamentally different. A payment system built for Web3 from the ground up. No custodial compromises. No percentage drip bleeding your margins.

Gas-only. Self-custody. LUSD stability. NFT receipts.

This is what merchant payments should have been from the start.

Ready to stop giving away your revenue? Explore Larecoin and see the difference yourself.

Your margins will thank you.