Struggling With High Payment Processing Fees? How Receivables Tokens and LUSD Stablecoin Benefits Are Changing the Game
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- 5 days ago
- 4 min read
Let's cut to the chase.
You're bleeding money on payment processing fees. Every single transaction. Every swipe. Every tap. Traditional processors are taking 2.5% to 3.5% of your hard-earned revenue.
That's not a fee. That's a tax on your growth.
And in 2026, there's absolutely no reason to keep paying it.
The Payment Processing Fee Problem Is Worse Than You Think
Here's the math that should make you uncomfortable.
A business processing $500,000 annually? That's $12,500 to $17,500 gone. Vanished. Handed directly to payment processors who provide... what exactly? A middleman service.
Interchange fees. Assessment fees. Processing fees. Gateway fees. Chargeback fees.
The traditional payment stack is designed to extract maximum value from merchants. Not deliver it.
Meanwhile, Web3 payments have evolved. Dramatically.

Enter Receivables Tokens: Your Transactions, Tokenized
Receivables tokens represent a fundamental shift in how payments work.
Think of them as digital receipts with superpowers.
Every transaction you process through Larecoin creates a receivables token. This isn't just a record, it's a verifiable, immutable proof of payment living on the blockchain.
Why does this matter for merchants?
Instant settlement. No more waiting 2-3 business days.
Full transparency. Every transaction is traceable.
Reduced disputes. Blockchain records don't lie.
Programmable money. Set conditions, automate payments.
Traditional processors like NOWPayments and CoinPayments still operate on outdated models. They process crypto, sure. But they don't tokenize receivables. They don't give you ownership of your transaction data.
Larecoin does.
Your receivables become assets. Verifiable. Tradeable. Yours.
LUSD Stablecoin: Stability Meets Innovation
Volatility is the elephant in every crypto payments conversation.
"I can't accept Bitcoin, what if it drops 10% overnight?"
Valid concern. Outdated solution.
LUSD stablecoin eliminates volatility while preserving every advantage of blockchain payments.
Here's what LUSD delivers:
Price stability. Pegged value means no surprises.
Instant conversion. Receive payments in any crypto, settle in LUSD.
Lower fees. Gas-only transfers slash processing costs by 50% or more.
Global reach. No borders. No currency conversion headaches.
Compare that to traditional stablecoin solutions from competitors.
CoinPayments charges conversion fees on top of processing fees. NOWPayments takes their cut during settlement. The fee layers keep stacking.
Larecoin's approach? Gas-only transfers. You pay the minimal blockchain transaction cost. That's it.

NFT Receipts: Not Just a Gimmick
Let's talk about NFT receipts.
Yes, seriously.
This isn't about jumping on a trend. NFT receipts solve real business problems.
Proof of Purchase
Every transaction generates a unique NFT receipt. This creates an unalterable record that:
Eliminates receipt fraud
Simplifies returns and exchanges
Provides customers with permanent proof of ownership
Creates new loyalty program possibilities
Customer Engagement
Smart merchants are already using NFT receipts to:
Unlock exclusive discounts on future purchases
Grant access to member-only products
Build community around their brand
Create collectible purchase histories
Accounting Simplified
Your accountant will thank you. Every transaction is timestamped, verified, and permanently recorded. Tax season becomes significantly less painful.
Traditional payment processors can't offer this. NOWPayments processes crypto payments: full stop. CoinPayments handles transactions: nothing more.
Larecoin creates a complete ecosystem around every payment.
Self-Custody: Why It's Non-Negotiable
Here's where Web3 payments get serious.
Self-custody means you control your funds. Not a processor. Not a bank. Not a third party hoping they don't get hacked.
You.
The 2025-2026 crypto landscape has proven one thing repeatedly:
Centralized custody is risk. We've watched major platforms freeze withdrawals. Lock accounts. Collapse overnight.
Self-custody eliminates this entirely.
With Larecoin's push-to-card functionality, you maintain full control while still accessing traditional spending rails when needed. Your crypto. Your stablecoin. Your decision when and how to use it.

What self-custody means for merchants:
No frozen accounts during "reviews"
No arbitrary holds on your revenue
Immediate access to every dollar earned
Complete financial sovereignty
CoinPayments requires you to trust their custody solution. NOWPayments holds your funds until settlement.
Larecoin puts you in control. Period.
The Numbers Don't Lie: 50%+ Fee Reduction
Let's talk actual savings.
Traditional payment processing: 2.5% - 3.5% per transaction.
Larecoin processing: Gas fees only. We're talking fractions of a percent.
Real-world scenario:
Annual Revenue | Traditional Fees | Larecoin Fees | Your Savings |
$100,000 | $2,500 - $3,500 | ~$500 | $2,000+ |
$500,000 | $12,500 - $17,500 | ~$2,500 | $10,000+ |
$1,000,000 | $25,000 - $35,000 | ~$5,000 | $20,000+ |
That's not marginal. That's transformational.
Those savings go directly to your bottom line. Reinvest in inventory. Hire staff. Expand operations. The choice is yours: because the money is actually yours.
Why Larecoin Outperforms the Competition
NOWPayments and CoinPayments pioneered crypto payment processing. Credit where it's due.
But pioneering and leading are different things.
NOWPayments limitations:
Additional fees on conversions
Limited stablecoin options
No receivables tokenization
Custodial model
CoinPayments limitations:
Complex fee structure
Slow settlement times
No NFT receipt functionality
Centralized custody risks
Larecoin advantages:
Gas-only transfers
LUSD stablecoin integration
Receivables token ecosystem
NFT receipts built-in
True self-custody
Push-to-card functionality
Global Web3 payments infrastructure
The comparison isn't close.

Getting Started Is Simpler Than You Think
Transitioning to Larecoin doesn't require a complete infrastructure overhaul.
Step 1: Visit larecoin.com and explore the ecosystem.
Step 2: Set up your self-custody wallet.
Step 3: Integrate Larecoin payments into your existing checkout.
Step 4: Start accepting payments with 50%+ lower fees.
That's it. No lengthy applications. No credit checks. No waiting for approval from gatekeepers.
The Future of Payments Is Already Here
High payment processing fees aren't inevitable. They're a choice.
A choice to stick with legacy systems designed to extract value from merchants.
Receivables tokens, LUSD stablecoin benefits, NFT receipts, and self-custody aren't future technology. They're available right now. Working right now. Saving merchants money right now.
The question isn't whether Web3 payments will transform commerce.
The question is whether you'll be ahead of the curve or playing catch-up.
Ready to slash your processing fees by 50% or more?
Join the Larecoin community and take control of your payments.
Your margins will thank you.

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