Stop Wasting 3% on Card Fees: How Web3 Global Payments with LUSD Slash Costs in Under 5 Minutes

You're Bleeding Money on Every Transaction

Card processors are draining 3% from every sale.

Plus $0.30 per transaction.

Plus monthly gateway fees.

Plus cross-border fees at 5-7%.

A $200,000 monthly revenue business? You're paying $72,000 annually just to accept payments.

That's money straight out of your profit margin.

The Hidden Cost Structure Nobody Talks About

Traditional payment rails involve four intermediaries:

1. Customer's card network (Visa, Mastercard)

2. Acquiring bank

3. Payment processor

4. Merchant account provider

Each one takes a cut.

Each one adds delay.

Your funds sit in limbo for 2-7 business days while they settle through this chain.

Meanwhile, you've already shipped the product.

Web3 Payments Cut the Middlemen

Blockchain payments compress this to two steps:

Customer wallet → Your wallet.

That's it.

No card networks. No acquiring banks. No processing delays.

Just direct peer-to-peer transfer settled in real-time on the blockchain.

Your cost? Gas fees only.

Typical range: $0.01-0.05 per transaction.

Fixed. Regardless of transaction amount.

A $10 sale costs the same as a $10,000 sale.

LUSD: The Stablecoin That Solves Volatility

Here's the problem with most crypto payments: price fluctuation.

Bitcoin moves 5% during a transaction. Customer pays $100, you receive $95.

That's why LUSD changes everything.

LUSD is a decentralized stablecoin pegged 1:1 to the U.S. dollar.

Zero volatility. Zero conversion fees. Instant settlement at stable value.

Customer pays $100 in LUSD. You receive exactly $100 worth. Immediately.

No waiting for bank settlements. No currency conversion spread. No surprise devaluation.

Real Savings: The Numbers That Matter

Let's run actual calculations.

Mid-Size Business ($200k Monthly Revenue)

Traditional processor at 3%: $6,000/month in fees Web3 with LUSD: ~$800/month in gas fees Annual savings: $62,400

Small Business ($50k Monthly Revenue)

Traditional processor at 3%: $1,500/month Web3 with LUSD: ~$200/month Annual savings: $15,600

Enterprise ($1M Monthly Revenue)

Traditional processor at 3%: $30,000/month Web3 with LUSD: ~$2,000/month Annual savings: $336,000

That's money you can reinvest in inventory, marketing, or team growth.

Why NOWPayments and CoinPayments Still Cost You

Alternative crypto payment processors seem like a solution.

They're not.

NOWPayments charges 0.5% per transaction plus monthly fees.

CoinPayments hits you with 0.5% plus withdrawal fees.

Better than 3%, sure.

But you're still paying intermediary fees.

They're custodial platforms: they hold your funds, not you.

You wait for settlement. You follow their withdrawal schedules. You pay their structure.

It's the same old banking model wrapped in crypto language.

Self-Custody Changes the Game

Larecoin operates on true self-custody architecture.

Your funds hit your wallet directly.

No third party holds your money.

No withdrawal delays. No custodial risk. No "your account is under review" surprises.

You control the private keys. You own the assets. You make the decisions.

Financial sovereignty isn't a buzzword: it's operational reality.

The 5-Minute Setup Process

Traditional merchant accounts take weeks.

Bank approvals. Credit checks. Integration testing. Compliance documentation.

Web3 global payments with LUSD take five minutes:

1. Create a self-custody wallet (2 minutes)

2. Connect to Larecoin merchant portal (1 minute)

3. Generate payment link or QR code (1 minute)

4. Start accepting LUSD (immediate)

No credit check. No bank approval. No paperwork.

Your business is live globally in under five minutes.

NFT Receipts for Accounting

Every transaction generates an NFT receipt.

Immutable. Time-stamped. Blockchain-verified.

Your accountant gets a tamper-proof audit trail.

Tax season becomes straightforward. Every payment is traceable. Every record is permanent.

No more reconciling spreadsheets with bank statements.

The blockchain is your ledger.

Cross-Border Without the Border Costs

Traditional international payments hit you with:

• 5-7% currency conversion fees

• 3-5 day settlement times

• Correspondent banking fees

• Regulatory compliance costs

LUSD transactions are borderless by default.

Customer in Tokyo pays the same gas fee as a customer in Toronto.

Settlement happens in minutes, not days.

No currency conversion. No international wire fees. No geographic restrictions.

Global commerce becomes as simple as local commerce.

Gas-Only Economics Scale Differently

Traditional payment fees scale linearly.

Process $1M? Pay $30,000.

Process $10M? Pay $300,000.

Gas fees don't scale with transaction amount.

They scale with network congestion: usually staying below $0.10 per transaction.

Your payment infrastructure costs become predictable and minimal as you grow.

That's how you build sustainable margin at scale.

The Receivables Token Advantage

Larecoin's receivables token lets you tokenize outstanding invoices.

Customer owes $50,000 with net-60 terms?

Convert it to a tradeable token. Sell it at a discount for immediate liquidity.

No factoring companies taking 3-5%. No loan applications.

Instant working capital from your own receivables.

Traditional finance can't compete with that velocity.

Bank-Free Business Operations

You don't need a business bank account to run on Web3 payments.

No monthly account fees. No minimum balances. No transaction limits.

Your self-custody wallet is your business account.

You operate outside traditional banking infrastructure entirely.

This is financial sovereignty in practice.

Implementation Support That Actually Helps

Most crypto platforms dump documentation and disappear.

Larecoin provides actual merchant support:

• Integration assistance

• Custom POS solutions

• API documentation

• Direct technical contact

You're not alone in the transition.

We've moved hundreds of merchants from traditional processors to Web3 payments.

The path is proven. The savings are real.

Stop Paying the 3% Tax

Every day you run traditional payment processing is another day bleeding margin.

$200 daily in fees becomes $73,000 annually.

That's a full-time employee's salary.

Or inventory expansion.

Or marketing budget.

Instead, you're paying card networks for the privilege of accepting money.

Web3 global payments with LUSD end that extraction.

Gas-only costs. Self-custody control. Instant settlement.

The infrastructure is live. The savings are immediate.

Five minutes to set up.

A lifetime of reduced merchant interchange fees.

Ready to stop wasting 3%?

Visit Larecoin and see what Web3 payments actually cost( almost nothing.)

Your margins will thank you.