Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Best for Your Small Business?

Crypto payments are no longer the future. They're happening right now.

Small businesses everywhere are ditching legacy payment processors. The question isn't if you should accept crypto. It's which platform gives you the most freedom, lowest fees, and actual ownership of your funds.

Three names keep coming up: Larecoin, NOWPayments, and CoinPayments. Each promises to make crypto acceptance easy. But the differences? They matter more than you think.

Let's break it down.

The Quick Rundown: Three Platforms, Three Philosophies

Larecoin is the new disruptor. Built for merchant independence. Self-custody by default. NFT receipts. LUSD stablecoin integration. Zero middlemen.

NOWPayments is a solid gateway supporting 300+ cryptocurrencies. Non-custodial. 0.5% base fees. Quick setup. Popular with e-commerce.

CoinPayments is one of the oldest players. Multi-currency support. 0.5% flat fee. Integrated shopping cart plugins. Been around since 2013.

All three work. But only one puts merchant freedom first.

Fee Comparison: Where Your Money Actually Goes

Fees eat into margins. Every percentage point counts when you're running a small business.

Here's the breakdown:

Platform	Base Fee	Volume Discounts	Hidden Costs
Larecoin	Gas-only transfers	None needed	Zero platform fees
NOWPayments	0.5% - 1%	Drops to 0.4% at 100+ BTC/month	Conversion fees apply
CoinPayments	0.5% flat	Limited tiers	Withdrawal fees vary

The math is simple.

With NOWPayments, you're paying at least 0.5% on every transaction. Process $10,000 monthly? That's $50 gone. Do $100,000? Now you're losing $500 every single month.

CoinPayments? Same story. 0.5% adds up fast.

Larecoin flips the script. Gas-only transfers mean you pay network fees, not platform fees. On Solana, that's fractions of a cent. Your margins stay intact.

Self-Custody: Who Actually Controls Your Crypto?

This is where things get real.

Most payment processors hold your funds. Even briefly. That creates counterparty risk. If they freeze accounts, experience hacks, or face regulatory issues, your money is caught in the crossfire.

NOWPayments markets itself as non-custodial. True. They don't store customer funds long-term. But transactions still route through their infrastructure.

CoinPayments operates similarly. They hold funds during the conversion and withdrawal process.

Larecoin takes a different approach entirely.

Self-custody from start to finish. Your wallet. Your keys. Your crypto. Payments go directly to your smart wallet. No intermediary holding periods. No permission needed to access your own money.

That's real merchant independence.

NFT Receipts: Larecoin's Game-Changing Innovation

Here's something neither NOWPayments nor CoinPayments offers.

NFT receipts.

Every transaction on Larecoin can generate a verifiable, on-chain receipt as an NFT. Why does this matter?

For accounting: Immutable proof of every sale. No disputes. No lost paperwork.

For customer experience: Buyers get collectible proof of purchase. Great for limited editions, exclusive drops, and brand loyalty.

For compliance: Auditable transaction history that can't be altered or deleted.

Traditional payment processors give you PDFs. Maybe CSV exports. Larecoin gives you blockchain-verified records that live forever.

This isn't a gimmick. It's a fundamental upgrade to how business transactions are documented.

LUSD: Stability Without Sacrificing Decentralization

Volatility scares merchants. Understandably.

Accept $100 in Bitcoin today. Tomorrow it might be worth $85. Or $115. Either way, planning becomes chaos.

Stablecoins solve this. But which stablecoin matters.

NOWPayments supports auto-conversion to various stablecoins like USDT. Convenient. But you're trusting centralized issuers.

CoinPayments offers similar options. USDC, USDT, and others.

Larecoin introduces LUSD: a stablecoin native to its ecosystem.

Why LUSD?

• Designed for the Larecoin payment flow

• Integrated directly into the POS system

• No third-party conversion steps

• Maintains value stability within the ecosystem

Accept crypto. Settle in LUSD. Keep your books clean.

Integration Speed: How Fast Can You Start Accepting Crypto?

Small business owners don't have time for complex integrations.

NOWPayments advertises setup in under a minute. That's accurate for basic web integrations. Their API is straightforward.

CoinPayments offers plugins for major platforms. Shopify, WooCommerce, Magento. Setup varies but typically takes 15-30 minutes.

Larecoin's contactless POS system was built for simplicity. No expensive hardware required. Works on any device with a browser. Merchant portal handles everything from one dashboard.

All three are reasonably quick to deploy. The difference is what happens after setup.

With Larecoin, ongoing management stays simple because there's less to manage. No fee structures to optimize. No withdrawal schedules to track. Funds hit your wallet instantly.

Multi-Currency Support: Does Quantity Equal Quality?

NOWPayments supports 300+ cryptocurrencies. Impressive number.

CoinPayments supports 100+ coins. Still substantial.

Larecoin focuses on quality over quantity.

Here's the truth most merchants won't admit: 95% of crypto payments come from a handful of coins. Bitcoin. Ethereum. Stablecoins. Solana. That's the reality.

Supporting 300 obscure altcoins sounds good on paper. In practice? Nobody's paying for coffee with Dogecoin.

Larecoin prioritizes the currencies merchants actually receive. Deep integration with Solana. Cross-chain swap and bridge functionality for major networks. LUSD for instant stability.

Strategic focus beats checkbox feature lists.

The Decentralization Factor

Let's talk philosophy for a second.

Why did crypto exist in the first place? To remove middlemen. To give people direct control over their money.

Payment processors that insert themselves between every transaction? They're recreating the old system with new technology.

Larecoin stays true to the original vision.

Decentralized infrastructure. DAO governance. Community-driven development. The Larecoin Foundation ensures the ecosystem evolves based on user needs: not corporate interests.

NOWPayments and CoinPayments are businesses serving customers. Fair enough. But they're still centralized services with centralized decision-making.

For merchants who believe in crypto's core principles, the choice becomes obvious.

Customer Support and Community

Things break. Questions arise. Where do you turn?

NOWPayments offers standard support channels. Email. Knowledge base. Reasonable response times.

CoinPayments provides similar resources. Plus a community forum.

Larecoin takes community seriously. Official announcements keep merchants informed. Dedicated forums for different languages: French, Japanese, Arabic. Global reach with local support.

Plus, when you're part of a DAO-governed ecosystem, your voice actually shapes product direction.

The Verdict: Which Crypto POS Is Right for Your Small Business?

Choose NOWPayments if: You need maximum cryptocurrency variety and don't mind paying 0.5%+ on every transaction.

Choose CoinPayments if: You want established plugins and are comfortable with traditional custodial arrangements.

Choose Larecoin if: You want true self-custody, zero platform fees, NFT receipts, LUSD stability, and genuine merchant independence.

The crypto payments space is evolving fast. Legacy solutions will keep extracting fees because that's their business model.

Larecoin built something different. A system where merchants keep what they earn. Where transactions create verifiable records. Where decentralization isn't just marketing: it's architecture.

Ready to upgrade your payment stack?

Explore Larecoin and see what merchant freedom actually looks like.

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Have questions about integrating Larecoin into your business? Check out our crypto resources or join the conversation in our community forums.