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LUSD, Gas-Only Transfers, and Self-Custody: 3 Web3 Payment Features Your Current Processor Lacks


Your crypto payment processor is outdated. Period.

NOWPayments. CoinPayments. Triple-A. They've been around for years. But they're stuck in Web2 thinking. Centralized custody. Hidden fees. Zero innovation.

The Web3 payments landscape has evolved. Most processors haven't.

Larecoin has. Here's what separates true Web3 payment infrastructure from the legacy players still calling themselves "crypto-native."

The Problem with Current Crypto Payment Processors

Let's be real. Most crypto payment processors operate like traditional fintech companies wearing a blockchain costume.

They hold your funds. They charge conversion fees. They control your keys.

That's not Web3. That's PayPal with extra steps.

Common issues with legacy processors:

  • Custodial wallets that hold merchant funds

  • High conversion and withdrawal fees

  • Limited stablecoin options

  • No on-chain transaction verification

  • Complex fee structures that eat into margins

Merchants deserve better. Your customers expect better.

Larecoin Crypto Payments Ecosystem

Feature #1: LUSD Stablecoin Integration

Stablecoins are the backbone of crypto payments. But not all stablecoins are created equal.

USDT and USDC dominate the market. But they're centralized. Controlled by single entities. Subject to freezes and blacklists.

LUSD is different.

LUSD is a decentralized stablecoin backed by ETH deposits. It maintains a 1:1 peg with the US dollar. No governance. No intermediaries. Fully on-chain.

Why LUSD matters for merchants:

  • Zero counterparty risk : No centralized entity can freeze your funds

  • 0% interest borrowing : Merchants can leverage ETH collateral without ongoing costs

  • True decentralization : Issued, managed, and redeemed entirely on-chain

  • DeFi compatibility : Use LUSD across lending, yield farming, and payments

CoinPayments offers USDT and USDC. NOWPayments does too. Triple-A sticks to the basics.

None of them offer LUSD integration with gas-only transfer capabilities.

Larecoin does.

This isn't just about having another stablecoin option. It's about giving merchants access to truly decentralized, censorship-resistant payment rails.

Feature #2: Gas-Only Transfers

Here's where things get interesting.

Traditional crypto payment processors charge percentage-based fees. Send $10,000? Pay a percentage. Send $100,000? Pay a bigger percentage.

That model is broken.

Gas-only transfers flip the script.

With Larecoin's infrastructure, merchants pay only the network gas fee. No percentage cuts. No hidden charges. No surprise deductions.

The math is simple:

Transaction Size

Traditional Processor (1-2%)

Larecoin (Gas-Only)

$1,000

$10-$20

~$0.50

$10,000

$100-$200

~$0.50

$100,000

$1,000-$2,000

~$0.50

The fee savings are massive. We're talking 50%+ reduction in payment processing costs. For high-volume merchants, that's thousands of dollars back in their pockets every month.

NOWPayments charges 0.5-1% per transaction. CoinPayments takes 0.5%. Triple-A has complex tiered pricing.

Larecoin? Gas only.

This is how Web3 payments should work. The blockchain handles settlement. You pay for network resources. Nothing more.

Feature #3: True Self-Custody

"Not your keys, not your crypto."

We've all heard it. Few processors actually live by it.

Self-custody means you control your funds. Always. No exceptions.

Most crypto payment processors operate custodial models. They receive customer payments. Hold the funds. Then release to merchants on their schedule.

That creates risk. Counterparty risk. Regulatory risk. Insolvency risk.

Remember FTX? Celsius? Voyager?

Merchants who used custodial services lost everything.

Larecoin's self-custody architecture:

  • Payments settle directly to merchant-controlled wallets

  • Master/sub-wallet structures for enterprise organizations

  • Real-time settlement : no holding periods

  • Full control over private keys

  • NFT receipts for immutable transaction verification

Larecoin decentralized applications

The master/sub-wallet system deserves special attention. Enterprise merchants can create hierarchical wallet structures. Headquarters controls the master wallet. Individual locations operate sub-wallets. All with real-time visibility and instant settlement.

