Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Better For Your Small Business?

Small business owners. You're bleeding money on every transaction.

Traditional payment processors? Taking 2.5% to 3.5% of your hard-earned revenue. Every. Single. Sale.

Crypto POS systems promise a way out. But which one actually delivers?

Let's break down three major players: Larecoin, NOWPayments, and CoinPayments. By the end, you'll know exactly which system fits your business.

The Interchange Fee Problem Is Crushing Small Businesses

Here's the reality. A coffee shop processing $50,000 monthly loses $1,500+ to interchange fees alone. That's $18,000 annually. Gone.

Crypto payments cut that number dramatically. But not all crypto POS systems are created equal.

Some still hit you with hidden fees. Others lack essential features. A few don't even let you control your own funds.

Time to compare.

NOWPayments: The Basics

NOWPayments has been around the block. They're established. They're functional.

Fee Structure:

• 0.5% for single-currency payments

• 1% for conversions

• 0% withdrawal fees

• No integration fees

What You Get:

• 250-300+ cryptocurrencies accepted

• Web-based POS terminal

• 5-minute setup

• Instant payouts

• Non-custodial service

Sounds decent, right?

Here's the catch. That 0.5% to 1% still adds up. On $50,000 monthly volume, you're looking at $250-$500 in fees. Better than traditional processors, but not revolutionary.

Plus, no stablecoin integration means volatility risk. Customer pays in BTC. By the time you convert, the value might have shifted.

NOWPayments works. It's just not optimized for serious merchant growth.

CoinPayments: The Legacy Option

CoinPayments positions itself as the veteran of crypto payments. Been around since 2013. Lots of integrations.

Fee Structure:

• 0.5% flat transaction fee

• Conversion fees apply

• Withdrawal fees vary by coin

What You Get:

• 2,000+ cryptocurrencies

• Shopping cart plugins

• API access

• Multi-coin wallet

The massive coin selection looks impressive on paper. But realistically? Your customers are using maybe 10 major cryptos.

The bigger issue: CoinPayments operates a custodial model for many features. Your funds sit in their wallets. Not yours.

In Web3, that's a dealbreaker.

Self-custody isn't a preference. It's a necessity. Your money should never depend on a third party's solvency.

Larecoin: Built Different From The Ground Up

Now let's talk about what a modern crypto POS should actually look like.

Larecoin isn't just another payment processor. It's a complete Web3 payments ecosystem designed specifically for merchant profitability.

Fee Structure:

• 50%+ reduction in interchange fees compared to traditional processors

• Transparent, merchant-first pricing

• No hidden conversion penalties

The LUSD Stablecoin Advantage:

Here's where Larecoin separates from the pack.

LUSD, Larecoin's native stablecoin, eliminates volatility concerns entirely. Customer pays. You receive stable value. No prayer sessions hoping BTC doesn't tank before you cash out.

This alone makes Larecoin superior for daily business operations.

True Self-Custody:

Your funds. Your wallet. Your keys.

Larecoin's architecture ensures you maintain complete control over every transaction. No third-party custodians holding your revenue hostage. No "sorry, we're experiencing technical difficulties" when you need to access your money.

Financial sovereignty isn't optional in 2026. It's the baseline.

NFT Receipts: The Game-Changer Nobody Expected

Both NOWPayments and CoinPayments give you standard transaction records. Basic. Functional. Forgettable.

Larecoin gives you NFT receipts.

Why This Matters:

Every transaction generates a verifiable, immutable receipt stored on-chain. No disputes. No "I never received that payment" arguments. No scrambling through email threads for proof of purchase.

But it goes deeper.

NFT receipts enable:

• Automated warranty tracking tied to purchase date

• Loyalty program integration without separate systems

• Returns verification that's impossible to fake

• Customer relationship data that actually belongs to you

This isn't gimmicky. It's infrastructure for the future of retail.

Your competitors are still emailing PDF receipts. You're building verifiable purchase histories that strengthen customer relationships.

The Real Comparison: Side By Side

Feature	NOWPayments	CoinPayments	Larecoin
Transaction Fees	0.5-1%	0.5%+	50%+ lower than traditional
Stablecoin Native	No	Limited	LUSD Built-In
Self-Custody	Partial	Limited	Full
NFT Receipts	No	No	Yes
Volatility Protection	No	No	Yes
Web3 Native	No	No	Yes

The numbers speak.

NOWPayments and CoinPayments are Web2 companies bolting crypto onto old infrastructure. Larecoin is Web3 from the ground up.

Why Self-Custody Actually Matters For Your Business

Let's get specific.

In 2024-2025, multiple crypto payment processors faced liquidity issues. Merchants couldn't access funds for days. Sometimes weeks.

With custodial services, you're trusting someone else with your revenue. That trust has been broken repeatedly across the industry.

Larecoin's self-custody model means:

• Instant access to your funds

• No counterparty risk

• No withdrawal delays

• No "sorry, we're insolvent" surprises

Your business shouldn't depend on another company's financial health.

Setting Up Larecoin For Your Business

Ready to make the switch? Here's how simple it is.

1. Head to larecoin.com

2. Set up your merchant wallet

3. Integrate the contactless POS system

4. Start accepting payments

No lengthy verification processes. No weeks of waiting. No jumping through hoops.

The merchant portal gives you everything: transaction tracking, analytics, NFT receipt management, and LUSD conversion tools.

The Bottom Line For Small Business Owners

NOWPayments: Functional. Established. But stuck in a hybrid model that doesn't maximize your savings.

CoinPayments: Legacy player. Too many coins nobody uses. Custodial concerns remain.

Larecoin: Purpose-built for merchant profitability. LUSD stablecoin protection. NFT receipts for the future. True self-custody. 50%+ fee reduction.

The choice isn't complicated.

If you're serious about keeping more of your revenue: and building a business ready for Web3: Larecoin is the answer.

Your margins matter. Your financial sovereignty matters. Stop giving away money to outdated payment systems.

Make The Move

Small businesses that adopt crypto payments now position themselves ahead of the curve. The question isn't whether crypto POS will become standard. It's whether you'll be early or late.

Larecoin makes the transition seamless. Lower fees. Better tools. Complete control.

Visit larecoin.com and see what modern payments look like.

Your business deserves better than 3% transaction fees.