Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Better For Your Business?

Crypto payments are no longer experimental. They're mainstream.

But here's the thing. Not all crypto POS systems are created equal. Some drain your profits with fees. Others hold your funds hostage. And a few? They're stuck in 2017.

You're running a business. You need solutions that work. Fast. Secure. Cost-effective.

Let's break down three major players: Larecoin, NOWPayments, and CoinPayments. By the end, you'll know exactly which one fits your business.

Spoiler: One of these crushes the competition.

---

The Fee Game: Where Your Money Actually Goes

Let's talk numbers. Because fees eat into your bottom line faster than you'd think.

Traditional card processors hit you with 2.5%+ per transaction. At $500K annual volume, that's roughly $12,500 gone. Poof.

Platform	Processing Fee	Annual Cost ($500K Volume)
Traditional Cards	2.5%	~$12,500
NOWPayments	0.5-1%	~$3,750
CoinPayments	0.5-1%	~$3,750
Larecoin	Gas-only	Under $2,000

NOWPayments and CoinPayments cut your costs. That's decent.

Larecoin? Gas-only transfers. We're talking 50%+ savings compared to other crypto processors. That's real money staying in your pocket.

Why pay percentage-based fees when blockchain transactions only require network gas? Larecoin gets this. The others? Still playing the old fee-extraction game.

---

Self-Custody: Who Actually Controls Your Money?

This is where things get serious.

CoinPayments uses a custodial model. Translation: they hold your funds. You're trusting a third party with your crypto. In Web3, that's a red flag. We've all seen what happens when centralized platforms control user funds.

NOWPayments offers a non-custodial option. Better. Payments can forward directly to your wallet. But it's not their default, and the setup requires extra configuration.

Larecoin is built on self-custody from the ground up. Full merchant control. Smart wallet functionality. Your funds hit your wallet instantly. No middlemen. No custody risk. No asking permission to access your own money.

This isn't just philosophy. It's protection.

Self-custody means:

• No platform bankruptcy risks

• No withdrawal limits

• No frozen accounts

• Complete asset control

For businesses serious about Web3, self-custody isn't optional. It's essential.

---

LUSD: The Stablecoin Advantage You Didn't Know You Needed

Volatility kills merchant adoption. Nobody wants to accept $100 in crypto and wake up to $87.

NOWPayments supports 30+ stablecoins. CoinPayments has stablecoin options too. Standard stuff.

Larecoin built LUSD directly into the ecosystem. A native stablecoin designed specifically for merchant transactions.

Why does native matter?

• Zero friction: No bridging. No swapping. No extra steps.

• Optimized gas: Built for the Larecoin ecosystem means lower transaction costs.

• Instant settlement: Near-instant transactions with sub-second finality.

• Consistent UX: One ecosystem. One experience. One solution.

When your stablecoin is native: not bolted on: everything flows smoother. Customers pay. You receive. Done.

---

NFT Receipts: Immutable Proof On-Chain

Here's something neither NOWPayments nor CoinPayments offer: NFT receipts.

Every Larecoin transaction can generate an immutable, on-chain receipt. Not a PDF. Not an email. A blockchain-verified record that can't be altered, lost, or disputed.

Think about what this means for your business:

• Accounting: Verifiable transaction history forever.

• Disputes: Undeniable proof of payment.

• Audits: Clean, transparent records regulators love.

• Customer trust: Receipts they can actually verify themselves.

This isn't a gimmick. It's the future of transaction records. While competitors stick with traditional receipt systems, Larecoin gives merchants Web3-native documentation.

---

US Compliance: Playing By The Rules (The Right Way)

Running a crypto payment business in the US? Compliance isn't optional.

Many platforms operate in gray areas. Vague licensing. Unclear regulatory status. That's a liability for your business.

Larecoin takes a different approach. We're pursuing rigorous US compliance through:

• Money Services Business (MSB) registration: Federal-level licensing with FinCEN.

• State Money Transmitter License (MTL) strategy: Working toward licensing in required states.

This matters more than you think.

When regulators come knocking: and they always do: you want a payment processor that's built for compliance. Not one scrambling to figure it out.

NOWPayments and CoinPayments operate internationally with varying compliance levels. For US-based merchants prioritizing regulatory clarity, Larecoin's approach offers peace of mind.

---

Speed and Settlement: Time Is Money

How fast do you actually get paid?

CoinPayments: Minutes to hours. Variable. Sometimes unpredictable.

NOWPayments: Around 5 minutes average. Solid, but not instant.

Larecoin: Near-instant. Sub-second finality. Your customer pays. You have the funds. That fast.

In retail environments, speed matters. Nobody wants customers waiting while a transaction confirms. Larecoin's architecture prioritizes instant settlement because modern commerce demands it.

---

Integration: Getting Started Without The Headache

Setup complexity kills adoption. If integration takes weeks, most merchants bail.

CoinPayments has been around since 2013. Lots of history. But the infrastructure shows its age. Integrations work, but they're dated.

NOWPayments offers decent plugins for major e-commerce platforms. Functional. Gets the job done.

Larecoin emphasizes simplicity:

• Merchant portal for transaction management

• Real-time analytics dashboard

• Contactless POS options

• QR-based payment acceptance

• Clean API documentation

Whether you're running a physical storefront, e-commerce site, or both: Larecoin's ecosystem handles it. One platform. Multiple touchpoints.

---

Feature-by-Feature Breakdown

Feature	Larecoin	NOWPayments	CoinPayments
Self-Custody	✅ Native	⚠️ Optional	❌ Custodial
Native Stablecoin	✅ LUSD	❌	❌
NFT Receipts	✅	❌	❌
Gas-Only Fees	✅	❌	❌
Instant Settlement	✅	⚠️ ~5 min	⚠️ Variable
US Compliance Focus	✅ MSB + MTL	⚠️ Limited	⚠️ Limited
Crypto Support	Growing	300+	2,000+
Contactless POS	✅	❌	❌

NOWPayments and CoinPayments support more cryptocurrencies. That's true. But quantity doesn't equal quality.

Most merchants need reliable payment acceptance in major cryptos and stablecoins. Not 2,000 obscure tokens nobody uses.

---

The Verdict: Which One Should You Choose?

Choose NOWPayments if: You need broad crypto support and don't mind percentage-based fees. The non-custodial option is decent for merchants who configure it properly.

Choose CoinPayments if: You trust a long-running platform and don't mind custodial holding. Just know the infrastructure hasn't evolved much since 2013.

Choose Larecoin if: You want the full Web3 payment experience. Self-custody. Gas-only fees. Native stablecoin. NFT receipts. Instant settlement. US compliance focus. The complete package for businesses serious about crypto payments.

This isn't about hype. It's about what actually works for your business.

Lower fees mean higher margins. Self-custody means real ownership. Compliance means sleeping at night.

Larecoin delivers all three.

---

Ready To Make The Switch?

Stop leaving money on the table with outdated payment processors.

Explore Larecoin and see why merchants are switching to the ultimate Web3 payment solution.

Gas-only fees. True self-custody. Built for the future.

Your business deserves better. Let's make crypto payments easy.