Larecoin Vs NOWPayments: Which Crypto POS System Is Better For Your Small Business?

Crypto payments are no longer the future. They're happening right now.

But here's the thing. Not all crypto POS systems are created equal. And for small business owners? The difference between the right and wrong choice can mean thousands of dollars saved, or lost, every single year.

Today, we're putting two major players head-to-head: Larecoin and NOWPayments.

Let's break it down.

The Quick Verdict

Larecoin delivers lower fees, true self-custody, and innovative features like NFT receipts. NOWPayments offers broader cryptocurrency support and has been around longer.

But when you're running a small business? You need more than just options. You need efficiency. Control. And money staying in your pocket.

Processing Fees: Where Small Businesses Win or Lose

Let's talk numbers. Because that's what actually matters.

NOWPayments charges 0.5-1% processing fees on every transaction. Sounds small, right? Run the math on $500,000 in annual sales. You're looking at $3,750 to $5,000 walking out the door. Every. Single. Year.

Larecoin operates on a gas-only transfer model. Same $500,000 in annual sales? You're paying under $2,000.

That's a 50%+ reduction in processing costs.

For a small business, that difference isn't pocket change. It's:

• A new employee's monthly salary

• Marketing budget for an entire quarter

• Inventory you couldn't afford before

Traditional payment processors charge 2.5-3% interchange fees. NOWPayments brings that down. Larecoin slashes it even further.

Bottom line: If you're serious about keeping more of what you earn, the math favors Larecoin.

Self-Custody: Who Actually Controls Your Money?

Here's where things get interesting. And honestly? A little uncomfortable for some platforms.

NOWPayments offers non-custodial options where payments can go directly to your wallet. But they also provide optional custody for operational balances. Translation: sometimes your money sits with them before it gets to you.

Larecoin takes a different approach. Full self-custody. Period.

Through Larecoin's Smart Wallet, funds transfer immediately. No intermediaries holding your revenue. No waiting periods. No hoping a third party does the right thing with your cash.

Why does this matter?

In Web3, financial sovereignty isn't a buzzword. It's the entire point. When you accept crypto payments, you're stepping into a decentralized economy. Having a middleman hold your funds defeats the purpose.

Self-custody means:

• Instant access to your revenue

• Zero counterparty risk from platform failures

• Complete control over your business finances

NOWPayments gets partial credit here. But Larecoin delivers the full Web3 promise.

Transaction Speed: Time Is Money (Literally)

Customer hands you crypto. When does it actually show up?

NOWPayments: Approximately 5 minutes average processing time.

Larecoin: Near-instant settlement on Solana with sub-second finality.

Five minutes vs. sub-second. In a busy retail environment, that gap matters.

Faster transactions mean:

• Shorter checkout lines

• Better customer experience

• Reduced friction at point of sale

Larecoin's Solana integration isn't just about speed. It's about building on infrastructure designed for high-volume, low-cost transactions. The blockchain does the heavy lifting so you don't have to.

NFT Receipts: The Feature You Didn't Know You Needed

This is where Larecoin genuinely separates from the pack.

Every transaction can generate an NFT receipt. An immutable, on-chain record of the sale.

Why would you want this?

For accounting: Blockchain-verified receipts can't be altered or lost. Your books stay clean.

For disputes: Customer claims they never got their order? The NFT receipt shows exactly what happened, when, and for how much.

For compliance: As crypto regulations evolve, having verifiable transaction records puts you ahead of the curve.

For customer loyalty: NFT receipts can evolve into loyalty programs, exclusive access tokens, or proof-of-purchase for warranties.

NOWPayments doesn't offer anything comparable. They process payments. That's it.

Larecoin processes payments AND gives you a powerful new tool for running your business.

LUSD Stablecoin: Stability Meets Flexibility

Crypto volatility scares a lot of merchants. Understandably.

You sell a product for $100 in crypto. By the time you convert it? Maybe it's worth $95. Or $87. Or if you're lucky, $110. Either way, uncertainty isn't great for budgeting.

NOWPayments integrates third-party stablecoin solutions. They work, but you're relying on external protocols and their associated risks.

Larecoin offers native LUSD stablecoin integration. Built into the ecosystem. Designed specifically for merchant use cases.

With LUSD:

• Accept payments in stable value

• Avoid conversion headaches

• Keep funds in the Larecoin ecosystem for seamless operations

Native integration means fewer moving parts. Fewer potential failure points. And a smoother experience from transaction to bank account.

Setup and Usability: Getting Started Without the Headache

Small business owners aren't all tech wizards. And they shouldn't have to be.

NOWPayments requires API integration for most use cases. That means developer hours. Technical setup. Potential troubleshooting down the road. High complexity for high reward? Maybe. But definitely a barrier to entry.

Larecoin uses QR-based checkout. No hardware required. No coding skills needed. Get operational in minutes.

Print a QR code. Customer scans. Payment received. Done.

For a coffee shop, a boutique, a food truck? This simplicity is everything. You didn't start your business to become a blockchain engineer. You started it to serve customers and make money.

Larecoin respects that.

Cryptocurrency Support: Quantity vs. Quality

One area where NOWPayments genuinely shines: 300+ supported cryptocurrencies.

That's a lot of options. If your customers want to pay in obscure altcoins, NOWPayments probably has you covered.

Larecoin offers a more curated selection. Optimized for speed, low fees, and practical merchant use.

The question: Do you actually need 300+ options?

Most crypto payments come in a handful of major currencies. Bitcoin. Ethereum. Solana-based tokens. Stablecoins. The long tail of altcoins? Nice to have, rarely essential.

If breadth is your priority, NOWPayments wins. If efficiency and optimization matter more, Larecoin delivers.

The Real Comparison: What Matters for Small Business

Let's put it all together.

Feature	Larecoin	NOWPayments
Processing Fees	Gas-only (under $2K on $500K)	0.5-1% ($3,750-$5K on $500K)
Custody	Full self-custody	Mixed (custodial options)
Transaction Speed	Sub-second (Solana)	~5 minutes
NFT Receipts	Yes	No
Native Stablecoin	LUSD	Third-party integrations
Setup Complexity	QR-based, minutes	API integration required
Crypto Support	Optimized selection	300+ options

For most small businesses, lower fees, faster transactions, and easier setup outweigh having 300 cryptocurrency options.

The Bottom Line

NOWPayments is a solid platform. Established. Reliable. Broad support.

But Larecoin is built for the modern merchant.

Lower fees mean more profit. Self-custody means true ownership. NFT receipts mean better records. LUSD means stability. QR checkout means simplicity.

If you're running a small business and ready to embrace Web3 payments the right way? The choice is clear.

Ready to cut your processing fees in half and take control of your revenue?

Explore Larecoin's merchant solutions and set up your crypto POS in minutes.