NOWPayments Vs Larecoin: Which Crypto Processor Actually Puts Merchants First?

Crypto payment processors are everywhere now. But here's the real question: which one actually cares about your bottom line?

NOWPayments has been a go-to for merchants dipping into crypto. It works. It's established. But "works" isn't the same as "built for you."

Larecoin flips the script. Self-custody. NFT receipts. Zero middlemen skimming your profits.

Let's break it down.

The Fee Problem Nobody Talks About

Every percentage point matters. You know this.

NOWPayments charges around 0.5% per transaction. Sounds reasonable, right? Until you calculate what that looks like at scale.

• $10,000 in monthly crypto sales = $50 gone

• $100,000 monthly = $500 vanished

• $1,000,000 annually = $5,000 you'll never see again

That's money walking out the door. Every single month.

Larecoin's approach? Gas-only transfers. You pay network fees, nothing more. No percentage-based extraction. No hidden service charges eating into your margins.

The math is simple. Keep more of what you earn.

Self-Custody: Your Keys, Your Crypto

Here's where things get serious.

NOWPayments holds your funds. You receive crypto, it sits in their system, you withdraw later. Standard custodial model.

The problem? You're trusting a third party with your money. History shows us how that goes. Exchange hacks. Frozen accounts. "Temporary" withdrawal restrictions that last months.

Larecoin operates differently.

Self-custody from day one. Payments hit your wallet directly. No intermediary holding your funds hostage. No waiting periods. No permission needed to access what's already yours.

This isn't just philosophy. It's protection.

Merchant freedom means actual ownership. Not IOUs. Not balances on someone else's ledger. Real crypto in your real wallet.

NFT Receipts: The Future of Transaction Records

Traditional receipts are dead weight. Paper fades. Emails get lost. PDFs sit forgotten in folders.

Larecoin introduces NFT receipts.

Every transaction mints an immutable, on-chain record. Permanent. Verifiable. Transferable.

Why this matters for merchants:

• Dispute resolution becomes instant, show the blockchain

• Accounting gets automated with on-chain records

• Customer trust increases with transparent, verifiable transactions

• Tax documentation lives on-chain forever

NOWPayments? Standard confirmations. Nothing innovative. Nothing permanent.

NFT receipts aren't a gimmick. They're infrastructure for the next decade of commerce.

LUSD: Stability Without Sacrificing Decentralization

Volatility kills merchant confidence. We get it.

Accepting BTC sounds great until a 15% price swing wipes out your profit margin before you can convert.

NOWPayments offers auto-conversion. Receive crypto, get fiat. But you're back in the traditional banking system. Fees stack up. Conversion delays happen. You've basically added extra steps to accept a credit card.

Larecoin's LUSD changes everything.

A stablecoin native to the ecosystem. Peg to USD value. Instant settlement. No volatility anxiety.

The best part? You stay in crypto. No off-ramps needed. No bank accounts required. No conversion fees bleeding your revenue.

Accept payments in any supported crypto. Settle in LUSD. Maintain purchasing power. Stay decentralized.

That's how crypto payments should work.

Merchant Portal: Built for Business, Not Just Hobbyists

NOWPayments provides basic integration tools. API access. Some plugins. Gets the job done.

Larecoin's merchant portal goes further.

• Real-time transaction monitoring

• Multi-currency support with instant LUSD conversion

• Contactless POS integration for physical retail

• AI/ML-powered search and analytics

• Direct liquidity pool access

This isn't a payment button. It's a complete commerce ecosystem.

The difference? NOWPayments treats merchants as users. Larecoin treats merchants as partners in a decentralized economy.

The Independence Factor

Let's talk about what "decentralized" actually means for your business.

Centralized processors can:

• Change fee structures overnight

• Freeze accounts without warning

• Restrict certain business categories

• Require extensive KYC for withdrawals

• Shut down entirely (see: every failed crypto company)

NOWPayments is a company. Companies have policies. Policies change.

Larecoin's smart contract architecture removes the middleman. Protocol-level payments. Immutable rules. No corporate decisions affecting your cash flow.

Merchant independence isn't a marketing slogan. It's the architectural difference between trusting a company and trusting code.

Feature Comparison: Side by Side

Feature	NOWPayments	Larecoin
Transaction Fees	0.5%	Gas only
Custody Model	Custodial	Self-custody
NFT Receipts	No	Yes
Native Stablecoin	No	LUSD
On-chain Records	Limited	Full
Physical POS	Basic	Contactless integration
Withdrawal Delays	Yes	Instant
DAO Governance	No	Yes

The pattern is clear.

NOWPayments built a service. Larecoin built an ecosystem.

Real-World Impact: What This Means for Your Store

Picture this scenario.

With NOWPayments: Customer pays 0.01 ETH → NOWPayments takes 0.5% → You wait for withdrawal → Convert to fiat → Bank takes another cut → Maybe you see your money in 3-5 days.

With Larecoin: Customer pays 0.01 ETH → Payment hits your wallet instantly → Convert to LUSD if desired → NFT receipt mints automatically → You're done.

No middlemen. No delays. No surprise deductions.

For high-volume merchants, this difference compounds dramatically. We're talking thousands in annual savings. For smaller operations, it's the difference between crypto payments being viable or not worth the hassle.

The Bottom Line

NOWPayments serves a purpose. It brought crypto payments to merchants who needed simple solutions.

But simple isn't the same as optimal.

Larecoin represents the next evolution. True self-custody. Zero percentage fees. NFT receipts for permanent records. LUSD for volatility protection. Complete merchant independence.

The question isn't whether crypto payments work. That's settled.

The question is: who benefits most from your transactions?

With traditional processors, the answer is the processor.

With Larecoin, the answer is you.

Ready to take control?

Explore the full ecosystem at larecoin.com. Join the community discussion in the official announcements forum. See what merchant freedom actually looks like.

Your crypto. Your custody. Your profits.

That's the Larecoin difference.