NOWPayments Vs CoinPayments: Why Merchants Are Switching to This Web3 Global Payments Alternative

The crypto payments game is shifting. Fast.

Merchants worldwide are ditching traditional payment processors. They're tired of custody issues. Sick of compliance headaches. Done with watching fees eat into their margins.

NOWPayments and CoinPayments have dominated the conversation for years. Both solid options. Both with their own quirks.

But here's the thing: neither truly delivers what modern merchants need.

Enter Web3 global payments. Enter financial sovereignty. Enter Larecoin.

The NOWPayments vs CoinPayments Breakdown

Let's cut through the noise.

NOWPayments launched as the non-custodial darling. No KYC for crypto-to-crypto. Quick onboarding. Over 300 supported cryptocurrencies. Merchants love the simplicity.

CoinPayments is the veteran. Operating since 2014. Supports 2,000+ cryptocurrencies. Integrates with Shopify, WooCommerce, Magento. The enterprise choice.

Both charge around 0.5% in fees.

Sounds comparable, right?

Where They Differ

Feature	NOWPayments	CoinPayments
Custody Model	Non-custodial	Custodial
KYC Requirements	Minimal	More formal
Crypto Support	300+	2,000+
Onboarding Speed	Fast	Moderate
Target Market	SMBs	Enterprise

The fundamental split: control.

NOWPayments gives you direct access to your funds. No intermediary holding your crypto hostage. Withdraw immediately. Your keys, your coins.

CoinPayments? They hold your assets. You're trusting a third party with your revenue stream.

For merchants focused on self-custody merchant accounts, that difference is everything.

Why Merchants Are Still Unsatisfied

Here's what the NOWPayments vs CoinPayments debate misses entirely:

Neither platform solves the real problems.

Think about it:

• Still dealing with complicated accounting reconciliation

• Still paying interchange fees that crush margins

• Still relying on third-party infrastructure

• Still missing out on true Web3 capabilities

• Still operating within the legacy financial framework

Merchants switching between NOWPayments and CoinPayments are just shuffling deck chairs.

The fundamental architecture remains broken.

The Hidden Costs Nobody Talks About

That 0.5% fee? It's just the beginning.

• Currency conversion fees

• Withdrawal delays

• Compliance overhead

• Integration maintenance

• Accounting nightmares at tax time

Every traditional crypto payment processor operates within the same flawed paradigm.

They're crypto-native solutions built on legacy thinking.

The Web3 Global Payments Revolution

Smart merchants aren't choosing between NOWPayments alternatives or CoinPayments alternatives anymore.

They're choosing a completely different approach.

True Web3 global payments means:

• Complete financial sovereignty

• Bank-free business operations

• Transparent, immutable transaction records

• Programmable money that works for you

• NFT receipts for accounting that actually make sense

This isn't incremental improvement. This is infrastructure transformation.

Enter Larecoin: The Merchant-First Solution

Larecoin doesn't play by the old rules.

Built from the ground up for merchants who want more than "good enough."

Slash Your Fees By 50%+

Reduce merchant interchange fees dramatically. Not incrementally. Dramatically.

Traditional payment rails charge 2-3% minimum. Even crypto processors take their cut. Larecoin's architecture eliminates the middlemen extracting value from every transaction.

Your margins matter. Keep more of what you earn.

NFT Receipts For Accounting

Forget spreadsheets. Forget manual reconciliation.

Every Larecoin transaction generates an NFT receipt. Immutable. Timestamped. Automatically categorized.

NFT receipts for accounting transform tax season from nightmare to non-event.

Your accountant will thank you. Your audit trail becomes bulletproof.

LUSD Stablecoin Benefits

Volatility kills merchant adoption. Everyone knows this.

The LUSD stablecoin benefits solve the problem elegantly:

• Price stability pegged to real value

• Instant settlement

• No conversion anxiety

• Predictable cash flow management

Accept crypto. Receive stability. Simple.

True Self-Custody

Your funds. Your control. Period.

Self-custody merchant accounts mean you're never at the mercy of a platform's policies. No frozen funds. No withdrawal limits. No "under review" nightmares.

The receivables token system ensures your revenue flows directly to your wallet. Gas-only transfers keep costs minimal.

The Technical Edge

Larecoin isn't just philosophy. It's engineering.

Crypto POS System For Small Business

Point-of-sale shouldn't require an IT department.

The Larecoin contactless POS integrates seamlessly:

• Tap-to-pay functionality

• Real-time conversion

• Multi-currency acceptance

• Offline capability

• Push-to-card options

Whether you're running a coffee shop or an e-commerce empire, the infrastructure scales with you.

Merchant Portal That Actually Works

One dashboard. Complete visibility.

• Transaction history

• Analytics and reporting

• Customer insights

• Integration management

• Instant support access

No jumping between platforms. No data fragmentation.

Built on Solana Speed

Transactions settle in seconds. Not minutes. Not hours. Seconds.

Low gas fees mean micro-transactions become viable again. Tip jars work. Subscription models work. Everything works.

Real Merchant Results

Numbers don't lie.

Merchants switching to Larecoin report:

• 52% average reduction in payment processing costs

• 3x faster settlement times

• 90% less time on payment reconciliation

• Zero custody-related fund freezes

These aren't theoretical benefits. This is what financial sovereignty looks like in practice.

Making The Switch

Transitioning from NOWPayments or CoinPayments to Larecoin takes minutes, not months.

Step 1: Set up your Larecoin merchant wallet

Step 2: Configure your preferences (currencies, auto-conversion, notifications)

Step 3: Integrate with your existing platform

Step 4: Start accepting payments

The merchant portal handles the complexity. You handle your business.

The Future Is Decentralized

Web3 global payments aren't coming. They're here.

The merchants winning today understand something fundamental: the old infrastructure serves the old gatekeepers.

New infrastructure serves you.

• No banks dictating terms

• No processors extracting fees

• No platforms controlling your funds

• No middlemen, period

Larecoin represents what payment processing should have been all along.

Your Move

NOWPayments vs CoinPayments debates miss the point entirely.

Both operate within constraints that Larecoin eliminates.

The question isn't which legacy-thinking platform to choose. The question is whether you're ready for true financial sovereignty.

Ready to reduce merchant interchange fees by 50%+?

Want NFT receipts that make accounting effortless?

Interested in LUSD stablecoin benefits that eliminate volatility risk?

Demanding a self-custody merchant account that's actually yours?

Explore what Larecoin offers.

The smartest merchants already made the switch.

Your competition is paying attention.

Are you?