NOWPayments vs CoinPayments vs Larecoin: Which Saves Small Businesses the Most on Fees?

Your payment processor is bleeding your business dry.

Every transaction. Every month. Every year.

NOWPayments and CoinPayments charge 0.5-1% per transaction. Plus network fees. Plus withdrawal fees. Plus conversion spreads.

That's thousands of dollars walking out the door.

The Real Cost of "Standard" Crypto Payment Processors

Let's break down what you're actually paying.

NOWPayments & CoinPayments Standard Fee Structure:

• 0.5-1% transaction fee

• Network fees on top

• Withdrawal fees to get YOUR money

• Conversion charges when swapping coins

• Custody risk (they hold your funds)

Larecoin Fee Structure:

• 0% platform fee

• Solana gas only ($0.001-$0.02 per transaction)

• Self-custody (you control everything)

• NFT receipts included

• LUSD stablecoin support

Real Numbers: What You Actually Save

Processing $500,000 annually?

NOWPayments/CoinPayments: $2,500-$5,000 in fees Larecoin: Under $2,000 Your Savings: 50-60% or $3,000 back in your pocket

Processing $100K monthly ($1.2M annually)?

NOWPayments: ~$9,000/year CoinPayments: ~$9,000/year Larecoin: ~$2,000/year Your Savings: 78% or $7,000 annually

Processing $5 million annually?

Traditional processors: $37,500 in fees Larecoin: ~$6,000 Your Savings: 84% or $31,500 saved

The gap widens as you grow.

Percentage-based fees compound with every sale. Gas fees stay flat.

Why Self-Custody Changes Everything

NOWPayments and CoinPayments hold your funds. They control when you withdraw. They set the rules. They can freeze accounts.

Larecoin operates differently.

Self-custody means you control your crypto from the moment of payment. No intermediary. No waiting. No permission needed.

Your wallet. Your keys. Your money.

This isn't just about fees. It's about merchant independence.

The LUSD Advantage: Stable Payments Without Volatility Risk

Here's the problem with accepting volatile crypto: prices swing wildly.

You invoice for $1,000. Customer pays in ETH. By the time it clears, it's worth $920.

You just lost $80.

Larecoin supports LUSD: a decentralized stablecoin pegged to the dollar. Accept payments that don't fluctuate. Get the full amount you invoiced. Every time.

NOWPayments and CoinPayments offer conversion services. But they charge spreads. That's another hidden fee eating your margins.

With LUSD on Larecoin, you get stability without conversion costs.

NFT Receipts: The Future of Transaction Records

Every payment on Larecoin generates an NFT receipt.

Immutable. Verifiable. Permanent.

This isn't a gimmick. It's revolutionary accounting infrastructure.

Benefits:

• Instant proof of payment

• Cannot be forged or altered

• Automated tax documentation

• Customer loyalty integration

• Resale marketplace potential

Your customers get collectible receipts. You get bulletproof records. The IRS gets transparent documentation.

NOWPayments and CoinPayments send emails. Larecoin mints blockchain-verified assets.

Fee Comparison Table: The Clear Winner

Service	Transaction Fee	Additional Costs	Annual Cost ($1M Volume)	Custody
NOWPayments	0.5-1%	Network + withdrawal + conversion	$7,500-$10,000	Custodial
CoinPayments	0.5-1%	Network + withdrawal + spreads	$7,500-$10,000	Custodial
Larecoin	0%	Solana gas only	~$1,500-$2,000	Self-custody

The math is simple. The choice is obvious.

Small Business Freedom Matters

You didn't start a business to pay middlemen.

Traditional payment processors charge 2.9% + $0.30. Credit cards take their cut. Banks add fees. Chargebacks cost you money and inventory.

Crypto was supposed to solve this.

But NOWPayments and CoinPayments replicated the old system. Same custodial control. Same percentage-based fees. Different name.

Larecoin breaks the pattern.

Zero platform fees. Self-custody. Decentralized infrastructure. Real merchant independence.

You build your business. You take the risk. You deserve to keep the profits.

Solana Speed + Low Costs = Merchant Paradise

Larecoin runs on Solana. This matters.

Solana Network Benefits:

• Transactions finalize in 400 milliseconds

• Gas fees average $0.00025 per transaction

• 65,000 transactions per second capacity

• Zero congestion delays

• Eco-friendly proof-of-stake

Ethereum gas fees can spike to $50+ during congestion. Bitcoin transactions take 10+ minutes to confirm.

Solana gives you instant finality at penny-fraction costs.

Your customers pay. You receive immediately. No waiting. No surprise fees.

The Hidden Costs Nobody Talks About

NOWPayments and CoinPayments advertise competitive rates.

Then you discover:

• Minimum withdrawal amounts

• Withdrawal fees that eat into profits

• Conversion spreads when swapping coins

• Monthly service fees for premium features

• Currency pair restrictions

• Geographic limitations

Death by a thousand cuts.

Larecoin eliminates hidden costs. Gas fees are transparent. No withdrawal minimums. No monthly charges. No conversion spreads.

What you see is what you pay. And what you pay is almost nothing.

Real Merchant Scenarios

Scenario 1: Coffee Shop

• Monthly revenue: $15,000

• NOWPayments cost: $75-$150/month

• Larecoin cost: ~$3/month

• Annual savings: $864-$1,764

Scenario 2: E-commerce Store

• Monthly revenue: $80,000

• CoinPayments cost: $400-$800/month

• Larecoin cost: ~$15/month

• Annual savings: $4,620-$9,420

Scenario 3: SaaS Platform

• Monthly revenue: $200,000

• NOWPayments cost: $1,000-$2,000/month

• Larecoin cost: ~$40/month

• Annual savings: $11,520-$23,520

The higher your volume, the more you save.

How to Get Started With Larecoin

Ready to stop overpaying?

Setting up takes minutes:

1. Create a Solana wallet

2. Acquire LARE tokens or LUSD

3. Generate payment QR codes

4. Start accepting decentralized payments

5. Control your funds immediately

No approval process. No verification delays. No middleman gatekeepers.

Visit larecoin.com to begin.

Join the Larecoin Community for setup support and merchant tips.

The Bottom Line

NOWPayments and CoinPayments work fine if you enjoy paying thousands in unnecessary fees.

If you'd rather keep that money, Larecoin is waiting.

Zero platform fees. Self-custody. NFT receipts. LUSD stability. Solana speed.

Your business. Your crypto. Your rules.

Stop feeding middlemen. Start saving on every transaction.

The future of merchant payments is decentralized. And it saves you serious money.