NOWPayments vs CoinPayments vs Larecoin: Which Web3 Payment Solution Actually Saves Merchants Money?

Your Crypto Payment Processor Is Bleeding You Dry

Merchants lose thousands annually to "low-fee" payment processors.

The 0.5% advertised rate? Marketing fiction.

NOWPayments and CoinPayments slap on network fees, withdrawal penalties, conversion spreads, and custody charges. The real cost? 3-5x higher than quoted.

Time to do the math on what you're actually paying.

The Real Fee Breakdown

NOWPayments:

• 0.5% single-currency transactions

• 1% multi-currency processing

• Network fees (variable)

• Withdrawal penalties (every time you move funds)

• Currency conversion spreads (0.5-1% per conversion)

CoinPayments:

• 0.5-1% per transaction (volume-dependent)

• Blockchain fees added separately

• Withdrawal penalties on every payout

• Conversion costs when switching currencies

Larecoin:

• Zero platform fees

• Solana gas only ($0.001-$0.02 per transaction)

• No withdrawal penalties (you already own your funds)

• No conversion spreads (direct LUSD stablecoin integration)

Your Annual Bleeding Chart

Let's run real numbers. Processing $1.2 million annually?

NOWPayments/CoinPayments: $6,000-$12,000 in fees Larecoin: ~$2,000 in network costs

Savings: $7,000+ per year

Processing $5 million? You're looking at $25,000+ vs $6,000. That's $19,000 back in your pocket annually.

The gap widens as you scale. Traditional crypto processors profit from your growth. Larecoin doesn't.

The Custodial Trap

Here's what NOWPayments and CoinPayments don't advertise:

They hold your money.

Every payment sits in their wallet until you request withdrawal. Then they charge you to access your own funds.

Custodial = captive.

Your revenue lives in someone else's database. Their terms. Their timeline. Their control.

Larecoin's Self-Custody Approach

With Larecoin, funds hit YOUR wallet immediately.

No intermediary. No waiting. No withdrawal fees.

You control private keys from day one. Your money moves when you say. Not when a third party approves.

Self-custody isn't a feature. It's financial sovereignty.

NFT Receipts: Beyond Transaction Records

Traditional processors give you CSV exports and email confirmations.

Larecoin mints NFT receipts for every transaction.

What that means:

• Immutable proof of purchase

• Blockchain-verified transaction history

• Programmable customer rewards

• Collectible loyalty mechanics

• Resellable event tickets

• Verified authenticity certificates

Your receipt becomes a tradable asset. Customers can showcase purchases. Brands build collector communities.

Fashion brands mint wearable NFT receipts. Event organizers create transferable ticket-receipts. Limited releases become verifiable.

This isn't theoretical. It's happening now.

LUSD Stablecoin: No Conversion Tax

NOWPayments and CoinPayments charge 0.5-1% every time you convert crypto.

Accept Bitcoin, want USD? Fee. Customer pays in ETH, you settle in USDC? Fee. Multi-currency checkout? Multiple fees.

Larecoin uses LUSD stablecoin natively.

No conversion spreads. No volatility risk. No currency exchange penalties.

Accept payments. Hold value. Spend instantly.

LUSD maintains 1:1 USD peg without centralized reserves. Algorithmically stable. Decentralized. No bank counterparty risk.

The Volume Advantage

Small merchants feel the pinch. Large merchants feel the hemorrhage.

Annual Volume	Competitor Fees	Larecoin Costs	Your Savings
$100,000	$750-$1,000	$400	50-60%
$500,000	$2,500-$5,000	$2,000	50-60%
$1.2M	$6,000-$12,000	$2,000	67-83%
$5M	$25,000+	$6,000	80%+

The math is simple. Your current processor makes bank while you lose margin.

Why Solana Changes Everything

Larecoin operates on Solana. Not Ethereum. Not Bitcoin.

Solana = speed + scale + pennies per transaction.

4,000+ transactions per second. Sub-second finality. Network fees under two cents.

No congestion. No gas wars. No failed transactions costing $50.

Ethereum merchants wait minutes and pay dollars per transaction. Solana merchants process thousands of payments for the cost of a coffee.

The Integration Reality Check

"But switching processors is complicated."

Not anymore.

Larecoin integrates via:

• API in under 30 minutes

• WooCommerce plugin (one-click)

• Shopify app

• Custom POS systems

• Metaverse storefronts

No developer required. Documentation walks you through. Support team responds in hours, not days.

Your existing setup stays. Add Larecoin alongside or replace entirely.

Who This Actually Benefits

E-commerce stores processing $50K+ monthly slash payment overhead by 60%+.

SaaS companies billing in crypto avoid conversion fees and chargebacks entirely.

NFT marketplaces integrate native receipt minting without building custom infrastructure.

Subscription services leverage LUSD stability without volatility exposure.

Cross-border merchants eliminate currency conversion penalties completely.

If you process crypto payments at volume, you're overpaying with legacy processors.

The Self-Custody Movement

Web3 promises decentralization. Most crypto processors deliver centralized custody.

Larecoin returns to Web3 principles:

• You own your keys

• You control your funds

• You decide settlement timing

• You choose your off-ramps

No intermediary approval. No frozen accounts. No surprise policy changes.

This is how crypto was supposed to work.

Your Next Move

Calculate your current annual processing costs. Compare against Larecoin's network-only model.

The difference? That's your profit leak.

Small merchants: Recover thousands annually Medium businesses: Reclaim tens of thousands Enterprise volume: Save six figures

Fee savings compound. Month after month. Year after year.

Stop subsidizing payment processors. Start keeping your margin.

Ready to calculate your exact savings?Visit Larecoin and run your numbers.

Your processor won't tell you what you're actually paying.

We will.