Larecoin Vs NOWPayments Vs CoinPayments: Which Crypto POS System Is Better For Your Small Business?

Small business owners are bleeding money.

Interchange fees. Processing costs. Chargeback disputes. The traditional payment system wasn't built for you. It was built to extract value from you.

Crypto POS systems promise a way out. But not all solutions deliver equally.

Today, we're putting three major players head-to-head: Larecoin, NOWPayments, and CoinPayments. Which one actually serves your bottom line?

Let's find out.

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Why Crypto POS Systems Matter in 2026

Traditional card processors charge between 2.5% and 3.5% per transaction. For a small business doing $500,000 annually, that's up to $17,500 gone. Every single year.

Crypto payment solutions slash those costs dramatically. No middlemen. No banks skimming profits. Direct peer-to-peer transactions.

But here's the catch: not every crypto POS is created equal.

Some still charge hidden fees. Others hold your funds hostage. A few don't even support self-custody.

The right choice? It depends on what matters most to your business.

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The Contenders: A Quick Overview

Larecoin

Built specifically for merchants who want financial sovereignty. The Larecoin ecosystem offers:

• Contactless POS terminal

• NFT receipt generation

• LUSD stablecoin integration

• Full self-custody support

• Sub-1% transaction fees

NOWPayments

A popular gateway supporting 300+ cryptocurrencies. Key stats:

• 0.5% fee for single-currency payments

• 1% fee for multi-currency payments

• Non-custodial setup

• Quick account creation (under a minute)

• Web-based POS terminal

CoinPayments

One of the older players in the space. Offers:

• Support for 2,000+ cryptocurrencies

• 0.5% flat transaction fee

• Integrated shopping cart plugins

• Multi-coin wallet

• GAP600 instant confirmations

All three work. But working isn't enough. You need a system that maximizes your profit margins.

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Fee Comparison: Where Your Money Actually Goes

Let's talk numbers.

Platform	Base Fee	Multi-Currency Fee	Hidden Costs
Larecoin	~0.5%	~0.5%	None
NOWPayments	0.5%	1%	Conversion spreads
CoinPayments	0.5%	0.5%	Withdrawal fees

On paper, the fees look similar. In practice? Massive differences.

NOWPayments doubles your cost the moment you accept multiple cryptocurrencies. That 1% adds up fast when customers pay with different tokens.

CoinPayments hits you on withdrawals. Moving funds to your personal wallet incurs additional fees. Death by a thousand cuts.

Larecoin maintains flat, transparent pricing. No surprises. No gotchas. What you see is what you pay.

For a business processing $50,000 monthly in crypto, the annual savings with Larecoin over traditional card processing exceeds $12,000.

That's real money back in your pocket.

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NFT Receipts: The Feature You Didn't Know You Needed

Here's where Larecoin pulls ahead dramatically.

Every transaction generates an NFT receipt. Not a gimmick. A genuine business utility.

Why NFT Receipts Matter:

• Immutable proof of purchase : No disputes about what was bought or when

• Automated warranty tracking : Smart contracts handle expiration dates

• Customer loyalty integration : Receipt NFTs unlock future discounts

• Tax documentation : Blockchain-verified records simplify audits

• Resale authentication : Prove original purchase for high-value items

NOWPayments? Standard digital receipts. CoinPayments? Same.

Neither offers blockchain-native documentation. Neither future-proofs your transaction records.

For small businesses selling electronics, luxury goods, or anything with warranty implications: NFT receipts aren't optional. They're essential.

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LUSD Stablecoin: Volatility Protection Built-In

Crypto volatility kills small business adoption.

You accept $100 in Bitcoin today. Tomorrow it's worth $85. Your profit margin? Destroyed.

LUSD solves this.

Larecoin's native stablecoin maintains dollar parity. Accept LUSD and your $100 stays $100. Period.

LUSD Advantages Over Competitors:

• Instant settlement : No waiting for blockchain confirmations

• Zero conversion fees : Already pegged to USD

• Native ecosystem integration : Works seamlessly with Larecoin POS

• Cross-border stability : Same value whether customer is in Tokyo or Toronto

NOWPayments offers fiat conversion: but charges for it. CoinPayments supports various stablecoins: but none integrated into their core ecosystem.

Larecoin built LUSD specifically for merchant use cases. The difference shows.

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Self-Custody: Your Funds, Your Control

This is non-negotiable in 2026.

After multiple exchange collapses and frozen accounts over the past few years, smart business owners understand: if you don't hold the keys, you don't own the crypto.

Self-Custody Comparison:

Larecoin:

• Full self-custody from day one

• Direct-to-wallet settlements

• No intermediary holding periods

• Smart wallet integration included

NOWPayments:

• Non-custodial design

• Instant payouts available

• Merchant controls funds

CoinPayments:

• Hybrid model

• Funds held in CoinPayments wallet

• Withdrawal required for self-custody

CoinPayments' approach introduces counterparty risk. Your funds sit in their wallet until you actively move them. That's not true self-custody.

NOWPayments improves on this with non-custodial payouts. But Larecoin takes it further with integrated smart wallet functionality.

Your funds flow directly to your wallet. No extra steps. No additional apps. No exposure to third-party risks.

Financial sovereignty isn't a feature. It's a requirement.

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Integration & Setup: Getting Started

Small businesses don't have IT departments. Setup needs to be painless.

NOWPayments wins on speed: account creation takes under 60 seconds. Web-based POS works on any device.

CoinPayments offers extensive e-commerce plugins. Shopify, WooCommerce, Magento: all covered.

Larecoin combines both approaches:

• Quick merchant portal setup

• Contactless POS for in-person sales

• API integration for custom solutions

• Works across phone, tablet, and dedicated terminals

The Larecoin merchant portal handles everything from one dashboard. Transaction history. NFT receipt management. LUSD balances. Real-time analytics.

All three platforms get you accepting crypto quickly. Larecoin keeps you organized long-term.

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Customer Experience: What Your Buyers See

Your customers don't care about backend infrastructure. They want fast, simple payments.

Transaction Speed Comparison:

Platform	Average Confirmation Time
Larecoin (LUSD)	Near-instant
Larecoin (LARE)	1-2 seconds (Solana)
NOWPayments	Minutes (varies by crypto)
CoinPayments	Minutes to hours

Solana-based transactions through Larecoin complete before your customer finishes putting away their phone.

NOWPayments and CoinPayments depend on underlying blockchain speeds. Bitcoin payment? Expect delays. Ethereum during network congestion? Good luck.

Fast checkout = happy customers = repeat business.

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The Verdict: Which Platform Wins?

Choose NOWPayments if:

• You need 300+ cryptocurrency options

• Single-currency acceptance is sufficient

• Speed of setup is your top priority

Choose CoinPayments if:

• You're running a complex e-commerce operation

• Plugin availability matters most

• You're comfortable with custodial holding

Choose Larecoin if:

• Slashing interchange fees by 50%+ matters

• NFT receipts add value to your business model

• LUSD stablecoin eliminates volatility concerns

• Self-custody is non-negotiable

• Transaction speed drives customer satisfaction

For small businesses focused on maximizing margins and owning their financial future, Larecoin delivers what competitors can't.

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Ready to Make the Switch?

Traditional payment processing is a tax on small business success.

Crypto POS systems offer an exit. Larecoin offers the best one.

Lower fees. NFT receipts. Stablecoin stability. True self-custody.

Stop letting payment processors drain your profits. Visit Larecoin.com and set up your merchant account today.

Your bottom line will thank you.