Larecoin Vs Visa/Mastercard: Why Merchants Are Slashing Interchange Fees by 50%

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Jan 17
4 min read

The Fee Problem Nobody Talks About

Every swipe. Every tap. Every transaction.

Visa and Mastercard take their cut. Silently. Consistently. Relentlessly.

For merchants, interchange fees are the silent profit killer. We're talking 2-3% on every single sale. Sometimes higher. That's money walking out the door before you even count your revenue.

Do the math on a $100,000 monthly volume. You're bleeding $2,000-$3,000. Monthly. Just to process payments.

In 2026, that's not just inconvenient. It's unacceptable.

How Legacy Payment Networks Drain Your Revenue

Here's what happens every time a customer pays with plastic:

Issuing bank takes a cut
Card network (Visa/Mastercard) takes a cut
Acquiring bank takes a cut
Payment processor takes a cut

Four intermediaries. Four hands in your pocket.

The traditional payment stack was built decades ago. Before smartphones. Before blockchain. Before merchants had options.

Now? Options exist.

Enter Larecoin: The 50% Fee Slash

Larecoin operates differently. Fundamentally differently.

No issuing banks. No acquiring banks. No card network middlemen.

Just direct cryptocurrency transactions between customer and merchant.

The result? A flat 1.5% transfer fee. That's it.

Compare that to your current Visa/Mastercard setup:

Traditional interchange: 2-3%+
Larecoin: 1.5%

That's a 50%+ reduction. Instantly.

Where Does That 1.5% Go?

Transparency matters. Here's the breakdown:

87% reinvested into ecosystem liquidity and payment infrastructure
The rest supports network operations

No hidden fees. No surprise charges at month-end. No "miscellaneous processing fees" buried in statements.

Crypto Receivables: The New Business Standard

Forget what you know about accepting crypto payments.

This isn't about holding volatile Bitcoin and praying the price doesn't crash before you can convert.

Crypto Receivables are different.

When you accept payment through Larecoin, you're not just getting tokens. You're getting receivables: assets that represent actual business revenue, trackable on-chain, convertible on-demand.

Why Receivables Beat Traditional Crypto Payments

Feature	Traditional Crypto	Larecoin Receivables
Volatility protection	None	Swap to LUSD instantly
Accounting trail	Manual tracking	NFT receipts auto-generated
Conversion options	Limited	55+ cryptocurrencies
Business integration	Complex	QR-based POS ready

The receivables model transforms crypto from a speculation tool into a legitimate business asset class.

NFT Receipts: Accounting That Actually Works

Paper receipts? Lost. Email confirmations? Buried. Traditional digital records? Editable. Unreliable.

NFT receipts change everything.

Every Larecoin transaction generates a non-fungible token storing:

Transaction amount
Timestamp
Parties involved
Metadata for reconciliation

This data lives on the blockchain. Immutable. Permanent. Auditable.

What This Means for Your Business

For tax season: Pull every transaction instantly. No hunting through bank statements.

For disputes: Cryptographic proof of payment. Unalterable.

For enterprise accounting: Direct integration potential with your existing systems.

No more "he said, she said" payment disputes. The blockchain doesn't lie.

The Larecoin Ecosystem Advantage

Cutting fees is just the beginning.

The Larecoin payments ecosystem delivers tools legacy networks can't match.

Smart Wallet

One wallet. Total control.

Accept 55+ cryptocurrencies
Instant swaps on-demand
Multi-location corporate support
Self-custody always

Your funds. Your keys. No third party freezing accounts.

LUSD Stablecoin

Volatility concerns? Eliminated.

Convert receivables to LUSD: a stablecoin pegged for consistency. Use it for:

Payroll
Supplier payments
Holding value without exposure to market swings

Gas-Only Transfers

Traditional crypto transfers eat into margins with unpredictable gas fees.

Larecoin's gas-only transfer model keeps costs predictable. Know what you're paying before you send.

Push-to-Card

Need fiat? Push directly to prepaid Visa cards.

The bridge between crypto and traditional spending. Instant liquidity when you need it.

How Larecoin Stacks Against Crypto Competitors

Not all crypto payment solutions are equal.

NOWPayments and CoinPayments offer merchant services. But the comparison tells a story.

Fee Comparison

Provider	Transaction Fee	Hidden Costs
NOWPayments	0.5-1%	Conversion spreads, withdrawal fees
CoinPayments	0.5%	Network fees, conversion charges
Larecoin	1.5%	None: flat rate includes everything

The "lower" advertised rates from competitors often hide costs in conversions, withdrawals, and spreads.

Ecosystem Depth

Other providers process payments. That's it.

Larecoin delivers:

Staking rewards from transaction volume
NFT receipt generation
Stablecoin integration
Push-to-card services
Inventory management tools
Supply chain tracking
Multi-location enterprise support

It's not just a payment processor. It's infrastructure.

Real Numbers for Real Businesses

Let's run scenarios.

Small Retail Shop

Monthly volume: $50,000
Visa/MC fees (2.5%): $1,250/month
Larecoin fees (1.5%): $750/month
Annual savings: $6,000

Mid-Size E-Commerce

Monthly volume: $250,000
Visa/MC fees (2.5%): $6,250/month
Larecoin fees (1.5%): $3,750/month
Annual savings: $30,000

Enterprise Operation

Monthly volume: $1,000,000
Visa/MC fees (2.5%): $25,000/month
Larecoin fees (1.5%): $15,000/month
Annual savings: $120,000

That's not marketing fluff. That's margin recaptured.

Getting Started Takes Minutes

No lengthy applications. No underwriting delays. No waiting weeks for approval.

Step 1: Set up your Larecoin dashboard

Step 2: Generate your merchant QR code

Step 3: Start accepting payments

Contactless. Instant. Global.

Customers scan. You receive. Done.

The Bottom Line

Visa and Mastercard built empires on interchange fees. For decades, merchants had no choice but to pay.

That era is ending.