NOWPayments vs CoinPayments vs Larecoin: Which Crypto POS System Slashes Your Fees by 50%+?

You're bleeding money on merchant fees.

Every swipe. Every transaction. Every single sale.

NOWPayments and CoinPayments take their cut. 0.5% here. 1% there. Network fees on top. Conversion charges. Withdrawal penalties.

It adds up fast.

Let's break down the real numbers: and show you exactly how much you're overpaying.

The Hidden Tax on Crypto Payments

Most crypto POS systems operate on percentage-based transaction fees. Sounds reasonable until you do the math.

Process $100K? They take $500-$1,000.

Process $1M? They take $5,000-$10,000.

Process $5M? They take $25,000-$50,000.

The more you grow, the more they take. It's a built-in penalty for success.

And that's just the platform fee. Add blockchain fees, conversion costs, and withdrawal charges: suddenly your "low-fee" crypto solution costs more than traditional payment processors.

The Fee Structure No One Talks About

Here's what you're actually paying:

NOWPayments

• 0.5-1% per transaction

• Network fees (varies by blockchain)

• Conversion charges (crypto to fiat)

• Withdrawal fees (getting YOUR money out)

• Custodial model (they hold your funds)

CoinPayments

• 0.5-1% per transaction

• Blockchain processing fees

• Currency conversion costs

• Withdrawal penalties

• Custodial control (they own the keys)

Larecoin

• Zero platform fees

• Solana gas fees only (pennies per transaction)

• No conversion charges

• No withdrawal fees

• Self-custody (you control everything)

See the difference?

One charges for every transaction. The other charges only for the blockchain's actual cost.

Real Savings at Every Volume Level

Let's run the numbers at different processing volumes:

$100,000 Annual Processing

• NOWPayments/CoinPayments: $750-$1,000 in fees

• Larecoin: $300-$400 in fees

• Savings: 50-60%

$500,000 Annual Processing

• NOWPayments/CoinPayments: $2,500-$5,000 in fees

• Larecoin: Under $2,000 in fees

• Savings: 60%+

$1.2 Million Annual Processing

• NOWPayments/CoinPayments: $6,000-$12,000 in fees

• Larecoin: Approximately $2,000 in fees

• Savings: 67-83%

$5 Million Annual Processing

• NOWPayments/CoinPayments: $25,000-$50,000 in fees

• Larecoin: Around $5,000 in fees

• Savings: 80%+

For a merchant processing $100K monthly, that's roughly $7,000 in annual savings.

Every year.

Forever.

Why Percentage-Based Fees Are Broken

The problem with percentage fees is simple: they scale with your transaction size, not the actual cost of processing.

Moving $100 costs the same blockchain gas as moving $100,000. The network doesn't care about dollar amounts: only data size.

But traditional processors charge based on transaction value. So you're paying exponentially more for the same service.

Larecoin flips this model. Gas-only pricing means you pay the actual cost of the blockchain transaction. That's it.

No markup. No hidden fees. No penalties for success.

Custody vs. Self-Custody: Who Really Owns Your Money?

Here's something NOWPayments and CoinPayments don't advertise:

They control your funds.

Custodial systems hold your crypto. They manage the keys. They decide when you can withdraw. They set the rules.

You're renting access to your own money.

Larecoin operates differently. Self-custody merchant accounts mean you hold the keys. You control the funds. You make the decisions.

No middleman. No gatekeepers. No permission required.

That's financial sovereignty in action.

NFT Receipts: The Accounting Advantage

Every Larecoin transaction generates an NFT receipt. Sounds gimmicky until you realize what it means:

Immutable records. No one can alter transaction history.

Instant verification. Auditors can confirm transactions on-chain.

Simplified compliance. All data lives on the blockchain.

Automated accounting. Export NFT metadata directly to accounting software.

Traditional receipts get lost. Paper fades. Databases crash. Files corrupt.

NFT receipts last forever. On-chain. Verifiable. Permanent.

Try explaining that feature to your accountant: they'll love you.

LUSD: The Stablecoin Merchants Actually Want

Crypto volatility kills merchant adoption. Accept Bitcoin today, lose 10% by tomorrow.

That's why Larecoin integrates LUSD: a decentralized stablecoin pegged to USD.

No volatility exposure. No conversion risk. No price fluctuations.

Accept payments in LUSD. Hold value in LUSD. Withdraw to fiat when YOU decide.

NOWPayments and CoinPayments force instant conversions with conversion fees. Larecoin lets you choose: hold crypto or convert later.

Your business. Your timeline. Your rules.

Why Solana Changes Everything

Solana isn't just another blockchain. It's the reason Larecoin's fee structure works.

65,000 transactions per second. Scales to Visa-level volume.

400ms block times. Near-instant confirmation.

$0.00025 average transaction cost. Pennies per transaction.

99.9% uptime. Battle-tested infrastructure.

Ethereum costs $5-$50 per transaction. Bitcoin costs $1-$10. Solana costs less than a penny.

That's why gas-only pricing works. The blockchain is THAT efficient.

Small Business, Big Savings

Let's talk real numbers for small business owners:

Coffee Shop Processing $50K Monthly

• Traditional processor fees: $375-$500/month

• Larecoin fees: $125-$200/month

• Annual savings: $3,000-$4,500

Online Retailer Processing $200K Monthly

• Traditional processor fees: $1,000-$2,000/month

• Larecoin fees: $300-$600/month

• Annual savings: $8,400-$16,800

Growing Startup Processing $1M Monthly

• Traditional processor fees: $5,000-$10,000/month

• Larecoin fees: $1,500-$2,500/month

• Annual savings: $42,000-$90,000

Scale those savings over 5 years. 10 years. A decade of business growth.

You're looking at hundreds of thousands in saved capital. Money that stays in your business instead of feeding payment processors.

Bank-Free Business Operations

Here's the kicker: Larecoin eliminates banking dependencies.

No merchant accounts. No bank approvals. No frozen accounts. No "high-risk" classifications.

Set up in minutes. Start accepting payments immediately. Operate globally from day one.

NOWPayments and CoinPayments still require banking relationships for fiat withdrawals. Larecoin operates entirely on-chain until YOU decide to cash out.

That's true financial independence for merchants.

The Bottom Line

NOWPayments and CoinPayments charge percentage-based fees that scale with your success. They control your funds. They add conversion charges. They penalize growth.

Larecoin charges only blockchain gas fees. You control your funds. You choose when to convert. You keep more money.

The savings are real:

• 50-60% savings at $100K annual volume

• 60-70% savings at $500K annual volume

• 70-83% savings at $1M+ annual volume

Plus NFT receipts for accounting. Plus LUSD stability. Plus self-custody control. Plus Solana speed.

It's not just a crypto POS system. It's a complete rethinking of how merchants should handle payments.

Stop paying percentage fees. Start paying pennies.

Your business deserves better than legacy crypto processors. Ready to slash your fees by 50%+?

Check out Larecoin and see the difference yourself.