Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know

Switching crypto payment processors feels overwhelming. Over 2,300 coins on CoinPayments. Hundreds on NOWPayments. Fees eating into your margins.

You deserve better.

Whether you're a merchant tired of platform fees or a crypto-native business seeking true decentralization, this guide breaks down exactly what you need to know before making the switch.

Let's dive in.

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1. Fee Structures Can Make or Break Your Bottom Line

Here's the reality. CoinPayments charges transaction fees that add up fast. NOWPayments starts at 0.5% per transaction. Some platforms tack on gas fees reaching $20-$50 during network congestion.

Larecoin flips this model.

Gas-only transfers mean you're not bleeding money to middlemen. No percentage-based cuts eating into every sale. Just network costs: nothing more.

For high-volume merchants? The savings compound dramatically over time.

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2. Self-Custody Isn't a Luxury: It's a Necessity

NOWPayments operates non-custodially. That's a win. But many alternatives still hold your funds hostage in managed custody wallets.

Your crypto. Your keys. Your business.

Larecoin champions merchant independence through true self-custody. No platform controlling your assets. No withdrawal limits. No permission needed to access what's yours.

When a platform holds custody, they hold power. In the decentralized economy, that's backwards.

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3. NFT Receipts Are the Future of Transaction Records

This is where things get interesting.

Traditional payment processors give you spreadsheets. Maybe a CSV export. Larecoin delivers NFT receipts: immutable, on-chain proof of every transaction.

Why does this matter?

• Permanent verification that can't be altered

• Transparent audit trails built into the blockchain

• Collectible transaction history with real utility

• Enhanced trust between merchants and customers

No other CoinPayments alternative offers this. Not NOWPayments. Not CoinGate. Not Coinbase Commerce.

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4. Stablecoin Settlement Changes Everything

Coinbase Commerce auto-converts to USDC. Sounds convenient until you realize you're locked into their ecosystem.

NOWPayments and CoinPayments offer fiat conversion, but that means banks, delays, and compliance headaches.

LUSD: Larecoin's stablecoin: offers a third path.

Stay in crypto. Maintain stability. Avoid volatility without exiting the decentralized ecosystem entirely.

For merchants wanting predictable value without traditional banking friction, LUSD delivers.

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5. Integration Complexity Varies Wildly

Most alternatives support Shopify, WooCommerce, and BigCommerce. Standard stuff.

But here's what the research shows: Coinbase Commerce has "incomplete documentation that can frustrate non-technical merchants." That's a problem when you're trying to launch quickly.

Larecoin prioritizes merchant accessibility. The crypto payments ecosystem is designed for Web3-native businesses and traditional merchants alike.

No dev team required. No documentation rabbit holes.

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6. KYC Requirements Determine Your Speed to Market

NOWPayments doesn't require KYC. That's fast onboarding.

CoinPayments and others maintain stricter verification. Documents. Wait times. Approval processes.

Merchant freedom means starting when you're ready: not when a platform approves you.

The decentralized ethos demands minimal barriers. If you're ready to accept crypto payments, bureaucracy shouldn't stand in your way.

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7. Cryptocurrency Support Is a Numbers Game: But Quality Matters

CoinPayments supports 2,300+ cryptocurrencies. Impressive on paper.

NOWPayments covers 300+. CoinGate handles 70+. Coinbase Commerce? Just 10+ major coins.

Here's the truth: supporting thousands of obscure tokens means nothing if your customers don't use them.

What matters is supporting the coins your audience actually holds. Bitcoin. Ethereum. Solana. Stablecoins. The currencies driving real commerce: not dusty altcoins from 2017.

Larecoin's ecosystem focuses on practical utility over inflated numbers.

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8. Settlement Speed Impacts Cash Flow

Coinbase Commerce offers instant settlement: for Coinbase wallet users only. Everyone else waits on blockchain confirmations.

NOWPayments and CoinPayments depend on on-chain timing. During network congestion? Delays stack up.

Fast settlement isn't a feature. It's a requirement.

Larecoin leverages Solana's infrastructure for speed that traditional payment processors can't match. Sub-second finality changes how merchants manage cash flow.

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9. The Metaverse Economy Demands New Payment Rails

Here's what most CoinPayments alternatives miss entirely: Web3 commerce isn't just e-commerce with crypto.

It's metaverse storefronts. NFT marketplaces. Decentralized applications. Gaming economies.

Traditional processors weren't built for this. They're retrofitting old systems onto new paradigms.

Larecoin was built Web3-native from day one. Buy, exchange, collect crypto and NFTs. Earn rewards. Shop in-store, online, or in the metaverse: all through one ecosystem.

Check out the Larecoin welcome page to see the full vision.

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10. Merchant Independence Is the Ultimate Value Proposition

Let's get real for a second.

NOWPayments serves iGaming, eCommerce, Fintech, and SaaS. CoinPayments casts a wide net. These are solid platforms.

But they're still middlemen.

Larecoin's mission is different: eliminate the middlemen entirely.

• No platform taking cuts from your success

• No custody arrangements compromising your sovereignty

• No permission-based access to your own funds

• No centralized points of failure

True decentralization means merchants operate independently. That's not marketing speak: it's architectural philosophy.

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Making the Switch: What's Your Next Move?

Evaluating CoinPayments alternatives comes down to priorities.

If you want massive coin support: CoinPayments still leads with 2,300+ options.

If you want non-custodial simplicity: NOWPayments delivers solid basics.

If you want the future of crypto payments: Larecoin offers what others can't: NFT receipts, LUSD stability, gas-only fees, true self-custody, and Web3-native architecture.

The crypto payments landscape is evolving fast. Merchants who embrace decentralized infrastructure now position themselves ahead of the curve.

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The Bottom Line

Switching from CoinPayments isn't just about finding a replacement. It's about finding an upgrade.

Fee savings matter. Self-custody matters. Innovation matters.

NFT receipts, LUSD stablecoin integration, and merchant independence aren't features: they're the foundation of how crypto commerce should work.

Ready to explore what's possible?

Visit Larecoin.com and see the difference for yourself.

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Crypto payments made easy. That's not a tagline; it's a promise.