LUSD Stablecoin Benefits: 15 Reasons Small Business Merchants Are Switching to Gas-Only Transfers

Small business merchants are done with legacy payment processors.

The fees. The delays. The lack of control.

LUSD stablecoin changes everything. Gas-only transfers. Self-custody. True merchant freedom.

Here's why thousands of merchants are making the switch, and why platforms like NOWPayments and CoinPayments can't keep up.

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What Makes LUSD Different?

LUSD isn't just another stablecoin.

It's built for merchants who want control. Real control.

No intermediaries skimming your profits. No waiting days for settlement. No frozen accounts.

Just gas fees. That's it.

The Larecoin ecosystem designed LUSD specifically for Web3 payments. Stable value. Lightning-fast transfers. And complete self-custody.

Let's break down the 15 reasons merchants are switching.

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Reason #1: Gas-Only Transfers Slash Your Costs

Traditional credit card processors charge 2.5–3.5% per transaction.

That's brutal for small businesses.

LUSD operates on gas-only fees. We're talking fractions of a cent on most networks. Over thousands of annual transactions? You're looking at 50% or greater savings in merchant fees.

Those savings go straight to your bottom line.

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Reason #2: Instant Settlement, No More Waiting

Tired of the 2–3 business day settlement dance?

LUSD settles in minutes. Sometimes seconds.

Your cash flow improves immediately. Pay suppliers faster. Manage inventory better. Reinvest in growth without waiting on legacy banking rails.

NOWPayments and CoinPayments still rely on slower settlement mechanisms. LUSD? Built for speed.

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Reason #3: Price Stability You Can Actually Trust

Volatility kills merchant adoption.

Bitcoin swings 10% in a day? That's a nightmare for pricing.

LUSD maintains stable value through algorithmic mechanisms and collateral backing. You know exactly what you're receiving before transactions complete.

No surprises. No risk of price fluctuation between acceptance and settlement.

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Reason #4: Self-Custody Means True Financial Control

Here's where LUSD destroys the competition.

Self-custody merchant accounts. Your keys. Your funds.

Payments route immediately to your wallet. No intermediaries holding your money. No processor freezes. No delays accessing your own revenue.

CoinPayments holds your funds in their custody. NOWPayments requires trust in their infrastructure.

LUSD? You control everything.

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Reason #5: NFT Receipts Create Immutable Records

Every LUSD transaction can generate an NFT receipt.

Permanent. Verifiable. On-chain.

This isn't just a gimmick. It's revolutionary for accounting. Tax documentation. Dispute resolution.

Your entire transaction history lives on the blockchain forever. Try getting that from your traditional payment processor.

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Reason #6: No Account Freezes, Ever

Merchants using traditional processors live in fear.

One chargeback dispute. One flagged transaction. Account frozen.

With LUSD self-custody? Impossible.

Your wallet. Your funds. No third party can freeze, delay, or restrict access to your money.

That's merchant freedom.

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Reason #7: Global Market Access Without Banking Barriers

Operating in regions with limited banking infrastructure?

LUSD opens doors.

No correspondent banks. No SWIFT delays. No currency conversion nightmares.

SMEs compete internationally without traditional banking bottlenecks. Accept payments from anywhere. Settle instantly.

The Larecoin community includes merchants from 50+ countries already leveraging this advantage.

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Reason #8: Transparent Audit Trails

Every LUSD transaction records immutably on the blockchain.

Full transparency. Permanent records.

Simplifies compliance documentation. Makes audits painless. Creates trust with customers who can verify transactions independently.

NOWPayments provides reporting dashboards. But on-chain verification? That's a different level.

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Reason #9: Smart Contract Automation

Recurring payments? Subscription models?

LUSD handles it through smart contracts.

Automated billing. Programmable payment logic. No manual intervention required.

Set it up once. Let the blockchain do the work.

CoinPayments offers subscription tools. But they're centralized. LUSD automation runs on decentralized infrastructure, censorship-resistant and always available.

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Reason #10: Zero Currency Conversion Fees

International merchants know this pain.

Accept USD. Convert to EUR. Convert to local currency. Fees at every step.

LUSD is LUSD everywhere.

No conversion. No spread manipulation. No hidden fees eating your margins.

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Reason #11: Protection Against Inflation

Operating in a high-inflation region?

LUSD serves as a reliable value anchor.

Your revenue holds its purchasing power. No watching local currency depreciate while your funds sit in limbo.

This isn't theoretical. Merchants in emerging markets actively use stablecoins like LUSD to preserve value.

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Reason #12: Reduced Fraud Risk

Chargebacks plague traditional merchants.

Friendly fraud. Stolen cards. Disputed transactions.

LUSD transactions are final. Blockchain-based transparency means both parties see the same immutable record.

Disputes decrease dramatically. Your chargeback rate? Effectively zero.

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Reason #13: Lower Barriers to Entry

Setting up with traditional processors involves:

• Credit checks

• Rolling reserves

• Complex applications

• Weeks of waiting

LUSD merchant setup? Connect a wallet. Start accepting payments.

That's it.

The Larecoin ecosystem prioritizes accessibility. No gatekeepers deciding if your business qualifies.

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Reason #14: Future-Proof Technology

Web3 payments are the future.

Early adopters gain competitive advantages. Customer bases are shifting. Younger demographics expect crypto options.

NOWPayments and CoinPayments offer crypto payments. But they're built on Web2 infrastructure with Web3 window dressing.

LUSD? Native Web3. Built for the decentralized future. Check the Larecoin blog for the latest ecosystem developments.

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Reason #15: True Merchant Independence

This is the big one.

Traditional payment processors control your business lifeline. They set the rules. They change the terms. They decide when you get paid.

LUSD flips that relationship.

You're not a customer begging for service.

You're an independent merchant leveraging decentralized infrastructure.

No one can deplatform you. No one can change your fee structure overnight. No one controls your financial destiny except you.

That's the LUSD difference.

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LUSD vs. NOWPayments vs. CoinPayments: Quick Comparison

Feature	LUSD	NOWPayments	CoinPayments
Gas-Only Fees	✅	❌ (0.5%+ fees)	❌ (0.5%+ fees)
Self-Custody	✅	❌	❌
Instant Settlement	✅	Partial	Partial
NFT Receipts	✅	❌	❌
Account Freeze Risk	None	Yes	Yes
Smart Contract Automation	Native	Limited	Limited

The choice is clear.

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Ready to Switch?

Small business merchants deserve better.

Lower fees. Faster settlement. Complete control.

LUSD delivers all three.

Explore the Larecoin ecosystem and discover what true merchant freedom looks like.

Gas-only transfers. Self-custody wallets. NFT receipts.

The future of payments is here. And it's decentralized.

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Join thousands of merchants already building their business on LUSD. Visit larecoin.com to get started today.