Larecoin Vs NOWPayments Vs CoinPayments: Which Is Better For Your Merchant Freedom?

Merchant freedom isn't just a buzzword. It's the difference between owning your business and renting it from payment processors.

Every swipe. Every transaction. Traditional systems take a cut. They hold your funds. They dictate your terms.

Web3 payments changed that game. But not all crypto payment solutions are created equal.

Let's break down the three major players: Larecoin, NOWPayments, and CoinPayments. Who actually delivers merchant freedom? Who's just crypto-flavored traditional processing?

Time to find out.

The Real Question: Who Controls Your Money?

Here's the uncomfortable truth most payment processors won't tell you.

Custody matters more than anything else.

If someone else holds your funds, you don't have financial sovereignty. Period. You've just swapped one gatekeeper for another.

CoinPayments operates on a custodial model. They hold your revenue. Your crypto sits in their wallets until you request it. Sound familiar? That's basically traditional payment processing with extra steps.

NOWPayments offers a non-custodial option. Payments go directly to your wallet. Better. Much better. You're actually touching your own money.

Larecoin built self-custody into its foundation. Not an option. Not a premium feature. The default. Every transaction flows directly to your wallet. No intermediaries touching your revenue. Ever.

The difference? CoinPayments means dependency. NOWPayments means options. Larecoin means true ownership.

Fee Structures: Where Your Profits Actually Go

Let's talk numbers. Because fees compound. Fast.

Traditional credit card processing costs merchants 2-4% per transaction. Add interchange fees. Gateway fees. Monthly minimums. Suddenly you're hemorrhaging profit on every sale.

Crypto payment solutions promise better. But how much better?

CoinPayments: 0.5-1% processing fees plus network costs.

NOWPayments: 0.5-1% processing fees plus network costs.

Larecoin: Claims 50%+ savings compared to traditional processors through optimized architecture.

That 50%+ reduction isn't marketing fluff. It's architectural.

Larecoin's infrastructure was designed from day one to minimize friction. The LUSD stablecoin eliminates conversion overhead. Direct settlement cuts out middleman fees. Smart contract automation reduces operational costs.

For a merchant processing $100,000 monthly through traditional rails, you're losing $2,000-4,000 in fees alone. Switch to Larecoin? That number drops dramatically.

Your profit margin just expanded. Same sales. More revenue kept.

Settlement Speed: Cash Flow Is King

Money sitting in limbo isn't working for you. It's working for someone else.

How fast does your payment processor actually pay you?

CoinPayments: Minutes to hours for transaction confirmation. Then additional time for withdrawals.

NOWPayments: Approximately 5 minutes for settlement. Reasonable. Usable.

Larecoin: Near-instant settlement. Especially with LUSD.

Here's where Larecoin's stablecoin integration becomes critical.

Traditional crypto payments have a volatility problem. Bitcoin drops 3% while your transaction confirms? You just lost money. That uncertainty makes business planning nearly impossible.

LUSD eliminates that risk. Stable value. Instant settlement. No price fluctuation during the settlement window. Your $100 sale stays a $100 sale.

Cash flow predictability meets crypto efficiency. That's merchant freedom in action.

NFT Receipts: Features Your Competitors Don't Have

This is where Larecoin separates from the pack entirely.

NOWPayments processes payments. CoinPayments processes payments. They do the basic job.

Larecoin reimagines what a transaction can be.

NFT receipts transform every purchase into a programmable asset.

What does that mean for merchants?

• Automated blockchain-verified transaction records

• Built-in loyalty program infrastructure

• Customer engagement tools native to every sale

• Accounting integration through immutable records

• Marketing opportunities through collectible receipts

Your receipt becomes a loyalty card. A proof of purchase. A collectible. A direct line to your customer.

Neither NOWPayments nor CoinPayments offers anything comparable. They're payment rails. Larecoin is a merchant ecosystem.

Cryptocurrency Support: Does Quantity Equal Quality?

Let's address the numbers game.

NOWPayments: 300+ cryptocurrencies supported.

CoinPayments: 40+ cryptocurrencies supported.

Larecoin: Comprehensive support with automatic LUSD conversion.

Impressive numbers from NOWPayments. But here's the real question: do your customers actually pay with 300 different coins?

In practice, most crypto payments come from a handful of major currencies. The rest is noise.

Larecoin's approach: accept whatever your customers want to pay with, automatically convert to LUSD. You receive stable value. They pay with their preferred currency. Everyone wins.

Quality of settlement beats quantity of options.

The Head-to-Head Comparison

Feature	Larecoin	NOWPayments	CoinPayments
Custody Model	Full Self-Custody	Non-Custodial Option	Custodial
Processing Fees	50%+ savings vs traditional	0.5-1%	0.5-1%
Settlement Speed	Near-Instant	~5 minutes	Minutes to hours
NFT Receipts	Yes	No	No
Native Stablecoin	LUSD	No	No
Volatility Protection	Built-in	Limited	Limited
Merchant Freedom Score	Maximum	Moderate	Limited

The pattern is clear. CoinPayments offers crypto processing. NOWPayments offers better crypto processing. Larecoin offers merchant liberation.

Why Self-Custody Isn't Optional Anymore

We've seen what happens when platforms control your funds.

Exchange collapses. Frozen accounts. Regulatory seizures. Terms of service changes that suddenly lock you out.

Not your keys, not your crypto. That's not paranoia. That's 2024 reality.

For merchants, the stakes multiply. Your revenue stream depends on platform stability. One decision by a custodial processor can crater your business overnight.

Self-custody removes that attack vector entirely. Your wallet. Your funds. Your control.

Larecoin understood this from inception. The architecture doesn't accommodate self-custody as a feature request. It enforces self-custody as a fundamental principle.

That's the difference between a payment processor and a financial sovereignty platform.

Real Talk: Who Should Use What?

Choose CoinPayments if: You prioritize established infrastructure over autonomy. You're comfortable with custodial risk. Stability matters more than innovation.

Choose NOWPayments if: You want meaningful improvement over traditional processing. Non-custodial options matter but maximum optimization doesn't. You need 300+ coin support for some reason.

Choose Larecoin if: Maximum merchant freedom is non-negotiable. You want 50%+ fee savings. NFT receipts and loyalty infrastructure appeal to you. Self-custody is a requirement, not a preference. LUSD stablecoin benefits make sense for your cash flow needs.

The Bottom Line

Merchant freedom means controlling your revenue. Minimizing fees. Settling instantly. Building customer relationships through innovative tools.

CoinPayments trades one dependency for another. NOWPayments improves the equation. Larecoin solves it.

The choice depends on your priorities. But if financial sovereignty matters: if keeping more of what you earn matters: if building real merchant infrastructure matters: the answer becomes obvious.

Ready to experience actual merchant freedom? Explore what Larecoin offers and join the merchants who stopped renting their payment infrastructure.

Your business. Your revenue. Your rules.

That's how payments should work.