Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Best for Your Small Business?

Crypto payments are no longer a gimmick. They're a legitimate revenue stream for small businesses. But choosing the right POS system? That's where things get tricky.

Three platforms dominate the conversation: Larecoin, NOWPayments, and CoinPayments. Each promises to simplify crypto acceptance. Each has a different philosophy. And each will impact your bottom line differently.

Let's break it down. No fluff. Just facts.

The Quick Rundown: What Are We Comparing?

Before diving deep, here's what each platform brings to the table:

NOWPayments supports 300+ cryptocurrencies and 30+ stablecoins. Processing time? About 5 minutes. Fees hover around 0.5-1%. Non-custodial setup means immediate withdrawals to your wallet.

CoinPayments offers 40+ cryptocurrencies and 21 stablecoins. Processing can take anywhere from a few minutes to several hours. Same 0.5-1% fee structure. But here's the catch: it's custodial.

Larecoin takes a different approach entirely. Built for merchant freedom. Features NFT receipts, LUSD stablecoin integration, and saves merchants 50%+ on interchange fees compared to traditional processors. Self-custody is baked into the DNA.

Fee Savings: Where Your Money Actually Goes

Let's talk numbers. Because fees eat into your margins faster than anything else.

Traditional payment processors like VISA and Mastercard charge interchange fees that can destroy small business profitability. We're talking 2-3% per transaction. Add monthly fees, terminal costs, and chargebacks? It adds up fast.

NOWPayments and CoinPayments both charge 0.5-1% processing fees. Better than traditional rails. But still a cost that compounds over time.

Larecoin flips the script. The platform claims 50%+ savings on interchange fees compared to those traditional giants. For a small business processing $50,000 monthly, that's potentially $500-750 back in your pocket. Every. Single. Month.

The math is simple. Lower fees = higher margins = more runway to grow your business.

NOWPayments does offer customizable network-fee options. Merchants can absorb or blend network fees for larger transactions. CoinPayments? No such flexibility.

Larecoin's approach? Swap Larecoin on demand instantly. No waiting. No hidden conversion costs eating into your settlement.

Self-Custody vs. Custodial: Who Holds Your Crypto?

This is the big one. And it's often overlooked.

Custodial platforms hold your funds. You trust them to keep your crypto safe. You depend on them to process withdrawals. If they go down, freeze accounts, or experience security issues? Your funds are at risk.

CoinPayments is custodial. Your crypto sits in their wallets until you withdraw. That's a single point of failure. A centralized chokepoint in what should be a decentralized system.

NOWPayments is non-custodial. Funds go directly to your wallet. Immediate access. No middleman holding your revenue hostage. That's a win.

Larecoin takes self-custody to the next level. The entire ecosystem is built around merchant independence. Your funds. Your wallet. Your control. Period.

For small businesses, self-custody isn't just a preference. It's protection. Protection from platform risk. Protection from frozen accounts. Protection from bureaucratic delays when you need to access your own money.

NFT Receipts: A Feature Only Larecoin Offers

Here's where Larecoin gets innovative.

Traditional receipts are paper. Or maybe a PDF. They get lost. They're hard to verify. They're... boring.

NFT receipts change the game. Every transaction can be recorded as an on-chain NFT. Immutable. Verifiable. Permanently stored on the blockchain.

Why does this matter for your small business?

• Accounting simplified. Every receipt is timestamped and verified on-chain.

• Customer trust increased. Buyers have permanent proof of purchase.

• Returns and disputes streamlined. No more "I lost my receipt" headaches.

• Brand differentiation achieved. You're offering something competitors simply can't.

Neither NOWPayments nor CoinPayments offers NFT receipt functionality. This is a Larecoin exclusive.

For businesses looking to stand out in the Web3 space, NFT receipts aren't just a novelty. They're a competitive advantage.

LUSD: Stability in a Volatile Market

Crypto volatility scares merchants. Understandably so.

You accept $100 in Bitcoin. By the time you convert, it's worth $92. Or $108. That unpredictability makes accounting a nightmare and financial planning impossible.

Stablecoins solve this. But not all stablecoin integrations are created equal.

NOWPayments supports 30+ stablecoins. Solid options.

CoinPayments offers 21 stablecoins. Decent selection.

Larecoin introduces LUSD. A stablecoin purpose-built for the Larecoin ecosystem. Designed for merchant use cases. Optimized for payment flows.

LUSD means accepting crypto payments without the volatility risk. Settle in LUSD. Convert when you want. Or don't convert at all: use it directly within the Larecoin ecosystem.

Processing Speed: Time Is Money

Every minute a transaction takes to confirm is a minute your customer is waiting. Or worse: walking away.

CoinPayments processing time ranges from a few minutes to several hours. Several hours. For a small business with customers standing at the counter, that's unacceptable.

NOWPayments processes in approximately 5 minutes. TON transactions clear in under a minute. Much better. But still not instant.

Larecoin emphasizes on-demand swaps and instant settlement. The contactless POS system is built for real-world merchant environments where speed matters.

For brick-and-mortar small businesses, processing speed directly impacts customer experience. And customer experience directly impacts repeat business.

Merchant Freedom: The Decentralization Difference

Let's zoom out for a second.

Why are you considering crypto payments in the first place?

Probably because you're tired of:

• High fees from traditional processors

• Chargebacks and fraud

• Being at the mercy of centralized payment companies

• Waiting days for settlement

Decentralized crypto payments promise freedom from all of that.

But some platforms are more decentralized than others.

CoinPayments is custodial. That's centralization by another name.

NOWPayments is non-custodial. Better. But still a centralized platform processing your payments.

Larecoin is building a full decentralized ecosystem. Smart wallet. DAO governance. Decentralized exchange. Liquidity pools. Bridge functionality. The whole stack.

For merchants who believe in the crypto ethos: trustlessness, permissionlessness, censorship resistance: Larecoin aligns philosophically with those values.

This isn't just about processing payments. It's about participating in a new financial system built on merchant independence.

Integration and Setup: Getting Started

Small businesses don't have dedicated IT teams. Setup needs to be simple.

NOWPayments offers 24/7 live chat support. Full API access. White-label capabilities. Quick setup for merchants who want to get running fast.

CoinPayments provides similar integration options. API invoicing. Recurring subscriptions. Manual payment options.

Larecoin brings a merchant portal designed specifically for small business operators. Plus AI/ML search functionality, classified ads integration, and social spaces for community building around your brand.

All three platforms offer viable integration paths. But Larecoin's ecosystem approach means more tools available as your business grows.

The Verdict: Which Should You Choose?

Let's be direct.

Choose CoinPayments if: You want a simple, established platform and don't mind custodial risk. Be prepared for potentially slow processing times.

Choose NOWPayments if: You prioritize non-custodial setup, need 300+ crypto options, and want reliable support. Solid all-around choice.

Choose Larecoin if: You want maximum fee savings, NFT receipts, LUSD stability, true self-custody, and alignment with decentralized values. The innovative choice for forward-thinking merchants.

For small businesses serious about merchant freedom and long-term savings, Larecoin represents the future of crypto POS systems.

Ready to explore? Visit Larecoin and see what decentralized payments can do for your business.

Quick Comparison Table

Feature	Larecoin	NOWPayments	CoinPayments
Fee Savings	50%+ vs traditional	0.5-1%	0.5-1%
Self-Custody	✓	✓	✗
NFT Receipts	✓	✗	✗
Stablecoin	LUSD	30+ options	21 options
Processing	Instant swaps	~5 minutes	Minutes to hours
Merchant Portal	✓	✓	✓

The choice is yours. But the data speaks for itself.