Stop Wasting 3% on Interchange Fees: The Fastest Way to Switch to Self-Custody Merchant Accounts

Your Payment Processor Is Bleeding You Dry

Every swipe costs you money.

Traditional payment processors charge 1.5-3.5% per transaction. That's not negotiable. That's the price of doing business in the legacy financial system.

But here's the kicker: You don't need them anymore.

Self-custody merchant accounts cut those fees by more than half. No middlemen. No acquiring banks. No payment networks taking their slice.

Just direct, peer-to-peer payments that land in your wallet.

The Hidden Cost of "Convenient" Payment Processing

Let's break down what you're actually paying for:

Traditional Payment Stack:

• Interchange fees: 1.5-3.5%

• Payment processor markup: 0.3-0.5%

• Monthly gateway fees: $10-30

• Chargeback fees: $20-100 per dispute

• PCI compliance costs: $100-1,000 annually

Do the math on a $100,000 monthly revenue stream. You're hemorrhaging $2,500-$3,500 every single month.

That's $30,000-$42,000 annually. Gone. For the privilege of accepting payments.

Enter Self-Custody: The Web3 Payment Revolution

Self-custody changes everything.

You control the wallet. You receive the funds. No intermediaries.

Larecoin's Self-Custody Model:

• Transaction fees: 0.1-0.5% (network gas fees only)

• No monthly charges

• No gateway fees

• No chargeback fees

• Instant settlement

That same $100,000 monthly revenue? You're now paying $100-$500 in fees. That's a 90-95% reduction.

Welcome to financial sovereignty.

Why NOWPayments and CoinPayments Still Don't Get It

Let's address the competition.

NOWPayments positions itself as a crypto payment gateway. They charge 0.5% per transaction. Better than Visa, sure. But they're still a custodial service. They hold your funds. You wait for payouts.

That's not self-custody. That's just a crypto version of the same old system.

CoinPayments offers similar rates: 0.5% transaction fees. They also act as custodians. Your money sits in their system until withdrawal.

Both platforms miss the entire point of Web3 payments: You should control your assets from transaction to settlement.

Larecoin eliminates the middleman entirely. Your merchant wallet receives payments directly. No custody risk. No withdrawal delays. No third-party control.

The LUSD Stablecoin Advantage

Price volatility kills merchant adoption.

That's where LUSD comes in.

LUSD Benefits for Merchants:

• Fully decentralized stablecoin

• No centralized issuer risk

• Algorithmic stability mechanism

• Seamless integration with Larecoin ecosystem

• Instant conversion from LARE

Customers pay in LARE. You receive LUSD. Zero volatility exposure. Zero custodial risk.

Traditional stablecoins like USDC? Centralized. Circle controls the reserves. They can freeze your funds.

LUSD is trustless. Decentralized. Unstoppable.

NFT Receipts: More Than Digital Paper Trails

Every Larecoin transaction generates an NFT receipt.

Sounds gimmicky? Think again.

NFT Receipt Utility:

• Immutable transaction records

• Portable proof of purchase

• Programmable loyalty rewards

• Automated warranty tracking

• Resale verification for authenticated goods

• Customer engagement tool

Your customers get more than a payment confirmation. They get a digital asset with real utility.

Loyalty program tied to NFT receipts? Automatic airdrops to customers who hit spending thresholds. No complex CRM integration required.

This is merchant-customer relationship building on autopilot.

The 5-Step Switch to Self-Custody Merchant Accounts

Ready to cut your fees by 50%+?

Here's how fast you can switch:

Step 1: Create Your Merchant Wallet Set up a self-custody wallet compatible with Larecoin. Takes 5 minutes.

Step 2: Generate Payment QR Codes Create unique payment addresses or dynamic QR codes for checkout. One-time setup.

Step 3: Integrate Larecoin Payment Gateway Add the payment option to your website or POS system. Larecoin provides plug-and-play solutions.

Step 4: Configure LUSD Auto-Conversion Set preferences to automatically convert LARE payments to LUSD. Lock in stablecoin protection.

Step 5: Go Live Start accepting payments. Funds hit your wallet in real-time.

Total setup time? Under 2 hours.

Compare that to the weeks-long merchant account approval process with traditional processors.

Real Numbers: The Larecoin Fee Comparison

Let's get specific.

Scenario: $250,000 Annual Revenue

Traditional Payment Processing (3% average):

• Annual fees: $7,500

• Monthly gateway: $360

• Chargeback costs: $600

• Total: $8,460

NOWPayments (0.5% + custody delays):

• Annual fees: $1,250

• Custody risk exposure

• Withdrawal delays

• Total: $1,250+ opportunity cost

CoinPayments (0.5% + custody):

• Annual fees: $1,250

• Third-party control

• Settlement delays

• Total: $1,250+ risk premium

Larecoin Self-Custody (0.2% average gas):

• Annual fees: $500

• Instant settlement

• Full control

• Total: $500

Savings vs. Traditional: $7,960 (94% reduction)Savings vs. Competitors: $750+ (60% reduction)

That's not marginal improvement. That's transformation.

Self-Custody Is Non-Negotiable for Web3 Merchants

Control matters.

When you don't control your payment infrastructure, you don't control your business.

Traditional processors can freeze accounts. Custodial crypto gateways can delay payouts. Centralized stablecoins can blacklist wallets.

Self-custody eliminates every single point of failure.

Your keys. Your coins. Your business.

This isn't just about fees. It's about sovereignty. It's about building a business on infrastructure that can't be shut down by intermediaries.

Web3 payments aren't the future. They're the present. Every month you wait, you're throwing away thousands in unnecessary fees.

The Larecoin Merchant Advantage

Larecoin isn't just another crypto payment option.

It's the complete self-custody merchant solution:

• Gas-only transfer costs (0.1-0.3%)

• LUSD stablecoin integration

• NFT receipt generation

• Direct wallet settlement

• Zero custody risk

• Programmable payment logic

• Cross-chain compatibility

Built on Solana for speed and scalability. Designed for merchants who refuse to pay middlemen.

Check out the Larecoin merchant solutions and see the difference yourself.

Stop Paying 3% Tomorrow

You have two options:

1. Keep paying 3% to legacy payment processors

2. Switch to self-custody and keep 97%

The choice is obvious.

The setup takes hours. The savings last forever.

Join the Web3 payment revolution. Cut your fees by 50%+ starting today.

Visit Larecoin and reclaim your merchant fees.

Your competition is already making the switch. Don't get left behind paying 20th-century fees in a 21st-century economy.