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Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know About Larecoin


Tired of watching your crypto payment processor chip away at your revenue? You're not alone.

CoinPayments has been around since 2013. It works. But "works" isn't enough anymore. Between percentage-based fees, custodial headaches, and withdrawal limits, merchants are actively searching for something better.

Enter Larecoin.

A decentralized payment processor built for merchants who want to keep their money, control their funds, and operate without permission from a third party.

Here's everything you need to know before making the switch.

1. Gas-Only Fees Mean You Keep Your Revenue

This is the big one.

CoinPayments charges percentage-based fees on every transaction. NOWPayments does the same. Those percentages add up fast: especially when you're processing thousands of dollars monthly.

Larecoin flips the script.

You pay only network gas fees. That's it. On efficient networks like Solana or Polygon, we're talking pennies per transaction. Not 0.5%. Not 1%. Pennies.

For a merchant processing $50,000/month, the savings are massive. We're talking hundreds: sometimes thousands: of dollars staying in your pocket instead of feeding a payment processor.

Astronaut with Larecoin Token

2. True Self-Custody. Your Keys, Your Crypto.

Here's a reality check: when you use CoinPayments or NOWPayments, they hold your funds.

That means:

  • They can freeze your account

  • They can delay withdrawals

  • They control when (and if) you access your money

Larecoin's Smart Wallet changes everything.

Complete self-custody from day one. No third party can freeze, seize, or reverse your transactions without your explicit consent. Your funds hit your wallet. Period.

This isn't just a feature. It's merchant freedom.

3. Zero Withdrawal Limits

Ever tried to withdraw a large sum from a traditional crypto payment processor?

You know the drill:

  • Verification delays

  • Daily/weekly limits

  • "Pending review" notifications

With Larecoin, there are no platform-imposed withdrawal restrictions. Your money is immediately accessible. No approval needed. No waiting.

You earned it. You access it. Simple.

4. 50%+ Savings on Interchange Fees

Let's talk numbers.

Traditional payment systems (VISA, Mastercard, American Express, Discover) charge interchange fees that eat into margins. Crypto payment processors often add their own fees on top.

Larecoin cuts interchange costs by more than 50%.

For small businesses operating on thin margins, this is game-changing. For larger enterprises processing high volumes, we're talking serious money back where it belongs: in your business.

Cryptocurrency payment dashboard showing merchant fee savings and financial growth with Larecoin

5. QR-Based Point of Sale: Up and Running in Minutes

No complicated hardware. No lengthy onboarding. No technical headaches.

Larecoin's contactless QR-generated POS system lets you accept crypto payments immediately. Display a QR code. Customer scans. Payment confirmed.

Works for:

  • Brick-and-mortar retail

  • Pop-up shops and markets

  • Service-based businesses

  • E-commerce checkout flows

Small businesses and enterprise-level operations alike can deploy in minutes. Not days. Not weeks. Minutes.

6. Multi-Blockchain Compatibility

Locked into one blockchain? That's so 2021.

Larecoin bridges across multiple chains:

  • Solana

  • Ethereum

  • Polygon

  • BSC

  • And more

This gives you flexibility in managing assets, accessing liquidity, and meeting customers wherever they transact. CoinPayments supports multiple currencies, sure: but cross-chain bridging with self-custody? That's next-level.

Solana blockchain logo

7. NFT Receipts: Proof of Payment, On-Chain Forever

This is where Larecoin gets innovative.

Every single transaction automatically generates an NFT receipt. Timestamped. Immutable. Stored on-chain.

Why does this matter?

  • Tax documentation: Crystal-clear records for every transaction

  • Dispute resolution: Undeniable proof of payment

  • Compliance: Auditable transaction history without spreadsheets

No more digging through emails or hoping your payment processor's dashboard doesn't glitch. Your receipts live on the blockchain. Forever.

8. Accept 55+ Cryptocurrencies with Instant Swaps

Your customers don't all use the same crypto. Some prefer Bitcoin. Others swear by Ethereum. Some are deep into Solana memecoins.

Larecoin supports 55+ top cryptocurrencies with built-in instant swap/exchange capabilities.

Accept payments in whatever your customers want to spend. Convert to your preferred asset instantly. Manage everything from a single dashboard.

Multi-currency. Multi-wallet. Zero complexity.

9. A Complete Merchant Growth Ecosystem

Larecoin isn't just a payment processor. It's an ecosystem.

Here's what comes with the platform:

  • LareBlocks: Layer 1 blockchain infrastructure built for payments

  • Merchant Analytics: Real-time insights into your transaction data

  • Customer Rewards Integration: Built-in loyalty and incentive tools

  • DAO Governance: Merchants have a voice in platform development

That last point is crucial. With CoinPayments or NOWPayments, you're a user. With Larecoin, you're a stakeholder. The DAO structure means merchants actively shape the platform's future.

Want a new feature? Vote on it. See something that needs fixing? Propose a solution. This is decentralized payments done right.

Larecoin Crypto Payments Ecosystem

10. Every Transaction Supports a Charitable Cause

Here's something you won't find with competitors.

Every Larecoin transaction generates a charitable benefit through grant issuance. Real social impact, baked into every payment.

Your customers get the satisfaction of supporting causes with every purchase. Your business gets positive association with charitable giving. Win-win.

It's not just about moving money. It's about moving the needle on what payments can accomplish.

The Bottom Line: Merchant Independence is Here

CoinPayments served its purpose. NOWPayments has its place. But if you're serious about:

  • Keeping more revenue (gas-only fees)

  • Controlling your funds (true self-custody)

  • Accessing money instantly (no withdrawal limits)

  • Future-proofing your business (multi-chain, DAO governance)

Larecoin is the move.

This isn't about switching payment processors for the sake of switching. It's about reclaiming independence. It's about operating on your terms, not a platform's terms.

Ready to Make the Switch?

Getting started is fast.

  1. Visit larecoin.com

  2. Set up your Smart Wallet

  3. Generate your QR POS code

  4. Start accepting crypto payments

No long applications. No waiting for approval. No permission needed.

The future of decentralized payments is already here. The only question is whether you're ready to stop giving away revenue to intermediaries who don't deserve it.

Your money. Your custody. Your rules.

Welcome to Larecoin.

Join the conversation and connect with other merchants making the switch in the Larecoin Community.

 
 
 

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