NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Slashes Your Fees by 50%?

Merchant fees eating your profits alive?

You're not alone. Most crypto payment processors charge 0.5-1% per transaction. Sounds small. But watch what happens at scale.

Process $500,000 annually? You're handing over $2,500-$5,000 to your processor.

Hit $1.2 million? Now you're paying $9,000+.

There's a better way. And it starts with understanding why traditional crypto POS systems are built to extract maximum fees from merchants like you.

The Fee Structure Nobody Talks About

Let's break down what NOWPayments and CoinPayments actually charge:

NOWPayments:

• 0.5-1% transaction fee

• Gas fees (blockchain network costs)

• Withdrawal fees

• Conversion charges between cryptocurrencies

• Settlement fees for fiat conversion

CoinPayments:

• 0.5-1% transaction fee

• Gas fees

• Conversion costs

• Additional settlement charges

• Higher fees for certain cryptocurrency pairs

Larecoin:

• Zero transaction fees

• Gas fees only (unavoidable blockchain costs)

• No conversion charges

• No settlement fees

• No hidden costs

The difference? Larecoin eliminates percentage-based fees entirely. You only pay what the blockchain requires: gas fees that everyone pays regardless of processor.

Real Numbers. Real Savings.

Stop guessing. Here's exactly what you'll save at different processing volumes:

Annual Volume: $100,000

• NOWPayments/CoinPayments: $750-$1,000 in fees

• Larecoin: ~$400 in gas fees

• Your Savings: 47-60%

Annual Volume: $500,000

• NOWPayments/CoinPayments: $2,500-$5,000 in fees

• Larecoin: ~$2,000 in gas fees

• Your Savings: 50-60%

Annual Volume: $1.2M ($100K monthly)

• NOWPayments/CoinPayments: ~$9,000 in fees

• Larecoin: ~$2,000 in gas fees

• Your Savings: 78%

Annual Volume: $5M+

• NOWPayments/CoinPayments: $25,000+ in fees

• Larecoin: Under $5,000 in gas fees

• Your Savings: 80%

Notice the pattern? The more you process, the more you save with Larecoin.

Because percentage-based fees are designed to scale with your success. Gas fees don't care how much you're processing.

Why Traditional Processors Bleed Merchants Dry

Here's what they don't tell you during onboarding:

The Hidden Cost Stack: Every crypto payment goes through multiple processes. Each one costs you money.

1. Transaction acceptance = 0.5-1% fee

2. Currency conversion = Additional percentage

3. Settlement to your account = More fees

4. Withdrawal to fiat = Even more fees

5. Gas fees = You're paying this anyway

NOWPayments and CoinPayments bundle these costs. They look reasonable at first glance.

Then you hit your first $100,000 month. Suddenly you're writing checks for $750-$1,000 just to accept payments.

Larecoin strips away layers 1-4. You're left with only unavoidable blockchain costs.

Beyond Fee Savings: The Self-Custody Advantage

Traditional processors don't just charge more. They control your funds.

What this means for you:

• They hold your crypto until you withdraw

• They determine when you can access funds

• They can freeze accounts without notice

• They control conversion timing and rates

Larecoin operates differently. Self-custody merchant accounts mean:

• Instant access to your funds

• You control withdrawal timing

• No account freezes or holds

• True financial sovereignty

Process payments directly to your wallet. No intermediary. No waiting. No permission required.

NFT Receipts: Accounting Just Got Easier

Tax season used to mean digging through transaction histories across multiple platforms.

Not anymore.

Every Larecoin transaction generates an NFT receipt. Permanent. Immutable. Completely auditable.

Benefits for your business:

• Automatic transaction records on-chain

• Easy export for accounting software

• Simplified tax reporting

• Reduced bookkeeping costs

• Instant proof of payment for disputes

Your accountant will thank you. The IRS won't question your records. Everything's verifiable on the blockchain.

LUSD Stablecoin: Volatility Protection Without Compromise

Accepting crypto doesn't mean gambling on price swings.

Larecoin integrates LUSD stablecoin for merchants who want price stability without returning to traditional banking.

LUSD advantages:

• Pegged to USD value

• Fully decentralized

• Over-collateralized for security

• No central authority control

• Interest-free borrowing options

Accept crypto payments. Receive stable value. Maintain decentralization.

You don't choose between crypto innovation and financial predictability. You get both.

The Small Business Revolution

Interchange fees destroy small business margins.

Traditional card processors charge 2-3% per transaction. Crypto promised better. Most processors just replicated the old model with new technology.

Larecoin breaks the cycle.

Perfect for:

• Coffee shops processing $50,000-$100,000 monthly

• E-commerce stores doing $200,000+ annually

• Service businesses tired of credit card fees

• Global merchants accepting international payments

• Any business wanting to reduce merchant interchange fees

The technology works for enterprises. The fee structure favors small businesses.

NOWPayments Alternative: What You're Missing

NOWPayments positions itself as merchant-friendly. Lower fees than traditional processors. Easy integration. Wide cryptocurrency support.

But you're still paying percentage fees that scale with success.

What Larecoin offers instead:

• Gas-only pricing model

• Self-custody from day one

• NFT receipt automation

• LUSD stablecoin integration

• No withdrawal limitations

• True Web3 global payments

Same ease of use. Better economics. Complete control.

CoinPayments Alternative: The Custody Problem

CoinPayments has been around since 2013. Massive cryptocurrency selection. Established reputation.

Also established fee structure that extracts value at every step.

The control issue: CoinPayments holds your funds. You request withdrawals. They process when convenient. Your money sits in their wallets generating interest for them.

Larecoin flips this model. Direct-to-wallet settlement. Immediate access. Your crypto stays yours from the moment customers pay.

Global Reach Without Banking Barriers

Operating internationally means dealing with:

• Currency conversion fees

• International wire charges

• Banking restrictions by country

• Payment processing limitations

• Multi-day settlement times

Web3 global payments eliminate geographic barriers.

Accept payments from anywhere. Settle instantly. No banks required. No borders. No restrictions.

Your Tokyo customer pays the same way as your Texas customer. Same fees. Same speed. Same simplicity.

Getting Started: Simpler Than You Think

Switching processors sounds complicated. Legacy systems. Existing integrations. Customer payment methods.

Larecoin handles it.

Setup process:

1. Create your merchant account

2. Generate your payment wallet

3. Integrate our crypto POS system

4. Start accepting payments

Time to first payment: Under 30 minutes.

Integration support: Available 24/7.

Technical expertise required: Minimal. If you can set up a Shopify store, you can deploy Larecoin.

The Bottom Line on Fees

At $100,000 annual volume, you save $350-$600 yearly.

At $500,000 volume, you save $500-$3,000 yearly.

At $1.2M volume, you save $7,000 yearly.

At $5M+ volume, you save $20,000+ yearly.

These numbers compound. Every year. Every transaction. Every payment adds to your savings.

Traditional processors bet on merchants not doing the math. They count on percentage fees feeling small enough to ignore.

Until you calculate annual totals. Then small percentages become massive expenses.

Financial Sovereignty for Merchants

Bank-free business operations aren't revolutionary anymore. They're practical.

No more:

• Account freezes for suspicious activity

• Payment holds pending review

• Arbitrary policy changes

• Geographic restrictions

• Third-party control over your revenue

Larecoin provides infrastructure for true merchant independence.

You accept payments. You control funds. You decide what happens next.

Revolutionary? Maybe. Practical? Absolutely.

Ready to slash your payment processing fees by 50-80%? Start with Larecoin today.

Your competitors are already making the switch. Don't let percentage-based fees eat another year of profits.