Looking For a CoinPayments Alternative? Here Are 10 Things You Should Know About Web3 Global Payments
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- 4 days ago
- 4 min read
Tired of CoinPayments?
You're not alone.
Merchants everywhere are searching for better options. Lower fees. True ownership. Real decentralization.
The crypto payment landscape has evolved. CoinPayments and NOWPayments served their purpose. But Web3 demands more.
Here are 10 things every merchant needs to know before choosing their next crypto payment solution.
1. Self-Custody Is Non-Negotiable Now
Traditional payment processors hold your funds.
That's the old model. The centralized model.
With CoinPayments, your crypto sits in their wallets. You're trusting a third party. Again.

Web3 payments flip this script.
Self-custody means:
Your keys, your crypto
Instant access to funds
Zero withdrawal delays
No frozen accounts
Larecoin built its entire ecosystem around merchant independence. Funds go directly to YOUR wallet. Period.
2. Fee Structures Can Make or Break Your Business
Let's talk numbers.
CoinPayments charges 0.5% on transactions. NOWPayments sits around 0.5-1%.
Sounds small? Do the math on $100,000 in monthly volume.
That's $500-$1,000 gone. Every month. Forever.
The Larecoin difference:
Gas-only transfers
No percentage-based fees eating your profits
Keep more of what you earn
For high-volume merchants, this isn't just savings. It's survival.
3. NFT Receipts Are Changing Payment Verification
Paper receipts? Digital PDFs?
Ancient history.
NFT receipts deliver:
Immutable proof of transaction
Blockchain-verified records
Automatic audit trails
Customer engagement opportunities
Every payment through Larecoin can generate an NFT receipt. Verifiable. Permanent. Innovative.
Your accountant will thank you. Your customers will remember you.
4. Direct P2P Transfers Beat Custodial Models Every Time
Here's what happens with most payment processors:
Customer pays
Processor receives funds
Processor holds funds
You wait
Maybe you get your money
With direct peer-to-peer transfers, it's simpler:
Customer pays
You receive funds
Done.

CryptoPay and DePay pioneered DApp-based gateways. Larecoin takes this further with its complete Web3 ecosystem.
No middleman holding your crypto hostage.
5. LUSD Stablecoin Eliminates Volatility Headaches
Accepting crypto is exciting.
Watching your revenue swing 20% overnight? Less exciting.
LUSD solves this.
Larecoin's stablecoin version gives merchants:
Price stability
Predictable accounting
Easy reconciliation
Reduced conversion anxiety
Accept payments in LARE or LUSD. Your choice. Your business. Your rules.
6. NOWPayments vs. CoinPayments vs. Web3 Solutions
Let's break down the competition.
CoinPayments:
Supports 175+ cryptocurrencies
0.5% transaction fees
Custodial model
Established since 2013
NOWPayments:
Multiple blockchain networks
Indirect P2P transfers
Longer confirmation times
Custodial elements
Larecoin Web3 Payments:
True self-custody
Gas-only fees
NFT receipts
LUSD stablecoin option
Push-to-card functionality
Direct P2P architecture
The differences matter. Especially at scale.
Explore the full Larecoin ecosystem to see what true merchant freedom looks like.
7. Multi-Chain Support Is Essential in 2026
Single-chain solutions are limiting.
Your customers use Ethereum. And Solana. And Binance Smart Chain. And everything else.

Smart payment solutions support them all.
Larecoin integrates across major networks:
Solana for speed and low fees
Binance Smart Chain for accessibility
Cross-chain bridging capabilities
Don't force customers into your preferred blockchain. Meet them where they are.
8. Merchant Freedom Means More Than Lower Fees
Freedom isn't just about money.
It's about control.
Traditional processors control:
When you access funds
Which currencies you accept
How much you pay in fees
Whether your account stays active
One policy change. One "suspicious activity" flag. Frozen funds.
Decentralized solutions give you:
Instant fund access
Complete currency flexibility
Transparent, predictable costs
Censorship resistance
This is what Web3 payments were built for. Merchant independence isn't a feature. It's the foundation.
9. Confirmation Times Actually Matter
NOWPayments uses indirect transfers. Confirmation times range from minutes to... longer.
CoinPayments processes vary by currency. Bitcoin transactions can take 10-60 minutes.
In e-commerce, speed wins.
Direct P2P architectures with modern blockchains deliver:
5-30 second confirmations
Instant payment verification
Better customer experience
Reduced cart abandonment
Your customers expect instant. Give them instant.
10. The Future Is Decentralized: Position Yourself Now
Here's the reality.
Centralized payment processors are legacy technology dressed in crypto clothing.
True Web3 payments look different:
Self-custody by default
Smart contract automation
NFT-based verification
Stablecoin integration
Cross-chain compatibility

Early adopters of decentralized e-commerce captured massive market share. The same opportunity exists in payments.
Larecoin isn't just an alternative to CoinPayments. It's the next evolution.
Making the Switch: What to Expect
Ready to explore alternatives?
Here's your action plan:
Audit current fees : Calculate exactly what CoinPayments or NOWPayments costs monthly
Evaluate custody needs : Determine if self-custody fits your operational model
Test integration : Most Web3 solutions offer simple merchant tools
Start small : Run parallel systems before full migration
The Larecoin payment solution integrates quickly. No complex onboarding. No lengthy approval processes.
The Bottom Line
CoinPayments and NOWPayments built the foundation.
But foundations get upgraded.
Web3 global payments deliver what merchants actually need:
True ownership through self-custody
Real savings with gas-only fees
Innovation via NFT receipts
Stability through LUSD
Speed with direct P2P transfers
The question isn't whether to switch.
It's how soon.
Join the Larecoin community and connect with merchants already making the transition. Compare notes. Share experiences. Build the future of payments together.
Your crypto. Your business. Your freedom.
That's the Web3 way.

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