The Fastest Way to Slash Merchant Interchange Fees: Why LUSD Stablecoin Is Your Secret Weapon

Every swipe. Every tap. Every transaction.

Your payment processor takes a cut.

2-4% on domestic transactions. 4-6% on cross-border payments. Hidden fees buried in fine print.

It's 2026. Time to stop bleeding revenue to middlemen.

Enter LUSD stablecoin, the merchant's secret weapon for slashing interchange fees by 50% or more.

The Silent Profit Killer: Traditional Payment Processing

Let's break down what's actually happening every time a customer pays you.

Traditional fee layers eating your margins:

• Interchange fees: 1.5-2.5%

• Assessment fees: 0.13-0.15%

• Processor markup: 0.2-0.5%

• Gateway fees: $0.10-0.30 per transaction

That's 2-4% per transaction. Minimum.

Processing $50,000 monthly? You're hemorrhaging $1,000-$2,000 every single month. That's $12,000-$24,000 annually, just to accept money from customers who want to pay you.

International sales? Even worse. Cross-border fees balloon to 4-6%.

The traditional payment rails were built for a different era. They're bloated. Slow. Expensive.

And merchants keep paying the price.

LUSD Stablecoin: The Gas-Only Revolution

Here's where everything changes.

LUSD operates on a gas-only model. No percentage-based charges. No interchange fees. No assessment fees. No processor markup.

Just minimal network gas fees.

The result? Processing costs drop from 2-4% to under 1%.

That's not a minor improvement. That's a fundamental restructuring of payment economics.

How It Actually Works

Four steps. No intermediaries. Direct settlement.

1. Customer pays in crypto or stablecoin

2. Smart contracts validate the transaction automatically

3. Funds settle directly to your wallet, instantly

4. NFT receipt generates for both parties

Peer-to-peer. No middlemen skimming revenue.

The traditional payment stack has seven or eight parties touching your money before it reaches you. Each one takes a cut.

LUSD cuts straight through.

The Volatility Problem: Solved

"But crypto is volatile."

Valid concern. Terrible excuse.

LUSD maintains a 1:1 USD peg. Always.

Accept crypto payments. Receive stable dollar value. No exposure to market swings.

This isn't speculative. It's practical. It's commerce-ready.

Built on Solana, LUSD transactions process in seconds with near-zero gas fees. The network handles thousands of transactions per second without breaking a sweat.

Compare that to waiting 3-5 business days for traditional settlement.

Instant liquidity vs. frozen capital. The choice is obvious.

NFT Receipts: More Than a Gimmick

Every LUSD transaction generates an NFT receipt automatically.

Why does this matter?

Immutable proof of purchase. Can't be altered. Can't be forged. Lives on-chain forever.

Chargeback elimination. Traditional payment processors love chargebacks, they profit from the dispute process. NFT receipts provide cryptographic proof of transaction completion. No more fraudulent chargeback claims draining your revenue.

Automated accounting. Every transaction recorded with timestamp, amount, and parties involved. Your bookkeeping just got significantly easier.

Customer loyalty integration. NFT receipts can carry embedded benefits, discounts, loyalty points, exclusive access. Turn every purchase into a relationship builder.

This isn't Web3 theater. It's practical utility solving real merchant pain points.

Self-Custody: Your Money, Your Control

Here's the uncomfortable truth about traditional payment processing.

Your money isn't really yours until it settles. Days later. After fees. After holds. After whatever arbitrary delays your processor decides to impose.

LUSD payments settle to your wallet. Directly. Immediately.

Self-custody means:

• No frozen accounts because a processor flagged something suspicious

• No rolling reserves holding your capital hostage

• No weekend delays waiting for banking hours

• No third-party risk from processor insolvency

You control the keys. You control the funds.

This is financial sovereignty for merchants. Not a buzzword. A fundamental shift in who holds power in the transaction.

Larecoin vs. The Competition

Not all crypto payment processors are created equal.

NOWPayments charges percentage-based fees that scale with your volume. More success means more fees. That's backwards.

CoinPayments locks merchants into their ecosystem with withdrawal fees and conversion spreads. You're trading one middleman for another.

Larecoin with LUSD? Gas-only. No percentage fees. No hidden charges. No withdrawal penalties.

Here's the comparison that matters:

Feature	NOWPayments	CoinPayments	Larecoin (LUSD)
Fee Structure	% Based	% + Withdrawal	Gas Only
Settlement	Delayed	Delayed	Instant
Self-Custody	No	No	Yes
NFT Receipts	No	No	Yes
Cross-Border Premium	Yes	Yes	No

The gap isn't close.

Larecoin built its infrastructure specifically for merchant efficiency. Not as an afterthought. Not as an add-on feature.

From the ground up, the entire system optimizes for one thing: keeping more money in merchant pockets.

The Numbers: Real Savings for Real Businesses

Let's get specific.

Monthly processing volume: $50,000

Traditional processing (3% average): $1,500/month in fees LUSD processing (under 1%): ~$400/month in fees

Annual savings: $13,200+

Annual cross-border volume: $5,000,000

Traditional processing (5% average): $250,000 in fees LUSD processing (under 1%): ~$45,000 in fees

Annual savings: $205,000

These aren't projections. These aren't best-case scenarios.

This is basic math. Lower fees = more profit.

Implementation: Faster Than You Think

Worried about complexity? Don't be.

Larecoin integration takes hours, not weeks. No developer army required.

What you get:

• Simple API for e-commerce platforms

• Point-of-sale compatibility

• Automatic LUSD conversion

• Real-time dashboard analytics

• NFT receipt generation

Your customers pay how they want. You receive stable value instantly.

The technical heavy lifting happens behind the scenes. Your job? Accept payments and watch margins improve.

The Merchant Growth Imperative

Margins in 2026 are tighter than ever.

Supply chains remain volatile. Labor costs keep climbing. Competition intensifies daily.

Every percentage point matters.

Payment processing fees represent one of the few costs you can dramatically reduce without sacrificing quality, service, or capability.

LUSD isn't about being crypto-forward for its own sake. It's about practical business economics.

Lower fees. Faster settlement. Complete control.

That's the merchant growth formula. That's why LUSD is your secret weapon.

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Ready to slash your interchange fees?

The merchants who move first capture the advantage. The ones who wait keep paying premium rates to outdated infrastructure.

Your competitors are already evaluating this. Some have already switched.

Visit Larecoin and see what gas-only payment processing looks like for your business.

The future of merchant payments isn't coming. It's here.