Larecoin Vs NOWPayments: Which Crypto POS System Is Better For Your Small Business?

Small business owners want one thing from crypto payments: simplicity without sacrifice.

No complicated integrations. No custodial nightmares. No surprise fees eating into margins.

Two platforms dominate the conversation right now: NOWPayments and Larecoin. Both promise to revolutionize how merchants accept crypto. Both claim to be merchant-friendly.

But which one actually delivers for YOUR business?

Let's break it down.

The Quick Snapshot

Here's what you need to know before we dive deep.

NOWPayments: Established player. 300+ cryptocurrencies supported. API-heavy integration. Non-custodial option available. Processing fees between 0.5-1%.

Larecoin: Disruptive newcomer. Optimized crypto selection. QR-based POS. Full self-custody via Smart Wallet. Fees roughly 50% lower than traditional processors. NFT receipts built-in.

Different philosophies. Different approaches. Same goal: getting crypto into your cash register.

The Fee Reality Check

Let's talk money. Because that's why you're here.

Processing fees directly impact your bottom line. Every percentage point matters when you're running a small business.

The Numbers Don't Lie:

For a business processing $500,000 annually:

• Traditional credit card processor: ~$15,000 in fees

• NOWPayments: ~$5,000 in fees

• Larecoin: Under $2,000 in fees

That's a potential $13,000 annual savings with Larecoin compared to traditional processors.

Even against NOWPayments, you're looking at an extra $3,000+ staying in your pocket.

NOWPayments charges 0.5-1% per transaction. Competitive? Sure. But Larecoin's fee structure dramatically undercuts that benchmark.

What does this mean practically?

More profit on every sale. More runway for growth. More freedom to reinvest in your business.

The math is simple. Lower fees = bigger margins.

Self-Custody: Your Keys, Your Crypto

Here's where things get philosophical, and practical.

The custody question is critical.

NOWPayments offers a non-custodial option where payments go directly to your wallet. Solid approach.

Larecoin takes it further with full self-custody via the Smart Wallet.

What's the difference?

With Larecoin, there's zero intermediary involvement. The moment a customer pays, those funds hit YOUR wallet. You control everything. No third-party holding your revenue. No withdrawal delays. No counterparty risk.

Why does this matter for small businesses?

1. Instant access to funds , No waiting periods

2. Complete control , Your business, your money, your rules

3. Reduced risk , No platform holds your assets

4. True decentralization , The whole point of crypto, right?

Merchant freedom isn't just a buzzword. It's operational independence.

When you're running a small business, cash flow is king. Self-custody means you're never at the mercy of a third party's processing timeline.

NFT Receipts: Not a Gimmick

NOWPayments: No NFT receipts.

Larecoin: NFT receipts built into the ecosystem.

Wait, why would a small business care about NFT receipts?

Think bigger.

NFT receipts create:

• Immutable proof of purchase on-chain

• Customer loyalty opportunities

• Collectible transaction history

• Enhanced brand engagement

• Fraud-resistant documentation

Your customers aren't just getting a paper receipt that ends up in the trash. They're getting a digital asset tied to their purchase.

For forward-thinking merchants, this opens doors:

• Offer discounts to customers holding certain receipt NFTs

• Create exclusive communities around loyal buyers

• Build transparent, verifiable transaction histories

• Stand out in a crowded market

It's not about the technology. It's about what the technology enables.

Customer retention. Brand differentiation. Innovation signaling.

LUSD: The Stablecoin Advantage

Volatility scares merchants. Understandably.

You sell a product for $100 in crypto. By the time you convert, it's worth $85. That's a problem.

NOWPayments approach: Third-party stablecoin conversion. Works, but adds friction and potential fees.

Larecoin approach: Native LUSD integration.

LUSD is Larecoin's ecosystem stablecoin. Built-in. Seamless. No third-party conversion required.

What this means for your business:

• Accept crypto payments

• Receive value in a stable denomination

• Eliminate volatility risk instantly

• No additional conversion steps

Price stability without leaving the ecosystem. That's operational efficiency.

For small businesses nervous about crypto price swings, LUSD provides peace of mind. You quote a price, you receive that value. Done.

Setup Speed: Minutes vs. Hours

Time is money. Literally.

NOWPayments reality: API integration required. Developer involvement recommended. Setup time measured in hours, sometimes days if you're not technical.

Larecoin reality: Operational in minutes. QR-based POS. No hardware purchases. No developer needed.

For a small business owner juggling a thousand responsibilities, this difference is massive.

NOWPayments is powerful, but that power comes with complexity. You'll likely need technical help for proper integration.

Larecoin designed their system for the non-technical merchant. Download. Set up. Start accepting crypto.

No API integration. No hardware investment. No developer bills.

Just a QR code and a willingness to accept the future of payments.

Processing Speed: Near-Instant vs. ~5 Minutes

Transaction speed affects customer experience.

NOWPayments averages around 5 minutes per transaction confirmation. Not terrible. But noticeable during busy periods.

Larecoin processes near-instantly.

At a coffee shop? A food truck? A retail counter with a line?

Five minutes feels like an eternity. Near-instant feels like... paying.

Customer experience matters. Fast confirmations mean happy customers and efficient operations.

Cryptocurrency Support: Breadth vs. Optimization

NOWPayments supports 300+ cryptocurrencies. Impressive breadth.

Larecoin offers an optimized selection.

Which matters more?

Depends on your customer base.

If you're catering to crypto enthusiasts who hold obscure altcoins, NOWPayments' variety helps.

If you want streamlined operations with the most-used cryptocurrencies optimized for speed and low fees, Larecoin's curated approach makes sense.

More isn't always better. Sometimes optimization beats variety.

The Verdict: Which Should You Choose?

Choose NOWPayments if:

• You need access to 300+ cryptocurrencies

• Your technical team can handle API integration

• You prefer third-party stablecoin conversion options

• Breadth of crypto support is your priority

Choose Larecoin if:

• Fee savings are critical to your margins

• Self-custody and merchant independence matter

• You want operational in minutes, not hours

• NFT receipts and LUSD integration excite you

• Near-instant processing speed is non-negotiable

For most small businesses prioritizing simplicity, savings, and sovereignty, Larecoin edges ahead.

The fee differential alone justifies serious consideration. Add self-custody, NFT receipts, LUSD stability, and rapid setup?

That's a compelling package.

Ready to Make the Switch?

The crypto payments landscape is evolving fast. Small businesses that adopt early gain competitive advantages: lower fees, faster transactions, and customers who appreciate innovation.

Larecoin built their ecosystem specifically for merchants tired of traditional payment processing fees and complexity.

Explore the Larecoin ecosystem and see what merchant freedom actually looks like.

No gatekeepers. No excessive fees. No custody concerns.

Just you, your business, and crypto payments made easy.

Your margins will thank you.