Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know About Receivables Tokens and Web3 Global Payments

Tired of middlemen eating into your profits? Fed up with platforms that hold your funds hostage?

You're not alone.

Merchants everywhere are searching for better crypto payment solutions. CoinPayments and NOWPayments have dominated the space for years. But the game is changing.

Receivables tokens and Web3 global payments are rewriting the rules. And if you're still stuck with legacy crypto gateways, you're leaving money: and freedom: on the table.

Here are 10 things every merchant needs to know before choosing their next payment solution.

---

1. Traditional Crypto Gateways Still Act Like Banks

Here's the uncomfortable truth.

CoinPayments and NOWPayments route your payments through their systems. Your funds? They touch their wallets first. That's not decentralization. That's just crypto with extra steps.

True Web3 payments mean peer-to-peer transfers. No intermediaries. No waiting for someone else to release your money.

Larecoin's payment infrastructure flips this model entirely. Direct wallet-to-wallet transactions. You receive what you're owed: instantly.

---

2. Receivables Tokens Are the Future of Payment Verification

What exactly is a receivables token?

Think of it as a digital proof of payment. An on-chain record that you received funds. Immutable. Transparent. Verifiable by anyone.

No more disputes. No more "I paid you, check your email." The blockchain doesn't lie.

This matters for:

• Accounting and reconciliation

• Tax documentation

• Business-to-business transactions

• Cross-border payment verification

Legacy gateways give you transaction IDs. Receivables tokens give you ownership of your payment history.

---

3. NFT Receipts Beat PDF Invoices Every Time

Paper receipts are dead. PDF receipts are dying.

NFT receipts? Now we're talking.

Every transaction can generate a unique, non-fungible token as proof of purchase. These aren't just pretty pictures. They're functional business tools.

Why NFT receipts matter:

• Impossible to forge or duplicate

• Automatically stored on-chain forever

• Can include dynamic metadata (warranty info, loyalty points, return policies)

• Integrate seamlessly with Web3 wallets

CoinPayments sends you an email. Larecoin mints you a receipt that lives forever on the blockchain.

Which one sounds more 2026 to you?

---

4. Fee Structures Are Killing Your Margins

Let's talk numbers.

CoinPayments charges 0.5% per transaction. NOWPayments? Around 0.5-1% depending on volume. Sounds small until you do the math.

Processing $100,000 monthly? That's $500-$1,000 gone. Every single month.

Gas-only transfers change everything. You pay network fees: nothing more. No percentage cuts. No hidden charges. No surprise deductions.

For high-volume merchants, the savings compound fast. We're talking thousands back in your pocket annually.

---

5. Self-Custody Isn't Optional Anymore

"Not your keys, not your crypto."

You've heard it a million times. But are you actually practicing it?

With CoinPayments and NOWPayments, your funds pass through their custody: even briefly. That's counterparty risk. That's a single point of failure.

Self-custody payment solutions let you:

• Control your private keys at all times

• Eliminate third-party risk

• Maintain full sovereignty over your funds

• Sleep better at night

Merchant freedom starts with owning your wallet. Period.

---

6. Stablecoins Solve the Volatility Problem

Accepting Bitcoin is great until it drops 15% overnight.

That's where LUSD and other stablecoins enter the picture.

Stablecoin payments give merchants:

• Price stability – 1 LUSD = 1 USD

• Instant settlement – No waiting for bank transfers

• Global accessibility – Anyone with a wallet can pay

• Reduced conversion friction – No need to swap to fiat immediately

Larecoin's ecosystem supports stablecoin transactions natively. Accept crypto without the rollercoaster.

---

7. Cross-Chain Compatibility Is Non-Negotiable

Your customers use different blockchains. Your payment solution should too.

Solana. Binance Smart Chain. Ethereum. Polygon.

Limiting yourself to one network means losing customers who prefer another. Multi-chain support expands your reach exponentially.

NOWPayments supports multiple chains: but still routes through their system. The difference? True Web3 solutions let you accept payments on any supported chain directly to your wallet.

No middleman required.

---

8. Integration Shouldn't Require a Developer Team

CoinPayments offers APIs. NOWPayments has plugins. Both require technical know-how.

Modern Web3 payment solutions prioritize simplicity.

What to look for:

• One-click wallet connections

• QR code payment flows

• No-code storefront integration

• Mobile-first design

If you need to hire a developer just to accept crypto, you're using the wrong platform.

Check out the Larecoin whitepaper for the technical breakdown without the implementation headaches.

---

9. Community Support Beats Customer Service Tickets

Ever submitted a support ticket to CoinPayments?

The wait times are brutal. The responses are templated. And if your issue is complex? Good luck.

Web3 thrives on community. Active forums. Discord channels. Telegram groups. Real people helping real merchants in real time.

Join the Larecoin community and see the difference. Questions get answered. Problems get solved. Merchants help each other succeed.

That's the Web3 way.

---

10. The Future Belongs to Decentralized Payments

Here's the bottom line.

CoinPayments and NOWPayments were built for a different era. They bridged traditional finance and crypto. They served their purpose.

But we're past that now.

Receivables tokens. NFT receipts. Self-custody wallets. Gas-only fees. Stablecoin settlements. Cross-chain compatibility.

These aren't buzzwords. They're the new standard.

Merchants who adopt Web3-native payment solutions today will:

• Save more on every transaction

• Own their financial data

• Build trust through transparency

• Future-proof their businesses

The question isn't whether decentralized payments will dominate. It's whether you'll be ready when they do.

---

Making the Switch

Ready to ditch the legacy gateways?

Here's your action plan:

1. Audit your current fees – Calculate exactly how much you're paying CoinPayments or NOWPayments monthly

2. Set up a self-custody wallet – Your keys, your crypto

3. Explore receivables token solutions – On-chain payment verification is the future

4. Test stablecoin acceptance – Reduce volatility risk immediately

5. Join the community – Learn from merchants who've already made the switch

The crypto payment landscape is evolving fast. Don't get left behind running last decade's infrastructure.

Explore Larecoin's Web3 payment ecosystem and discover what merchant freedom really looks like.

---

Your crypto. Your rules. Your future.