Larecoin vs NOWPayments vs CoinPayments: Which Crypto POS System Is Best For Your Small Business?

Small business owners are bleeding money. Every swipe. Every tap. Every transaction.

Traditional payment processors take 2-4% of your hard-earned revenue. That's thousands of dollars annually walking out the door.

Crypto POS systems promise a solution. But which one actually delivers?

Let's break down the three major players: Larecoin, NOWPayments, and CoinPayments. By the end, you'll know exactly which platform deserves your business.

The Hidden Cost of Payment Processing

Here's the reality most merchants don't calculate.

Processing $100,000 annually? Traditional interchange fees cost you $2,000-$4,000. That's rent money. Employee wages. Marketing budget. Gone.

Crypto payment solutions emerged to slash these costs. But not all platforms are created equal.

Some just shift the problem. Others actually solve it.

NOWPayments: The Basics

NOWPayments has been around the block. They support 300+ cryptocurrencies and offer a web-based POS terminal.

The Good:

• 0.5% service fee for single-currency payments

• 1% for multi-currency conversions

• No hardware required

• Quick setup under a minute

• 24/7 customer support

The Problem:

NOWPayments operates as a non-custodial service. Sounds great on paper. But here's what they don't advertise.

Volatility risk sits squarely on your shoulders. Yes, they offer automatic conversion. But that's another fee. Another middleman. Another point of failure.

Their tiered pricing only drops to 0.4% if you're processing 100+ BTC monthly. Most small businesses won't sniff those volumes.

And NFT receipts? Non-existent. Blockchain-verified transaction records? Not happening.

CoinPayments: The Veteran

CoinPayments has been processing crypto since 2013. They support 2,000+ cryptocurrencies.

The Good:

• Established reputation

• Massive coin support

• Multi-currency wallet

• Plugin integrations for major e-commerce platforms

The Problem:

Fees stack up fast. Transaction fees. Conversion fees. Withdrawal fees. The 0.5% base rate becomes misleading when you factor in the entire cost structure.

Custodial model means your funds sit in their wallets. Not yours. You're trusting a third party with your money. In Web3, that's backwards thinking.

Self-custody isn't optional: it's fundamental. CoinPayments misses this entirely.

No stablecoin ecosystem. No merchant-specific tools. No innovation in the receipt game.

Larecoin: Built Different

Here's where things get interesting.

Larecoin wasn't built to compete. It was built to dominate.

Fee Structure That Actually Saves Money:

Slash interchange fees by 50% or more. That's not marketing speak. That's math.

Processing $100,000 annually? Keep an extra $1,000-$2,000 in your pocket. Minimum.

Lower fees mean higher margins. Higher margins mean growth. Simple.

LUSD Stablecoin Advantage:

Volatility kills merchant adoption. Everyone knows this.

LUSD solves it elegantly. Accept crypto payments. Settle in a stable, pegged asset. No sleepless nights watching charts.

Your revenue stays predictable. Your accounting stays clean. Your business stays profitable.

NOWPayments and CoinPayments can't match this. They don't have native stablecoin ecosystems. They rely on third-party conversions. More fees. More friction. More problems.

The NFT Receipt Revolution

This is where Larecoin leaves competitors in the dust.

Every transaction generates an NFT receipt. Immutable. Verifiable. Permanent.

Why This Matters:

• Tax documentation becomes bulletproof

• Chargebacks become nearly impossible to dispute fraudulently

• Customer disputes resolve instantly with blockchain verification

• Audit trails exist forever on-chain

NOWPayments gives you PDFs. CoinPayments sends emails. Larecoin gives you blockchain-verified proof of every single transaction.

For small businesses dealing with returns, warranties, or compliance requirements: NFT receipts aren't a nice-to-have. They're essential.

Self-Custody: The Non-Negotiable

Let's talk about the elephant in the room.

Custodial solutions are legacy thinking. You're trusting someone else with your money. Again.

Isn't that exactly what we're trying to escape?

Larecoin's Self-Custody Model:

Your keys. Your coins. Your business.

Funds flow directly to wallets you control. No third-party holding periods. No withdrawal delays. No trust required.

This isn't philosophical. It's practical.

When exchanges collapse: and they do: self-custody merchants sleep soundly. Their funds never left their control.

CoinPayments users learned this the hard way during various exchange crises. NOWPayments claims non-custodial status but still requires routing through their infrastructure.

Larecoin delivers true financial sovereignty. Learn more about our approach.

Feature-by-Feature Comparison

Feature	Larecoin	NOWPayments	CoinPayments
Base Fee	50%+ savings	0.5%	0.5%
Native Stablecoin	LUSD ✓	✗	✗
NFT Receipts	✓	✗	✗
True Self-Custody	✓	Partial	✗
Interchange Savings	50%+	~30%	~30%
Web3 Native	✓	✗	✗
Contactless POS	✓	✓	Limited
Merchant Portal	Advanced	Basic	Basic

The numbers don't lie. Larecoin wins across every metric that matters for small business profitability.

Real-World Application

Picture this scenario.

Coffee shop processing 200 transactions daily. Average ticket: $12. Annual volume: $876,000.

Traditional Processing (2.5% average): $21,900 in fees

NOWPayments (0.5% + conversions): ~$6,000-$8,000 in fees

Larecoin: ~$4,000-$5,000 in fees + NFT receipt benefits + LUSD stability

That's $17,000+ back in your pocket annually with Larecoin. Hire another barista. Upgrade equipment. Actually profit from your hard work.

The Verdict

NOWPayments works. CoinPayments functions. Larecoin transforms.

If you're looking for "good enough," plenty of options exist.

If you're building for the future: demanding lower fees, true self-custody, blockchain-verified receipts, and native stablecoin settlement: only one platform delivers.

Choose Larecoin when:

• Cutting interchange fees by 50%+ matters to your bottom line

• NFT receipts align with your compliance needs

• LUSD stability protects your revenue

• Self-custody reflects your Web3 values

• You're done giving money to middlemen

Consider alternatives when:

• You need 300+ altcoin support specifically

• You're processing 100+ BTC monthly (volume discounts apply elsewhere)

• You prefer custodial convenience over sovereignty

Most small businesses? Larecoin is the obvious play.

Getting Started

Setup takes minutes. Not days. Not weeks.

Visit larecoin.com to explore the merchant portal. Connect your wallet. Configure your POS. Start accepting payments.

Your customers want crypto options. Your accountant wants clean records. Your bank account wants lower fees.

Larecoin delivers all three.

Stop bleeding money to outdated payment processors. Stop trusting third parties with your funds. Stop settling for platforms built before Web3 existed.

The future of merchant payments is here. It's decentralized. It's stable. It's verified on-chain.

It's Larecoin.

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Ready to slash your interchange fees and embrace true financial sovereignty? Get started with Larecoin today.