Merchant Freedom Secrets Revealed: What NOWPayments and CoinPayments Don't Want You to Know About Self-Custody

Here's the uncomfortable truth.

Most crypto payment processors talk a big game about decentralization. They market "freedom" and "control." But when you dig into the fine print? Your funds aren't really yours.

Not until they say so.

Let's pull back the curtain on what NOWPayments and CoinPayments don't want you to know. And why true self-custody changes everything for merchants serious about financial sovereignty.

The Dirty Secret About "Non-Custodial" Solutions

The crypto payments industry loves buzzwords. "Non-custodial." "Decentralized." "Trustless."

But here's what most merchants don't realize:

CoinPayments operates a custodial model. Your funds sit in generated wallets. Wallets where you don't hold the private keys. The platform controls access. You're dependent on them to release your money.

Sound familiar? That's traditional banking with extra steps.

NOWPayments claims non-custodial status. They don't technically hold your funds. Better? Sure. But "partial self-custody" isn't the same as full control. You're still routing through their infrastructure. Still dependent on their systems.

Neither option delivers what Web3 actually promised.

Why Self-Custody Actually Matters for Merchants

Let's break this down.

Custodial solutions mean:

• Third-party access to your revenue

• Potential freezes or holds on your funds

• Dependence on platform uptime

• Withdrawal delays when you need liquidity

• Counterparty risk if the platform gets hacked

True self-custody means:

• Instant access to every payment

• No intermediary holding periods

• Your keys, your crypto

• Zero platform dependency for fund access

• Complete financial sovereignty

The difference isn't subtle. It's fundamental.

Every payment that flows through a custodial system is a payment you don't fully own until withdrawal. That's not freedom. That's permission.

The Fee Problem Nobody's Talking About

Traditional payment processing crushes merchant margins. We're talking 2.5-3.5% interchange fees. Per transaction. Every single time.

Now look at the "crypto-friendly" alternatives:

• CoinPayments: 0.5% flat fee

• NOWPayments: 0.5-1% depending on transaction type

Better than Visa? Absolutely. But still leaving money on the table.

Here's what Larecoin delivers: 50%+ fee reduction compared to traditional interchange. Our LUSD stablecoin transactions operate on Solana's blazing-fast infrastructure. Gas-only transfers. No bloated percentage cuts eating into your revenue.

For a merchant processing $100,000 monthly? That's thousands saved annually. Straight to your bottom line.

What Makes Larecoin Different

Time to get specific.

Full Self-Custody Architecture

Larecoin doesn't hold your funds. Period. Not temporarily. Not "until withdrawal." Not in any capacity.

Payments hit your wallet directly. You control the keys. You control the timing. You control everything.

No intermediary. No permission required. No counterparty risk.

LUSD Stablecoin Integration

Volatility kills merchant adoption. We get it. Nobody wants to accept payment and watch value evaporate.

LUSD solves this. Stable value. Instant settlement. Full self-custody maintained.

Accept crypto without the rollercoaster.

NFT Receipts: The Utility Nobody Expected

Here's where it gets interesting.

Traditional receipts? Paper trails. Digital clutter. Zero utility beyond record-keeping.

Larecoin's NFT receipts transform every transaction into a verifiable, programmable asset:

• Immutable proof of purchase on-chain

• Warranty activation tied to the NFT

• Loyalty program integration built into the receipt itself

• Returns and exchanges verified instantly

• Customer relationship data you actually own

This isn't gimmick tech. It's infrastructure for the next decade of commerce.

Head-to-Head: Larecoin vs. The Competition

Let's lay it out clearly.

Feature	CoinPayments	NOWPayments	Larecoin
Self-Custody	Limited (custodial wallets)	Partial	Full
Fee Structure	0.5%	0.5-1%	Gas-only
Stablecoin Option	Multiple (platform controlled)	Multiple	LUSD (self-custody)
NFT Receipts	No	No	Yes
Private Key Control	No	Partial	Complete
Settlement Speed	Platform dependent	Fast	Instant

The numbers don't lie. The architecture doesn't lie.

CoinPayments keeps you in a custodial arrangement. Your funds live in their system until you request access.

NOWPayments improves on this with non-custodial processing. But you're still reliant on their infrastructure for the transaction flow.

Larecoin removes the middleman entirely. True Web3. True self-custody. True merchant freedom.

The LUSD Advantage

Let's talk stablecoins.

Most payment processors offer stablecoin options. USDT. USDC. The usual suspects.

Problem? Those stablecoins come with their own baggage:

• Centralized issuers with freeze capabilities

• Compliance pressures affecting access

• Platform custody of your stablecoin balances

LUSD operates differently within the Larecoin ecosystem:

• Designed for merchant transactions

• Self-custody maintained throughout

• Optimized for Solana's speed and efficiency

• No third-party freeze risk

Stable value. Sovereign control. That's the combination merchants actually need.

Real Talk: Who This Is For

Not every merchant needs full self-custody. Some businesses prefer managed solutions. That's fine.

But if you're:

• Processing significant crypto volume

• Concerned about platform dependency

• Looking to slash interchange fees substantially

• Building for Web3-native customers

• Wanting NFT receipt functionality

• Prioritizing financial sovereignty

Then the custodial compromise doesn't make sense anymore.

Getting Started Takes Minutes

No lengthy onboarding. No extensive KYC delays. No waiting periods.

Step 1: Visit larecoin.com

Step 2: Set up your self-custody wallet integration

Step 3: Start accepting payments directly

That's it. Your funds. Your control. Immediately.

The Bottom Line

NOWPayments and CoinPayments serve a purpose. They've onboarded merchants into crypto. That matters.

But they've also normalized compromises that Web3 was built to eliminate.

• Custodial control over merchant funds

• Percentage-based fee extraction

• Platform dependency for basic access

• Zero innovation in receipt infrastructure

Larecoin represents what crypto payments should have been from day one:

True self-custody. Minimal fees. NFT receipt utility. LUSD stability. Complete merchant freedom.

The old guard won't tell you these options exist. Competition fears merchants discovering better alternatives.

Now you know.

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Ready to take control?

Explore the full Larecoin ecosystem at larecoin.com. Join merchants worldwide already experiencing what true self-custody delivers.

Your revenue. Your keys. Your choice.