The Fastest Way to Reduce Merchant Interchange Fees by 50%+ with Web3 Global Payments

Interchange fees are bleeding your business dry.

Every swipe. Every tap. Every online checkout. You're losing 2-4% on domestic transactions. Cross-border? That jumps to 4-6%.

For a business processing $500,000 annually, that's $18,000 vanishing into the pockets of banks, card networks, and payment processors.

There's a faster way. Web3 global payments can slash those fees by 50% or more. No middlemen. No hidden markups. Just direct settlement.

Let's break down exactly how it works.

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The Problem: Your Money Goes Through Too Many Hands

Traditional payment processing is a fee buffet. Everyone takes a bite:

• Interchange fees: 1.5-2.5%

• Network assessment fees: 0.1-0.3%

• Processor markup: 0.2-0.5%

• FX conversion fees: 1-3% on international transactions

Add it up. You're hemorrhaging cash on every single transaction.

Worse? Traditional processors hold your funds for 3-5 business days. Your money. Sitting in someone else's account. Earning them interest.

This system wasn't designed for merchants. It was designed for banks.

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The Solution: Web3 Payments Eliminate the Middle

Web3 global payments change everything.

Here's the core concept: direct settlement through stablecoins.

No banks routing transactions. No card networks taking their cut. No acquiring banks skimming off the top.

Customer wallet → Merchant wallet. Done.

What you actually pay: Minimal blockchain gas fees. We're talking 0.5-1% total. That's it.

The math is simple. If you're currently paying 3.5% on average, dropping to 0.75% represents a 78% reduction in payment processing costs.

For that $500,000 annual business? You just saved $13,500.

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How Larecoin Makes This Happen

Larecoin isn't just another crypto payment processor. It's a complete Web3 global payments ecosystem built for merchants who are tired of getting squeezed.

Here's what sets it apart:

Self-Custody Merchant Accounts

You control the private keys. You control the funds. No third party holding your money hostage.

This isn't just about security. It's about financial sovereignty. Your business runs without depending on banks or payment processors who can freeze accounts, delay transfers, or change terms overnight.

LUSD Stablecoin Benefits

Volatile crypto prices? Not your problem.

LUSD stablecoin benefits include price stability pegged to the dollar. Accept payments in crypto, receive value in stable assets. Your accounting stays clean. Your margins stay predictable.

NFT Receipts for Accounting

Every transaction generates blockchain-verified NFT receipts for accounting purposes.

What this means for you:

• Automated record-keeping

• Immutable transaction history

• Simplified tax compliance

• Audit-ready documentation

No more reconciling spreadsheets. No more hunting for missing invoices. Every transaction lives on-chain, permanently verifiable.

Receivables Token

Convert your accounts receivable into tradeable assets. The receivable token feature lets you unlock liquidity from pending payments instead of waiting for settlement.

Cash flow problems? Solved.

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Implementation: Get Started in 4 Steps

Switching to Web3 global payments isn't complicated. Here's the fastest path:

Step 1: Set Up Self-Custody

Create your self-custody merchant account through Larecoin's platform. You'll control your private keys from day one. No account approval delays. No underwriting hoops.

Step 2: Enable Stablecoin Settlement

Configure LUSD as your primary settlement currency. This eliminates volatility concerns while maintaining all the fee advantages of blockchain-based payments.

Step 3: Deploy Your Crypto POS System

For brick-and-mortar businesses, Larecoin's crypto POS system for small business operations integrates seamlessly. Contactless payments. QR codes. Multiple cryptocurrency acceptance.

Step 4: Activate NFT Receipts

Turn on automated NFT receipt generation. Every transaction gets recorded on-chain. Your accountant will thank you.

Total setup time? Under an hour.

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Real Numbers: What You'll Actually Save

Let's run the math on different business sizes:

Small Business: $60,000/Month Revenue

Traditional processing (3% average): $1,800/month = $21,600/year

Larecoin processing (0.75%): $450/month = $5,400/year

Annual savings: $16,200

Mid-Size Merchant: $250,000/Month Revenue

Traditional processing (3.5% with cross-border): $8,750/month = $105,000/year

Larecoin processing (0.75%): $1,875/month = $22,500/year

Annual savings: $82,500

High-Volume Business: $1M/Month Revenue

Traditional processing (3.5%): $35,000/month = $420,000/year

Larecoin processing (0.75%): $7,500/month = $90,000/year

Annual savings: $330,000

The higher your volume, the more dramatic the savings.

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Why Not NOWPayments or CoinPayments?

Fair question. There are other crypto payment processors out there. Let's compare.

NOWPayments Alternative

NOWPayments offers crypto acceptance, but you don't get true self-custody. Your funds route through their system. Settlement delays exist. You're still trusting a third party.

Larecoin's self-custody merchant accounts put you in complete control. No intermediary custody. No withdrawal limits. No account freezes.

CoinPayments Alternative

CoinPayments has been around. They also charge higher fees: typically 0.5-1% plus additional conversion fees. No NFT receipt functionality. No receivable token features.

The Larecoin ecosystem delivers more functionality at competitive rates.

Triple-A Comparison

Triple-A focuses primarily on enterprise clients. Complex integration. Enterprise pricing. Not optimized for small and mid-size merchants.

Larecoin scales from solo operators to high-volume businesses without forcing you into enterprise-tier pricing.

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Beyond Fees: The Global Reach Advantage

Reducing merchant interchange fees is just the beginning.

Web3 global payments unlock international markets without the traditional friction:

• No international payment premiums. Same low fees whether your customer is across the street or across the ocean.

• No FX conversion losses. Stablecoin settlement eliminates currency conversion markups.

• Instant settlement. Funds hit your wallet immediately. No 3-5 day holds.

• No banking hours. Transactions process 24/7/365.

For businesses with international customers, this changes everything. You can finally compete globally without getting crushed by cross-border payment costs.

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Bank-Free Business Operations

Here's the real revolution: you don't need a bank.

Self-custody means financial independence. Accept payments. Hold funds. Convert to fiat when needed. Or stay entirely in the crypto ecosystem.

No bank can:

• Freeze your merchant account

• Delay your deposits

• Increase your rates without notice

• Deny your application based on industry type

Financial sovereignty for your business. Finally.

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Ready to Cut Your Payment Costs in Half?

The math doesn't lie. Traditional payment processing costs too much and delivers too little.

Web3 global payments through Larecoin offer:

✅ 50%+ fee reduction ✅ Self-custody merchant accounts ✅ LUSD stablecoin stability ✅ NFT receipts for accounting ✅ Receivable token liquidity ✅ Instant global settlement ✅ True financial sovereignty

Every day you wait is money left on the table.

Set up your Larecoin merchant account today and start keeping more of what you earn.

Questions? Let's chat.