CoinPayments offers some wallet flexibility. NOWPayments has basic merchant wallets. Neither provides the depth of self-custody options Larecoin delivers.

NFT Receipts: On-Chain Proof of Every Transaction

Paper receipts are dead. Digital receipts get lost in email folders.

NFT receipts are permanent.

Every transaction processed through Larecoin generates an NFT receipt. Immutable. Verifiable. Stored on-chain forever.

Benefits for merchants:

  • Fraud-proof transaction records

  • Simplified accounting and reconciliation

  • Customer-facing proof of purchase

  • Integration with loyalty and rewards programs

Benefits for customers:

  • Proof of ownership for warranty claims

  • Collectible transaction history

  • Easy returns and exchanges

  • Digital asset they actually own

No other major crypto payment processor offers NFT receipts as a standard feature. This is native Web3 functionality that legacy players simply can't match.

Compliance Built In: MSB Registration & MTL Coverage

Innovation means nothing without compliance.

Larecoin operates with full regulatory authorization. Federal Money Services Business (MSB) registration. State-level Money Transmitter License (MTL) coverage across the U.S.

What this means for merchants:

  • Legal protection when accepting crypto payments

  • Confidence in processor longevity

  • Meeting compliance requirements for enterprise clients

  • Audit-ready transaction records

Many offshore processors operate in regulatory gray areas. That creates risk for merchants. One regulatory action could freeze funds or shut down services.

Larecoin's MTL compliance provides peace of mind. You're working with a licensed, regulated entity that prioritizes legal operations.

QR-Generated Crypto POS: Accept Payments Anywhere

Point-of-sale shouldn't require expensive hardware.

Larecoin's QR-generated crypto POS turns any device into a payment terminal. Smartphone. Tablet. Laptop. Doesn't matter.

How it works:

  1. Merchant generates QR code for transaction amount

  2. Customer scans with any Web3 wallet

  3. Payment settles in seconds

  4. NFT receipt generated automatically

No hardware costs. No terminal leases. No complex integrations.

Triple-A offers QR payments. So does CoinPayments. But they're still charging percentage fees and using custodial settlement.

Larecoin combines QR convenience with gas-only pricing and self-custody settlement. That's the trifecta.

Astronaut with Larecoin Token

The Future: Metaverse Shopping & Social Commerce

Payments are just the beginning.

Larecoin is building toward a B2B2C metaverse where social shopping becomes reality. VR storefronts. AR product visualization. Social commerce with friends across the globe.

What's coming:

  • Virtual showrooms for physical and digital products

  • Social shopping experiences with real-time interaction

  • AR try-before-you-buy for retail

  • Integrated payments across virtual and physical worlds

The metaverse shopping revolution requires native Web3 payment infrastructure. Not retrofitted traditional processors. Not custodial services pretending to be decentralized.

Real Web3 payments. Self-custody. Gas-only transfers. LUSD settlement.

That's Larecoin.

The Bottom Line

Your current crypto payment processor is leaving money on the table. And exposing you to unnecessary risk.

LUSD provides decentralized stablecoin settlement without centralized control.

Gas-only transfers slash payment processing costs by 50% or more.

Self-custody ensures you always control your funds.

NOWPayments, CoinPayments, and Triple-A built their businesses on Web2 infrastructure. They've made incremental improvements. But they haven't fundamentally evolved.

Larecoin is built for Web3 from the ground up. NFT receipts. Master/sub-wallets. QR-generated POS. MTL compliance. Metaverse-ready architecture.

The gap between legacy crypto processors and true Web3 payment infrastructure grows wider every day.

Which side are you on?

Ready to upgrade your crypto payments? Visit Larecoin and see what Web3-native payment processing actually looks like.

 
 
 

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